USDA Loan Vs. FHA loan for Discovery-Bay, CA [ best of 2023]

In 2025, USDA loan limit in Discovery-Bay, county of Contra Costa, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Discovery-Bay, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(714) 846-4882 350 miles Lender's profile and map Reviews California Financial and Real Estate Center Inc 16531 Bolsa Chica St, Unit 300, Huntington Beach, CA, 92649 California Financial and Real Estate Center Inc Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
(714) 912-8488 350 miles Lender's profile and map Reviews Nexgen Home Finance 3211 Francois Dr, Huntington Beach, CA, 92649 Nexgen Home Finance was started in 2004 by Jason Kiffe and Leyla Sharifi. Their intent was to offer an alternative to the unethical and inexperienced advice that was growing rampant as a result of various lenders hiring without any training or mortgage education. They felt that good financial advice should come from people who not only study.
(714) 625-0404 350 miles Lender's profile and map Reviews HISE Financial Corporation 5762 Bolsa Avenue, Suite A101, Huntington Beach, CA, 92649 With a blend of real world credentials, our teams listen to your needs and goals to deliver exceptional mortgage and real estate services. We provide you with the resources & options so that you can make an informed decision. Our goal is to build trust and simplify the process in order to save you money when buying, selling, or financing your home.
(949) 306-5616 350 miles Lender's profile and map Reviews Epic Development & Capital Corporation 15272 Bolsa Chica St, Huntington Beach, CA, 92649 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(714) 383-7072 350 miles Lender's profile and map Reviews Quest Home Loans 4033 Humboldt Drive, Huntington Beach, CA, 92649 Quest home loan is the best mortgage rates that suit your needs and always beat the Direct Lender rates. From conventional to out of the box lending, we offer an array of products to cater to our clients' needs best mortgage rates that suit your needs and always beat the Direct Lender rates. From conventional to out of the box lending.
(909) 822-1810 350 miles Lender's profile and map Reviews Inland Valley Federal Credit Union 9389 Cherry Ave, Fontana, CA, 92335 Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
(909) 822-6286 350 miles Lender's profile and map Reviews Fontana Federal Credit Union 17235 Arrow Blvd, Fontana, CA, 92335 Fontana Federal Credit Union is an independent, member-owned cooperative financial institution whose main principle is "people helping people." We provide quality, friendly services to the employees of the City of Fontana, Fontana Unified School District, Fontana Post Office, Fontana Fire Department, San Bernardino Steel-Herrick, Vista Metal,
(562) 396-6799 350 miles Lender's profile and map Reviews Your Mortgage Expert 12459 Lewis Street, Suite 202, Garden Grove, CA, 92840 We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
(310) 971-7444 350 miles Lender's profile and map Reviews Vesta Capital Inc 10555 Stanford Avenue, Garden Grove, CA, 92840 Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following: Residential, investment, and commercial real estate Market trends The real estate buying and selling process.
(714) 907-4381 350 miles Lender's profile and map Reviews Nestegg Inc. 12437 Lewis Street, Suite 206, Garden Grove, CA, 92840 We handle real estate financing and real estate sales in-house. You don’t have to use both services, but when you do, you have a single point of contact handling everything in your transaction. Either way, you always get personalized service and peace of mind.We untangle the mess and help you make a plan based on your goals.
(714) 620-9843 350 miles Lender's profile and map Reviews Best Finance Capital 12966 Euclid St., Suite 220, Garden Grove, CA, 92840 Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.