USDA Vs. FHA Pro and Con comparison in Brentwood, Contra Costa County, CA

For 2026, the USDA loan limit in Brentwood, within the county of Contra Costa, CA, is $776,600. Meanwhile, the FHA limit for a single-family house is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's best rates of USDA versus FHA, and to find out the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage tool offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the right program in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Brentwood, Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Solutions in Brentwood, CA

Lendersa® aims to swiftly help you find the best USDA or FHA loan without complications. Choose one of three options to link with lenders and discover USDA loan programs.

Lendersa USDA loan request and results

What Exactly is a USDA Loan in CA?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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