FHA Vs. USDA loan program for San-Fernando, Los Angeles County, California

In 2025, USDA loan limit in San-Fernando, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in San-Fernando, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(562) 691-9529 Lender's profile and map Reviews DGH Home Mortgage 1411 Woodcrest Avenue, Brea, CA, 92821 We offer a variety of Home Mortgages, Conventional, High Balance Conventional, Jumbo, FHA,VA, Reverse Mortgages, Equity lines for Home Purchases and Refinances, for first time homebuyers to the experienced home buyers and investors. Currently also closing HARP 2.0 loans with many of our lending instutitions.
(714) 989-6803 Lender's profile and map Reviews TRG Mortgage 145 South State College Boulevard, Suite 315, Brea, CA, 92821 TRG as an independent mortgage banking group, thrives in the marketplace with the sound ideology & commitment in service excellence. Our passion for technology, education, planning and home financing solutions for our clientele is the strength of everyday. Not only will our turn-times be a time-mover, the personalized & tailored mortgage plan.
(714) 990-1033 Lender's profile and map Reviews S & S Home Loans 400 West Lambert Road, Suite F, Brea, CA, 92821 S & S Home Loans has been providing our client's real estate financing expertise since 1983. We value each relationship and strive to educate and inform our clients to make the loan process simple and transparent. Whether buying or refinancing or gal is to provide extraordinary service and we work hard to earn our clients trust and confidence.
(800) 591-5993 Lender's profile and map Reviews Charis Loans, Inc. 135 South State College Boulevard, Suite 200, Brea, CA, 92821 Charis is a word that is used for both giving and receiving. All of us, at Charis Loans, are both aware and thankful that we’ve been given grace, favor, and kindness throughout our lives. Our mission is to put those qualities into our work and give all of our clients an experience equal to our name. We appreciate the opportunity to serve.
(714) 831-3333 Lender's profile and map Reviews AmWest Funding Corp 6 Pointe Drive, Suite 300, Brea, CA, 92821 AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.
(714) 831-4000 Lender's profile and map Reviews American Financial Network, Inc. 10 Pointe Drive, Brea, CA, 92821 As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals
(626) 852-8880 Lender's profile and map Reviews Greene Light Mortgage Solutions 1075 Bonita Avenue, La Verne, CA, 91750 Greene Light. We are different here. We don't play games. Our goal is simply to provide you with the lowest possible interest rates and costs. We pledge to help you overcome roadblocks that can arise while securing a loan. Homeownership is within reach. Some even qualify with no down payment! Green means GO at Greene Light.
(714) 745-8947 Lender's profile and map Reviews Spec Home Loans 1246 Oakmead Lane, La Verne, CA, 91750 Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own.
(909) 918-6488 Lender's profile and map Reviews Equinox financial 5557 Bluejay Street, La Verne, CA, 91750 We've been helping customers afford the home of their dreams for many years and we love what we do. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. Customer service is very important to all of us. As we continue to improve and expand our services
(626) 688-0691 Lender's profile and map Reviews Evans Financial Network 615 Smoketree Drive, La Verne, CA, 91750 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with top professionals who is able to give you quick and accurate financial advice. Our experienced loan officers
(909) 541-6723 Lender's profile and map Reviews First Priority Capital 3197 Peyton Road, La Verne, CA, 91750 First Priority Capital is committed to providing its customers throughout the state of California with some of the best mortgage rates and the lowest fees in the industry. We have streamlined the entire mortgage process to make it faster and more efficient.Our entire team is devoted to our commitment of providing only exceptional service.