USDA Loan Vs. FHA loan pro & con for Imperial, Imperial County, CA

In 2025, USDA loan limit in Imperial, county of Imperial, CA is $376,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Imperial, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(805) 657-5760 206 miles Lender's profile and map Reviews MRES 2655 First Street, #250, Simi Valley, CA, 93065 "At MRES LOANS we are help Whether a first time homebuyer or seasoned. We cant list them all! Fannie Mae Freddie Mac Fixed & ARMs Home Equity Line of Credit Loans FHA Loans VA Loans Reverse Mortgage, CASH OUT is almost always available home loan Simi Valley broker mortgage broker Moorpark Los Angeles"
(800) 570-5626 206 miles Lender's profile and map Reviews Amerifund Home Loans Inc. 2655 First Street, Suite 220, Simi Valley, CA, 93065 Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)
(623) 334-4701 206 miles Lender's profile and map Reviews AERO Federal Credit Union 5811 W. Talavi Blvd, Glendale, AZ, 85306 We have been providing people with affordable, trustworthy financial services for over sixty years. We started in 1957, when a small group of workers in the aerospace industry banded together. Back then, we were known as the Sperry Phoenix Employees Federal Credit Union. Through a series of mergers and acquisitions of our core sponsor
(623) 889-7925 206 miles Lender's profile and map Reviews Price Team Lending 17505 N 79th Avenue, Suite 308, Glendale, AZ, 85308 Price Team Lending is a family owned business. The Broker, Donna Price, has 23 years experience in the industry. The company was built on ethics, honesty and service- one happy client at a time. Every client is treated like a family member and every step of the process is explained.
(602) 418-0189 206 miles Lender's profile and map Reviews Mountain Ridge Mortgage, LLC 20819 North 52nd Avenue, Glendale, AZ, 85308 At Mountain Ridge Mortgage LLC. We are a full service mortgage company based in Glendale, AZ. We specialize in Home Purchase Loans and Refinance in Glendale. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85308 and 85310,
(623) 875-9940 206 miles Lender's profile and map Reviews LUND MORTGAGE TEAM, INC. 7170 W. Camino San Xavier, Suite A-104, Glendale, AZ, 85308 We understand at Lund Mortgage Team, Inc. that most people need service outside the typical 9-5 routine. We are a small, local, family owned company, who specializes in Arizona lending. Not only do we have a loan specialist to answer your mortgage questions or pre-qual you for a purchase we will do this at a time convenient for you & your family.
(805) 377-1453 206 miles Lender's profile and map Reviews Glick Mortgage Group 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361 Michael Glick is the professional you want on your team – whether you are purchasing your first home or refinancing. When your most valuable investment, your home matters.…Michael's experience and reputation will not let you down. Michael has assisted families with their first home purchase to their dream home
(833) 255-5698 206 miles Lender's profile and map Reviews HMS Capital Funding 2835 Townsgate Rd, Suite 101, Westlake Village, CA, 91361 At HMS Capital Funding, we’re here to help you with mortgage and refinance processes that can otherwise feel like too much to handle without proper information and guidance. At HMS Capital Funding, we offer personalized service no matter what size your loan is. Our experts will guide you through the loan process, get you the best rates possible
(855) 486-7852 206 miles Lender's profile and map Reviews CSMC Mortgage 4353 Park Terrace Drive, Suite 100, Westlake Village, CA, 91361 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(805) 368-9769 206 miles Lender's profile and map Reviews Conrad Kantor CK Financial 1059 Twinfoot Ct, Westlake Village, CA, 91361 Conrad Kantor CK Financial One of the most important factors in making a sound investment decision today is working with an expert who has the knowledge to help you find the loan product with competitive term and minimizes risk. Rather than being affiliated with one bank, we can present your loan to a broad group of capital resources.