USDA Vs. FHA Pro and Con comparison in Antioch, Contra Costa County, CA

In 2026, the USDA loan limit in Antioch, county of Contra Costa, CA, stands at $776,600. Meanwhile, the FHA loan limit for a single-family home is $1,089,300.

With the Lendersa® USDA loan calculator, you can conveniently compare today’s best USDA versus FHA rates. This aids in determining the necessary income, credit status, reserves, and required documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Antioch, County of Contra Costa, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Examining USDA and FHA Loan Options in Antioch, CA

At Lendersa®, our goal is to quickly connect you with the best possible USDA or FHA loan with minimal hassle. Start with one of three options, leading to matched lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan is a government-guaranteed mortgage offered through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These are specifically available in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment, making them especially appealing to qualifying borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Antioch Lenders

  • Dow Credit Union
  • 3457 Deer Valley Rd, Antioch, CA, 94531
  • Lends in California
  • With more than 2,100 members and assets over $50 million, Dow Great Western Credit Union has been providing our members with a variety of financial services for more than 83 years!

    We have the distinct honor of serving our community since 1938. In 1938 the Dow Chemical Company purchased the Great Western Electro Chemical Company in Pittsburg,

  • BAC Community Bank Stockton
  • 3448 Deer Valley Road, Antioch, CA, 94531
  • Lends in California
  • For fifty years, BAC Community Bank, formerly known as Bank of Agriculture & Commerce (BAC) and ECC Bank a Division of Bank of Agriculture & Commerce (ECC), has provided comprehensive financial and banking services to three counties contiguous to the Delta. These include Contra Costa, San Joaquin and Stanislaus Counties.

  • Delta Schools Federal Credit Union
  • 5123 Lone Tree Way, Antioch, CA, 94531
  • Lends in California
  • Delta Schools FCU is a home grown credit union serving the financial needs of the Delta community. Part of our long term plan is to give back and support the community. If you are looking for a bank with the same values look no further. credit union serving the financial needs of the Delta community. Part of our long term plan

  • Empire Lending Group
  • 5097 Wagon Wheel Way, Antioch, CA, 94531
  • Lends in California
  • Empire Lending Group's mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lone Tree Funding & Mortgage
  • 3731 Sunset Lane, Suite 108, Antioch, CA, 94509
  • Lends in California
  • We are a local mortgage brokerage firm with significant mortgage and financial experience comprised of both CPAs and Mortgage Professionals who have been in the mortgage business over 20 years.

    Catharine Dombrowski is the Mortgage Broker, who is also a CPA (Certified Public Accountant). Catharine founded Lone Tree Funding & Mortgage in 2002

  • Mai Realty & Loans
  • 17 W 18 St, Antioch, CA, 94509
  • Lends in California
  • At MAI REALTY & LOAN, INSURANCE. We are a one stop shop for all your real estate needs from finding homes, to getting commercial and residential loans, and getting the insurance that protects both your home and your family.

    We focus on making the process of buying a home or business easy for both our clients

  • E3 Realty & Loans 7/10/2018
  • 2157 Country Hills Drive, Suite 206, Antioch, CA, 94509
  • Lends in California
  • E3 Realty & Loans is an all-encompassing Real Estate & Mortgage Brokerage with 20 years of combined Real Estate, Finance and Marketing Expertise. Our team consists of the most Empowered professionals in the industry who Elevate the lives of their clients by providing unparalleled knowledge and strategy that no one else can deliver

  • iFundRE.net
  • 404 Ridgewood Court, Antioch, CA, 94509
  • Lends in California
  • iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered

  • Pacific Funding Group
  • 70 Eagle Rock Way, Suite A, Brentwood, CA, 94513
  • Lends in California
  • Pacific Funding Group is Mortgage Company that provides Purchase and Refinance loans in the state of California. With branches in Brentwood and Walnut Creek CA, we have hundreds of Loan Programs to serve you including VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house mortgage loan products.

  • REInspired Home Loans
  • 541 Montana Street, Brentwood, CA, 94513
  • Lends in California
  • Your Dream House is out there just waiting for you. With the mix of Search Tools you'll find - You have the ability to effortlessly search listings, save searches, and properties for future visits. The House you've always imagined is only one click away! Let Kristine Messa get you Pre-Approved so that you can find your dream home!