USDA and FHA Pro and Con in Discovery-Bay, Contra Costa County, CA
In 2026, the USDA loan limit in Discovery-Bay, county of Contra Costa, CA, stands at $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's foremost USDA vs. FHA rates. It helps to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you select the best option for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Discovery-Bay, Contra Costa County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Discovery-Bay, CA
Lendersa® is committed to securing the best possible USDA or FHA loan for you quickly and with ease. Select one of three pathways that connect you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans don't require any down payment.
Pacific Funding Group is Mortgage Company that provides Purchase and Refinance loans in the state of California. With branches in Brentwood and Walnut Creek CA, we have hundreds of Loan Programs to serve you including VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house mortgage loan products.
Your Dream House is out there just waiting for you. With the mix of Search Tools you'll find - You have the ability to effortlessly search listings, save searches, and properties for future visits. The House you've always imagined is only one click away! Let Kristine Messa get you Pre-Approved so that you can find your dream home!
SC Realty is a locally-owned brokerage company, focusing on residential financing and sales. We are proud to offer a full-service experience for all your residential real estate needs. At SC Realty, we are a one-stop shop whether you are selling, buying, refinancing, or looking to obtain a new loan.
We pledge to be in constant communication with our clients, keeping them fully informed throughout the entire buying or selling process. We believe that if you’re not left with an amazing experience, we haven’t done our job. We don’t measure success through achievements or awards, but through the satisfaction of our clients.
All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.
With more than 2,100 members and assets over $50 million, Dow Great Western Credit Union has been providing our members with a variety of financial services for more than 83 years!
We have the distinct honor of serving our community since 1938. In 1938 the Dow Chemical Company purchased the Great Western Electro Chemical Company in Pittsburg,
For fifty years, BAC Community Bank, formerly known as Bank of Agriculture & Commerce (BAC) and ECC Bank a Division of Bank of Agriculture & Commerce (ECC), has provided comprehensive financial and banking services to three counties contiguous to the Delta. These include Contra Costa, San Joaquin and Stanislaus Counties.
Delta Schools FCU is a home grown credit union serving the financial needs of the Delta community. Part of our long term plan is to give back and support the community. If you are looking for a bank with the same values look no further. credit union serving the financial needs of the Delta community. Part of our long term plan
Empire Lending Group's mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
UNCLE Credit Union is a $625 million, full service financial institution. We’re known for our community involvement and for offering exceptional and friendly service. And unlike banks who must answer to their stockholders, we’re a not-for-profit cooperative organized by our members, for our members
