USDA Vs. FHA your options comparison in Burbank, Los Angeles County, CA
For 2026, the USDA loan ceiling in Burbank, within Los Angeles county, CA, is at $776,600, whereas the FHA cap for a solo family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to effectively contrast the current top USDA and FHA rates. It will assist in understanding the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator gives a side-by-side comparison of USDA, FHA, Conforming, and VA programs, enabling you to determine the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Burbank, Los Angeles, CA
Loan Type
Loan Cap
Minimum Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Burbank, CA
The goal of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and easily. Choose from three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage requires zero down payment.
7141 North 51st Avenue, Suite D1, D2, Glendale, AZ, 85301
P1 Home Loans mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
30 N San Pedro Rd, Suite 115, San Rafael, CA, 94903
Marin County’s favorite credit union for good reason: We give you the very best value for all your banking needs along with the friendly service you won’t get anywhere else. We offer low rates and fewer or no fees on Auto Loans, Home Equity Lines of Credit, Credit Cards and Signature loans plus 100% free Checking with free Mobile Banking.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs. Our real estate division specializes in residential, investment and relocation properties for both buyers.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
"Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people. Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."
4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.
1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.