USDA VS FHA in San-Fernando, Los Angeles County, CA

For San-Fernando, located in the county of Los Angeles, CA, the USDA loan limit for the year 2026 stands at $657,900. In contrast, the FHA loan limit for a single-family residence is $822,375.

Discover today's top USDA and FHA rates with Lendersa®'s USDA loan calculator. Assess your eligibility by evaluating required income, credit, reserves, and documents. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding in making an informed choice tailored to your financial needs in Alabama.

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Loan limits and down payment requirements for 2026 in San-Fernando, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conforming Conventional $822,375 3%

Discover USDA and FHA loan programs in San-Fernando, CA

Lendersa® aims to swiftly connect you to optimal USDA or FHA loans with minimal stress. Choose from three pathways to match with suitable lenders and USDA loan options.

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Understanding the USDA Loan in CA

The USDA loan is a government-backed mortgage from the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, tailored for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage allows for zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



San-Fernando Lenders

  • Camino Real Mortgage Bankers
  • 707 North Maclay Ave, San Fernando, CA, 91340
  • Lends in California
  • Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.

  • 1st Choice Lending & Investments
  • 1027 North Maclay Street, San Fernando, CA, 91340
  • Lends in California
  • 1st Choice Lending & Investments mission is to have clients for life and establish successful relationships with our customers. We do this by providing a responsive, knowledgeable approach toward mortgage lending through the integration of people, technology, and business practices.

  • Mission Mortgage
  • 10343 Sepulveda Boulevard, Mission Hills, CA, 91345
  • Lends in California
  • Our Mission is to provide the most efficient and high-quality mortgage lending services to all the families in the community we serve. Mission Mortgage has a strong and professional team available at your disposal to help assist in your home mortgage loan needs. Our team specializes in FHA and Conventional Loans.

  • Bausley Home Loans & Realty
  • 13119 Daventry Street, Pacoima, CA, 91331
  • Lends in California
  • Bausley Home Loans & Realty , our mission is simple. During the mortgage application process, we're your advocate. Whatever financing goals you have, it's our job to fulfill them. This means getting the money you need. There are a variety of different loan types available on the market today, as well as many different lenders.

  • GPC Mortgage
  • 9612 Van Nuys Boulevard, Suite 201, Panorama City, CA, 91402
  • Lends in California
  • GPC Professionals Inc. and GPC Financial Corporation team are comitted to delivering a full line of quality mortgage, financial and real estate sales using innovative solutions to exceed the needs and expectations of our clients while consistently providing these services with competence, enthusiasm, courtesy and integrity.

  • Standard Lenders Inc
  • 16944 Superior Street, Northridge, CA, 91343
  • Lends in California
  • At Standard Lenders, we don’t just provide services; we also educate our clients and walk them through each step of the reverse mortgage process to understand the benefits, requirements, responsibilities, and options available with reverse mortgages in California. With our products, you can have the ability to eliminate mortgage payments,

  • Consumer Home Loans
  • 10315 Woodley Avanue, Suite 119, Granada Hills, CA, 91344
  • Lends in California
  • Consumer Home Loans is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently

  • Power Play Mortgage
  • 16545 Armstead Street, Granada Hills, CA, 91344
  • Lends in California
  • Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.

  • Globe and Anchor Mortgage
  • 10722 White Oak Street, Suite 5, Granada Hills, CA, 91344
  • Lends in California
  • Globe and Anchor Mortgage is the leading choice for all mortgage services in the Southern California. We have a proven track record of having helped numerous families refinance, purchase a home, and assist during the cash out process. We are veteran led and a family owned business so it is our focus to help other families all throughout California

  • Montana Home Loans
  • 17408 Chatsworth Street, Suite 101, Granada Hills, CA, 91344
  • Lends in California
  • Montana Realty & Home Loans is President of the John Broker officer at Montana Realty and Home Loans We are a dedicated and successful Real Estate & Mortgage company in Southern California with more than 20 years experience, it is our personal goal to make your Buying, Selling or refinancing experience very pleasant.