USDA Vs. FHA Pro and Con comparison in Heber, Imperial County, CA
In 2025, the USDA loan limit in Heber, in Imperial county, CA, is $376,500. Meanwhile, for FHA loans targeting single-family homes, the limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA vs FHA rates currently available. This tool helps you identify the necessary income, credit conditions, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to make the best financial decision in .
2025 Loan Limits and Down Payment Details in Heber, Imperial, CA
Loan Type
Loan Limit
Down Payment
USDA
$376,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Heber, CA
The objective of Lendersa® is to connect you with the most favorable USDA or FHA loan with speed and ease. Start exploring these opportunities by choosing one of the three options below to match you with suitable lenders and USDA programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
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