USDA Vs. FHA your options comparison in Brawley, Imperial County, CA

In 2025, the USDA loan limit in Brawley, within Imperial county, CA is $376,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today’s top rates between USDA and FHA loans. This tool allows you to determine the necessary income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the most suitable program for your financial situation, especially in Alabama.

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2025 Loan Limits and Downpayment Requirements in Brawley, County of Imperial, CA

Loan Type Loan Limit Down Payment
USDA $376,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Brawley, CA

Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three avenues to connect with lenders and review USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PEOPLE TRUST COMMUNITY LOAN FUND
  • 5300 West 65th Street, Little Rock, AR, 72209
  • PEOPLE TRUST'S​ primary PURPOSE is to promote community development by providing credit counseling services, financial support and literacy for communities that would otherwise not receive said OPPORTUNITIES. PEOPLE TRUST pledges to challenge what has become tradition in today's fluctuating socio-economical system.
  • First Service Bank
  • 136 S Broadview, Greenbrier, AR, 72058
  • First Service Bank has been in operation for over 50 years and has locations in Little Rock, Greenbrier, Clinton, Shirley, Marshall, Yellville, Flippin, Mountain View, Conway and Dermott, with its headquarters in Faulkner County. Our goal is to fulfill your Banking & financing needs so you can realize your dreams.
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  • 939 Park Circle Dr, Brookfield, MO, 64628
  • Bank of Brookfield-Purdin has full service bank facilities in Brookfield, Purdin, and Meadville in Linn County and in Winigan located in the southeast corner of Sullivan County, all locally owned, managed, and staffed with individuals living in each of these communities who want you to bank with us.
  • Century Bank of the Ozarks
  • 42 Court Square, Gainesville, MO, 65655
  • Century Bank of the Ozarks is a family owned bank that had its beginning more than 100 years ago when it was founded in 1894. Our main bank office is located on the square in the town of Gainesville, nestled in the beautiful hills of the Ozarks in Southern Missouri. Our other offices are located in Theodosia, Bakersfield, Ava.
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  • 711 6th Street, Dawson, MN, 56232
  • Dawson Co-op Credit Union is a member-owned, nonprofit financial cooperative. A cooperative is an association of people who voluntarily join together to meet their common economic, social, or cultural needs, and aspirations through a jointly owned and democratically controlled enterprise.
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  • 2301 S. University Ave, Little Rock, AR, 72204
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees. CESFCU became a Federally Chartered Credit Union in 1992
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  • 210 North Main Street, Alpha, MN, 56111
  • The Farmers and Merchants State Bank of Alpha is a full service locally owned family bank. The Farmers and Merchants State Bank is proud to offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. and also The mission of the Farmers and Merchants State Bank of Alpha i
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  • 200 W Main St, Winnfield, LA, 71483
  • The Bank of Winnfield opened its doors in 1901 – serving the Winn Parish community during an era most people can hardly imagine today. The bookkeeping was done by hand with pen and ink, and the bank was lighted using kerosene lamps. From these humble beginnings and throughout more than a century of social, political and economic upheavals.
  • VA Hospital Federal Credit Union
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  • VA Hospital Federal Credit Union. The credit union was established in 1951 to serve its members financial needs. Since its inception the credit union has provided financial services at the best economical rates in the most opportune manner. This tradition started over 6 decades ago continues today.
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  • 9000 Kanis Rd, Little Rock, AR, 72205
  • Baptist Health Federal Credit Union is a not-for-profit financial institution with a people helping people mentality. We serve employees, friends, family, retirees, and volunteers of Baptist Health and other healthcare service industries. All deposits are federally insured by the NCUA up to $250,000. Visit the NCUA to learn more.
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  • 4504 82th St., Urbandale, IA, 50322
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