USDA Vs. FHA Pro and Con comparison in Antioch, Contra Costa County, CA

In 2026, the USDA loan limit in Antioch, county of Contra Costa, CA, stands at $776,600. Meanwhile, the FHA loan limit for a single-family home is $1,089,300.

With the Lendersa® USDA loan calculator, you can conveniently compare today’s best USDA versus FHA rates. This aids in determining the necessary income, credit status, reserves, and required documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Antioch, County of Contra Costa, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Examining USDA and FHA Loan Options in Antioch, CA

At Lendersa®, our goal is to quickly connect you with the best possible USDA or FHA loan with minimal hassle. Start with one of three options, leading to matched lenders and USDA loan programs tailored to your needs.

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What is a USDA Loan in CA?

A USDA home loan is a government-guaranteed mortgage offered through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These are specifically available in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment, making them especially appealing to qualifying borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • LoanStream Mortgage
  • 19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
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  • LoanStream Mortgage
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  • LoanStream Wholesale is a full-service Mortgage Banker, dedicated to serving the needs of Mortgage Brokers for all prime and non-prime lending needs. With great rates and fantastic service, we are focused on being the "one"​ lender and the last lender you will ever need. Over 30 years of mortgage banking experience

  • Luxury Mortgage Corp.
  • 18100 Von Karman Avenue, Suite 330, Irvine, CA, 92612
  • "Luxury Mortgage Corp® offers a wide array of adjustable and fixed rate mortgage products for loans on residential properties. As a mortgage lender, we have the ability to set customized pricing based on mortgage programs structured to suit individual needs. We have the power to lock in rate, approve, underwrite and close loans.
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  • 365 Home Lending
  • 18818 Teller Ave, #145, Irvine, CA, 92612
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  • Back Bay Funding
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  • Back Bay Funding offers singular products from more than 40 wholesale and commercial lenders. As a broker/banker, we pride ourselves on providing funding solutions that are rarely available elsewhere. This allows us to serve a wide array of clients with dynamic financial situations

  • Easy Street Capital
  • 3333 Michelson Dr, Suite 300, Irvine, CA, 92612
  • Easy Street Capital is a relationship lender with loan programs for every borrower. Regardless of experience or credit, we can finance your next investment. Easy Street Capital has the solution, whether you are buying a property to fix up, building new construction, or generating cash flow from rental units. As a fully discretionary lender, we hav

  • Center Street Lending
  • 18301 VON KARMAN STE 330, Irvine, CA, 92612
  • Center Street Lending is Private money residential lender that provides business-purpose loans for single-family and multi-family investments. and also Our management team has been involved in the financing of real estate since 1992 and has financed billions of dollars of residential real estate.

  • Inland Home Mortgage Corporation
  • 1003 east cooley Drive, Suite 202, Colton, CA, 92324
  • Licensed in 1998 we have help many buyers and sellers with their goals of selling, purchasing or leasing a property. I hold a brokers license since 2003. We are helping the community to buy a home or sale one. We help refinance lower payments, interest rates and years. free information on all programs