USDA Vs. FHA Pro and Con comparison in Heber, Imperial County, CA
In 2026, the USDA loan limit in Heber, in Imperial county, CA, is $376,500. Meanwhile, for FHA loans targeting single-family homes, the limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA vs FHA rates currently available. This tool helps you identify the necessary income, credit conditions, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to make the best financial decision in .
2026 Loan Limits and Down Payment Details in Heber, Imperial, CA
Loan Type
Loan Limit
Down Payment
USDA
$376,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Heber, CA
The objective of Lendersa® is to connect you with the most favorable USDA or FHA loan with speed and ease. Start exploring these opportunities by choosing one of the three options below to match you with suitable lenders and USDA programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs.
In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank
Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.
Open Mortgage is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described.
The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado.
Mobile and traditional directions to this location can be found below along with ratings
Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified
At our bank, you will find banking professionals who are dedicated to meeting your financial needs.
1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
