USDA VS FHA in Antioch, Contra Costa County, CA

In 2025, the USDA loan limit in Antioch, county of Contra Costa, CA, stands at $776,600. Meanwhile, the FHA loan limit for a single-family home is $1,089,300.

With the Lendersa® USDA loan calculator, you can conveniently compare today’s best USDA versus FHA rates. This aids in determining the necessary income, credit status, reserves, and required documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Antioch, County of Contra Costa, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Examining USDA and FHA Loan Options in Antioch, CA

At Lendersa®, our goal is to quickly connect you with the best possible USDA or FHA loan with minimal hassle. Start with one of three options, leading to matched lenders and USDA loan programs tailored to your needs.

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What is a USDA Loan in CA?

A USDA home loan is a government-guaranteed mortgage offered through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These are specifically available in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment, making them especially appealing to qualifying borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lennox Lending
  • 926 2nd Street, Santa Monica, CA, 90403
  • Lennox Lending specializes on working with experienced investors on fix-and-flip projects, ground-up construction and a variety of single family and multi-family rental loans. Expert service and competitive rates – start your application now! We believe in developing a deep, transparent relationship with our clients. With our experience, we deli
  • Z Home Loans
  • 1223 Wilshire Blvd, Suite 405, Santa Monica, CA, 90403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Golden State Bank
  • 500 North Brand Boulevard, Suite 2300, Glendale, CA, 91203
  • Golden State Bank is a full service bank, serving the business, commercial and professional markets. The Bank is committed to meeting the financial needs of its business clients with loans for working capital, equipment, owner-occupied and investment commercial real estate, and a full array of cash management services.
  • Global Lending
  • 225 E. Broadway, Suite 107C, Glendale, CA, 91203
  • We believe that lending should be an easy process and that business owners deserve access to management documentation. These beliefs drive our approach to small business funding.Small businesses drive local economies to success. That’s why they need easy access to business finances.
  • Glendale Mortgage Company
  • 655 Central Avenue, 17th Floor, Glendale, CA, 91203
  • Since 1987, Glendale Mortgage Company has provided complete financing solutions for real estate. Our clients include real estate developers, pension fund advisors, and private investors. Glendale Mortgage can help you achieve your goals. To set up the right Havertown, PA Mortgage plan for you, get in touch with us -- we're happy to help.
  • Metro Lending Services
  • 400 N Brand Blvd, Suite 750, Glendale, CA, 91203
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • Genesis Realty, Inc.
  • 500 North Brand Blvd, Suite 1940, Glendale, CA, 91203
  • Genesis Realty, Inc. has brought together experienced professionals to guide you through aquiring or selling your residential or commercial property.Put your trust in our many years' experience, and enjoy the rewards of our extraordinary knowledge, knowhow and service from start to finish.
  • Loan Gallery
  • 500 North Brand Blvd, 20th Floor, Glendale, CA, 91203
  • Loan Gallery, Inc. is a Mortgage Banking firm that specializes in retail loan originations. As a Mortgage Banker, we are able to insure a hassle free experience because each step in the loan process occurs in-house. From processing to underwrting, document preparation and Closing,
  • BNB Financial Inc.
  • 700 N Brand Blvd, Suite 800, Glendale, CA, 91203
  • BNB Financial, Inc, founded in 2012, believes that a lender can offer excellent service to mortgage brokers and it has strived to build lasting business relationships based on sound business practices. BNB Financial, Inc. is reputed by its peers as a lender with honesty, integrity and outstanding broker service.