USDA Vs. FHA your options comparison in Calipatria, Imperial County, CA
For the year 2025, the USDA loan limit in Calipatria, situated in the county of Imperial, CA, is set at $376,500. Meanwhile, the FHA limit stands at $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting you in determining which program, like those available in Alabama, best suits your financial situation.
Loan limits and down payment requirements for 2025 in Calipatria, Imperial, CA
Loan Type
Loan Limit
Down Payment
USDA
$376,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan solutions in Calipatria, CA
Lendersa® is dedicated to swiftly providing you with the most suitable USDA or FHA loan without the hassle. Begin with one of the three available methods to connect with compatible lenders and explore USDA loan programs.
The USDA home loan, backed by the government via the Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is specifically designed for rural communities. In contrast to FHA loans, which require a down payment of at least 3.5%, the USDA mortgage requires no down payment.
722 East Main Street, Suite 105, Santa Maria, CA, 93454
The Novel Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in Santa Barbara and San Luis Obispo counties. Our outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution.
We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call
PB & Associates strives to bring the best possible experience as well as exposure and are active members of their local and state real estate MLS associations. In addition, our website is linked nationally and provides a simplified approach to guide our clients through the home selling and buying processes.
Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance.
A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
283 West Hilton Drive, Suite 3, Saint George, UT, 84770
Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
861 East St. George Boulevard, Saint George, UT, 84770
Fast Track offers unsecured personal cash loans. Unsecured loans, also called personal or signature loans, allow you to borrow money without collateral. Fast Track’s unsecured personal loans are preferred by many consumers because of their longer-term installment loan payback periods with a set monthly principle and interest payment.
