USDA VS FHA in Brentwood, Contra Costa County, CA

For 2025, the USDA loan limit in Brentwood, within the county of Contra Costa, CA, is $776,600. Meanwhile, the FHA limit for a single-family house is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's best rates of USDA versus FHA, and to find out the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage tool offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the right program in for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Brentwood, Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Solutions in Brentwood, CA

Lendersa® aims to swiftly help you find the best USDA or FHA loan without complications. Choose one of three options to link with lenders and discover USDA loan programs.

Lendersa USDA loan request and results

What Exactly is a USDA Loan in CA?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home National Bank OH
  • 502 Elm St., Racine, OH, 45771
  • Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.
  • Friends and Family Credit Union
  • 3920 Erie Street South, Massillon, OH, 44646
  • Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
  • Golden Circle Credit Union Inc
  • 4118 Lincoln Way East, Massillon, OH, 44646
  • Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.
  • GenFed Financial Credit Union
  • 2492 Wedgewood Drive, Suite B, Akron, OH, 44312
  • GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
  • Schmidt Mortgage Company - Randy Milani
  • 1953 Englewood Ave, Akron, OH, 44312
  • Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
  • Cardinal Credit Union
  • 8500 Westport Drive, Mentor, OH, 44060
  • Cardinal is proud to announce their 5-star rating, recently awarded by Bauer Financial. Bauer Financial is a financial rating agency who provides depositor-focused ratings of banks and credit unions in the United States. The Company’s rating scale runs from zero to five, the strongest institutions being granted 5-star ratings.
  • Union Capital Mortgage
  • 7676 Reynolds Road, Mentor, OH, 44060
  • At Union Capital, home loans are all we do. Since 1995, we have worked to become a trusted lending partner to countless realtors and customers. Realtors depend on us to help their buyers get into the ideal home. Customers we serve return to us again and again – we have gotten to know thousands of them personally over the past 20 years.
  • Georgia Community Bank
  • 250 E Lee St., Dawson, GA, 39842
  • Although our multiple branches only began doing business under the name of Georgia Community Bank in 2019, our roots run all the way back to September 8, 1922, when Citizens State Bank opened for business on Winston Street in downtown Reynolds, Georgia. Over the past nine decades,
  • Bank of Dawson
  • 209 North Main Street, Dawson, GA, 39842
  • Established in 1911, the Bank of Dawson is a locally owned and managed community bank. Account categories include banclub one, banclub three, regular, special, commercial, public funds, United States government, now commercial, now personal and super now personal and commercial. Facilities also include savings accounts, Christmas club
  • Bank of Tennessee
  • 301 E Center St, Kingsport, TN, 37660
  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
  • TriCities Mortgage Group
  • 1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
  • Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
  • Eastman Credit Union
  • 2021 Meadowview Lane, Kingsport, TN, 37660
  • Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.