FHA Vs. USDA loan program for Holtville, Imperial County, California

In 2025, USDA loan limit in Holtville, county of Imperial, CA is $376,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Holtville, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(225) 228-0202 Lender's profile and map Reviews Pelican Home Lending 8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809 At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(225) 313-6189 Lender's profile and map Reviews Reliant Home Lending 8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809 At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.
(225) 291-7901 Lender's profile and map Reviews KEY LENDING SOULTIONS 10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809 Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.
(225) 975-0000 Lender's profile and map Reviews Area Home Lending 1737 Oakdale Dr, Baton Rouge, LA, 70809 Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.
(225) 664-0360 Lender's profile and map Reviews DSLD Mortgage 7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809 We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,
(319) 851-2241 Lender's profile and map Reviews Palo Savings Bank 2801 Hollenbeck Rd, Palo, IA, 52324 Palo Savings Bank, in Palo, IA, is the area's leading bank serving Cedar Rapids, Palo, Marion, Hiawatha, Shellsburg, Vinton & surrounding areas since 1908. We offer checking and savings accounts, IRAs, loans, bill pay, online banking, mobile banking, e-statements, remote deposits & much more. For more information, contact Palo Savings Bank in Palo.
(952) 240-6290 Lender's profile and map Reviews Renovo Capital, LLC 407 Lake St E, Suite 201, Wayzata, MN, 55391 At Renovo Capital, LLC our goal is to add value for clients by providing simple financing solutions. We are a small team that is based in the western suburbs or Minneapolis and all have deep-rooted interests in different aspects of real estate and construction that we use to help clients achieve their goals.
(866) 567-6282 Lender's profile and map Reviews SkyView Partners 294 East Grove Lane, Suite 120, Wayzata, MN, 55391 SkyView is focused exclusively on the investment banking and financing needs of independent and registered investment advisors. We provide financial advisors with guidance and capital for practice succession, acquisition, merger, and debt restructuring. our firm strives to attract the best talent in the industry at every position.
952 300 8462 Lender's profile and map Reviews Renovo Capital LLC 407 Lake Street East, Suite 201, Wayzata, MN, 55391 Renovo Capital, LLC is a non-traditional portfolio lender providing financing to builders and real estate investors. Non-traditional financing is non-bank financing often referred to as hard money or private money lending. As a portfolio lender, we own and service all of the loans we originate
(320) 632-9740 Lender's profile and map Reviews Pine Country Bank 1201 1st Avenue Ne, Little Falls, MN, 56345 Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.