USDA Vs. FHA your options comparison in Calipatria, Imperial County, CA
For the year 2026, the USDA loan limit in Calipatria, situated in the county of Imperial, CA, is set at $376,500. Meanwhile, the FHA limit stands at $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting you in determining which program, like those available in Alabama, best suits your financial situation.
Loan limits and down payment requirements for 2026 in Calipatria, Imperial, CA
Loan Type
Loan Limit
Down Payment
USDA
$376,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan solutions in Calipatria, CA
Lendersa® is dedicated to swiftly providing you with the most suitable USDA or FHA loan without the hassle. Begin with one of the three available methods to connect with compatible lenders and explore USDA loan programs.
The USDA home loan, backed by the government via the Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is specifically designed for rural communities. In contrast to FHA loans, which require a down payment of at least 3.5%, the USDA mortgage requires no down payment.
192 East Cheyenne Mountain Blvd, Colorado Springs, CO, 80906
Springs Mortgage has helped me to achieve the impossible. This company and the people dedicated to it have also helped me change my life. If you need any mortgage related service, Springs Mortgage can help you. I cannot stress enough that this company can actually BE TRUSTED. The Springs Mortgage staff handled our loan process very professionally.
For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,
Premier's mission is to provide superior products along with expert consultation and customer service to ensure a quick and easy lending process. Premier's friendly, trained and experienced loan professionals will guide you through the mortgage process and help you realize the dream of home ownership.
At SunWest, our checking accounts are simple. No monthly service fees, no minimum balances and a Visa debit card with no annual fee. Plus, you can get your debit card the same day! We are local not-for-profit financial institution with better rates, fewer fees and the personal service you deserve. Discover brighter days at SunWest.
Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.
2950 Professional Place, Suite 209, Colorado Springs, CO, 80904
As mortgage brokers, we have access to a wide range of loan programs. We can provide you an efficient closing process with competitive rates. We are committed to finding a home loan solution to fit your needs, whether it is a new purchase loan, construction loan, refinance loan or a home improvement loan. Your best interest is our priority.
Equity Lending Mortgage Inc is a mortgage broker based in Colorado Springs dedicated to helping home owners make well informed and strategically smart choices regarding home financing and first time purchasing a home or you have been through the process before, we can guide you through the process
Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more
