USDA and FHA Pro and Con in Holtville, Imperial County, CA
As of 2026, the USDA loan limit in Holtville, Imperial county, CA is $376,500, whereas for single-family homes, the FHA loan limit is $472,030.
To compare the best available rates between USDA and FHA options, use the Lendersa® USDA loan calculator. It helps in evaluating the necessary income, credit history, reserves, and documentation required for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA options side by side, which aids in selecting the ideal program for your specific financial needs, especially in .
Loan Limits and Downpayment Details for 2026 in Holtville, Imperial, CA
Loan Type
Loan Limit
Down payment
USDA
$376,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Holtville, CA
The objective at Lendersa® is to quickly and conveniently provide you with a top-notch USDA or FHA loan. You can begin with one of three pathways that connect you with lenders and USDA loan offerings effectively.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgage loans need no down payment.
2000 South Colorado Blvd, Suite 2-1200, Denver, CO, 80222
At Vectra Bank, we practice “proactive relationship banking.” Which means we get to know our clients well, and we use that knowledge to vigorously discover opportunities to grow their business. We’re passionate about helping clients who are passionate about their business, and our expert bankers serve them in 35 bank locations
The Native American Bancorporation serves as the holding company for Native American Bank, N.A. and is a Community Development Institution (CDI) whose purpose is to promote economic development in areas that are underserved by traditional financial institutions. Chartered as a national community development focused bank.
Preferred Lending Partners, was founded in 1985 and is a not-for-profit Certified Development Company for all of Colorado primarily focusing on counties of Adams, Boulder, Broomfield, Denver. Preferred Lending Partners specializes in SBA 504 loans for small businesses we can also lead you through the rewarding endeavor of acquiring your own assets.
Our goal is to add value to the lives of our members, employees, and the greater community. To do that, we believe in acting a certain way and look to our core values to guide us in every decision we make.
We have a long history of providing excellent financial products and services to our members, and will uphold our commitment.
Expect Mortgage Co are home loan and refinance specialists serving clients in the beautiful state of Colorado. We provide honest, transparent, and trustworthy home loan origination and refinance services. We have established a unique value prop that we feel resonates well with first-time home buyers.
1660 South Albion Street, Suite 723, Denver, CO, 80222
We are a Denver based, independent mortgage brokerage firm. We work with many wholesale lenders so we can do the shopping for you. We help you take advantage of the most competitive rates when they are available. You can expect very personal service, great communication and a small staff with decades of mortgage experience.We owe our success.
1873 South Bellaire Street, Suite 930, Denver, CO, 80222
Distinctive Home Lending, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
Huettner Capital is a residential and commercial real estate lender. We handle all types of financing and specialize in complex transactions.These situations typically involve self-employment, multiple properties, wealth management, investment property, relocation, and divorce to name a few.
The Home Loan Arranger closes loans on-time, and offers some of the nations most aggressive interest rates. Don't trust your loan with a rookie. JM Ruedy Lending, has been highly successful and I am pleased to announce it has recently been renamed to “The Home Loan Arranger.” With my 25+ years in the mortgage business
First Manhattan Mortgage has been in the mortgage lending business since 1994. Our focus has always been to deliver quality mortgage products and low rates to our borrowers, in an environment of transparency and advocacy. Our borrowers receive concierge service that is second to none.
