USDA Vs. FHA Pro and Con comparison in Burbank, Los Angeles County, CA

For 2026, the USDA loan ceiling in Burbank, within Los Angeles county, CA, is at $776,600, whereas the FHA cap for a solo family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to effectively contrast the current top USDA and FHA rates. It will assist in understanding the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator gives a side-by-side comparison of USDA, FHA, Conforming, and VA programs, enabling you to determine the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Burbank, Los Angeles, CA

Loan Type Loan Cap Minimum Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Burbank, CA

The goal of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and easily. Choose from three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and linked results

Understanding USDA Loans in CA

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage requires zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Burbank Lenders

  • Technicolor Federal Credit Union
  • 434 W. Alameda Ave, Burbank, CA, 91506
  • Lends in California
  • Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.

  • Partners Federal Credit Union
  • 2411 W. Olive Avenue, Burbank, CA, 91506
  • Lends in California
  • Partners Federal Credit Union is a full-service financial institution serving the financial needs of its Members worldwide. Sponsored by The Walt Disney Company, and with more than 100,000 Members, Partners enjoys outstanding strength and stability - made even stronger by a 2007 merger with Vista Federal Credit Union.

  • Media City Credit Union
  • 1020 W Olive Ave, Burbank, CA, 91506
  • Lends in California
  • Media City Credit Union is Federally Insured by NCUA - Equal Housing Opportunity and has served its members since 1936 when we were founded by employees of Helms Bakeries. A credit union is like a bank, only better. Media City CU offers checking, savings, credit cards and loans, yet profits are returned back to members in the form of reduced fees,

  • Gain Federal Credit Union
  • 1800 West Magnolia Boulevard, Burbank, CA, 91506
  • Lends in California
  • We are a full-service financial institution serving your banking needs for over 78 years. It's not a tagline or clever marketing promotion. It's our promise to deliver the very best financial products to our members. We know you have a choice when it comes to financial services & we invite you to compare our products and services.

  • "Mafyan & Associates INC. Nationwide Lending"
  • 2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
  • Lends in California
  • Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.

  • Get Assured Inc
  • 150 E. Olive Avenue, Burbank, CA, 91502
  • Lends in California
  • Get Assured Inc. is to guide you through the entire process of buying and selling, to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. Our commitment to your satisfaction is the foundation from which a solid business.

  • Pacific Financial Mortgage Group, Inc.
  • 113 W Linden Court, Burbank, CA, 91502
  • Lends in California
  • Pacific Financial Mortgage Group, Inc. was founded in 1982 in Los Angeles, California. We are a nationwide direct lender serving customers in 31 states and ranked among the nation’s top lenders. Our success comes from blending the lowest possible rates and fees with great customer service.

  • Capital City Industries, Inc.
  • 353 E Angeleno Ave, Suite A, Burbank, CA, 91502
  • Lends in California
  • "Strategic Estates Group is derived of agents who have proudly represented real estate excellence and professionalism in all of Southern California. Our newly gathered team, based out of Burbank in los Angeles County, is the first of many offices to be created of its kind.

    Our team structuring and strategic methods will have the home buying"

  • Affiliated Funding
  • 211 W Palms Ave, Burbank, CA, 91502
  • Lends in California
  • Affiliated Funding utilizes a proprietary real property financing collaboration system. Some components & functionality of this platform are protected by U.S. Patent 7, 769, 681 U.S. Patent 8, 117, 120, and U.S. Patent 8, 145, 563. By implementing this platform, Affiliated Funding has not only been able to streamline the real estate transaction pro

  • The Loan Guys Corporation
  • 113 W Linden Court, Burbank, CA, 91502
  • Lends in California
  • The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.