In 2025, USDA loan limit in Imperial, county of Imperial, CA is $376,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Imperial, county of Imperial, CA
Loan Type
Loan Limit
Down payment
USDA
$376,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Imperial, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1141 Highland Avenue, Suite C, Manhattan Beach, CA, 90266
We are Innovators. Leveraging Technology for Success. Through innovative technology solutions, we strive to make the lending process more efficient, dynamic, and successful. With a combined experience of over 100 years, we bring to you confidence you can Bank on. Wisdom built on experience and innovation born through never ending
Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.
Our goal is to be the lender of choice for existing homeowners and for those who are just beginning their homeownership journey. Operating on sound principles, ethics, transparency, and an unwavering commitment to customer service we will earn your business today and in years to come.
952 Manhattan Beach Blvd, Suite 160, Manhattan Beach, CA, 90266
Maloney RE Capital, Inc. is a boutique mortgage brokerage firm, founded in 2005 by Sean P. Maloney. The firm prides itself on providing clients with exceptional personalized services with a constant eye on each client's unique transaction. With over 20 years of mortgage lending experience.
we’re UNIFY Financial Credit Union and we’re all about YOU. YOU put the “U” in UNIFY. YOU are our member. YOU can be anywhere in the United States, and our goal remains the same – to connect YOU to a better banking experience. YOU are at the heart of our decision-making, so it’s no wonder our commitment to YOU is providing access.
With 14 years experience in a Mortgage Industry, we work hard to satisfy the mortgage needs and go above and beyond to exceed the expectations of our customers. We provide a range of products and services with quick turn around times and with many our mortgages closing in 20, 15 and even 10 days. Call us to get you into your new home faster.
Elevate Lending, we love what we do. Transparency and simplicity is our way of business. With over 15 years of experience, we understand and appreciate the need for honest, quick and responsible practices of communication and lending. Our client’s satisfaction and happiness are our priority.
HomeIT Lending is a fast growing mortgage company with a firm commitment to delivering quality service to our customers. We offer a wide range of mortgage products with competitive rates and fast closing. We pride ourselves on providing superior customer service and creating satisfied customers.
611 South Catalina, Suite 310, Los Angeles, CA, 90005
At Dior Realty We know how important it is to purchase or sell a home; that’s why we founded our business as a way to help & educate our community. Diorella is a hands on realtor. She's been in the industry for 19 years. Only and always strive for her clients' best interests. Her experience and knowledge is what sets her apart from other agents.
3055 Wilshire Blvd, Suite 530, Los Angeles, CA, 90010
Incorporated since 1994, we provide title loans to California residents. Customer service is a top priority and we know people are in a hurry to get funds, so we give approvals and funding in as little as an hour. We have competitive rates! We provide car title loans to people who are in need of emergency money.