In 2026, the USDA loan limit in Brawley, within Imperial county, CA is $376,500, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today’s top rates between USDA and FHA loans. This tool allows you to determine the necessary income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the most suitable program for your financial situation, especially in Alabama.
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $376,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three avenues to connect with lenders and review USDA loan offerings.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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