USDA Vs. FHA your options comparison in Calipatria, Imperial County, CA

For the year 2025, the USDA loan limit in Calipatria, situated in the county of Imperial, CA, is set at $376,500. Meanwhile, the FHA limit stands at $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting you in determining which program, like those available in Alabama, best suits your financial situation.

Explore loan offers from 100 lenders

Loan limits and down payment requirements for 2025 in Calipatria, Imperial, CA

Loan Type Loan Limit Down Payment
USDA $376,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan solutions in Calipatria, CA

Lendersa® is dedicated to swiftly providing you with the most suitable USDA or FHA loan without the hassle. Begin with one of the three available methods to connect with compatible lenders and explore USDA loan programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in CA

The USDA home loan, backed by the government via the Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is specifically designed for rural communities. In contrast to FHA loans, which require a down payment of at least 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BUFFALO POLICE FEDERAL CREDIT UNION
  • 68 Court Street, Suite 180, Buffalo, NY, 14202
  • The Buffalo Police Federal Credit Union was founded on March 26, 1936. We are proud to serve the dedicated employees of the Buffalo Police and Fire Department. Our earnings are passed on to the membership in the form of better rates, costs, and services. and also The Buffalo Police Federal Credit Union strives to provide quality financial services
  • Florida Home Loanz LLC
  • 547 E. Elkcam Circle, Marco Island, FL, 34145
  • Our mission is to provide comprehensive mortgage solutions for our clients with the highest degree of trust, knowledge, respect and convenience. We believe in the "Golden Rule - Treat others the way you expect to be treated", therefore you will not receive marketing gimmicks and unobtainable quotes from us.
  • Blue Sky Mortgage Services of Nc
  • 330 Raleigh Street, Unit 2, Holly Springs, NC, 27540
  • Blue Sky Mortgage Services of N.C, Inc. is a purposely small mortgage broker company dedicated to providing personalized service for each and every one of our clients. Our company is a full service broker providing a wide variety of loan products from a large base of wholesale lenders.
  • Sunset Lake Mortgage Inc.
  • 1100 Holly Springs Road, Suite 203, Holly Springs, NC, 27540
  • Sunset Lake Mortgage is a mortgage broker serving the Raleigh-Durham area and entire state of North Carolina with a small boutique type service experience. Steve’s success has resulted from a combination of his customer service excellence and consistently offering mortgage solutions that save his client’s money due to low margins and overhead.
  • Radius Federal Credit Union
  • 2853 Delaware Avenue, Kenmore, NY, 14217
  • "At Radius Federal Credit Union, we believe that all of us share common goals, but we nurture individual dreams. Those dreams inspire your decisions, drive your ambitions, and revolve around what’s truly important. That’s your 360° life. And Radius is by your side for every turn and transition."
  • Kaleida Health Federal Credit Union
  • 100 High Street, D1-588, Buffalo, NY, 14203
  • Founded in 1975, we are a not-for-profit organization owned by members your credit union, your moneyKaleida Health FCU is a member based credit union. For more information about how to join please visit our website, call or visit one of our branches. We are located inside of Buffalo General and Millard Fillmore Suburban Hospitals. Thank you
  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit
  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced digital technology available."
  • St. John United Federal Credit Union
  • 184 Goodell Street, Buffalo, NY, 14204
  • The St. John United Federal Credit Union is a Community Development Credit Union (CDCU) a financial cooperative, owned by it’s members who live, work, worship or attend school in the city of Buffalo, NY. This credit union exists for the financial benefit of the membership and the community at large