USDA Vs. FHA your options comparison in Petaluma, Sonoma County, CA
For the year 2025, the USDA loan limit in Petaluma, within Sonoma County, CA, reaches $763,200, while the FHA limit for a single-family residence is $861,350.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA and FHA loans, assessing the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, aiding your decision on which program in is optimal for your financial situation.
2025 Loan Limits and Downpayment Requirements in Petaluma, Sonoma, CA
Loan Type
Loan Limit
Down Payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
Exploring USDA and FHA Loan Options in Petaluma, CA
The goal of Lendersa® is to help you secure the best available USDA or FHA loan efficiently and without hassle. Choose from three starting strategies to find matching lenders and explore USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, intended for use in rural areas only. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.
Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice
"Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated.
Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers."
