USDA and FHA Pro and Con in Burlingame, San Mateo County, CA
For 2026 in Burlingame, situated in the county of San Mateo, CA, the USDA loan limit is $776,600, whereas the FHA loan limit for a single-family home is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare prevailing USDA and FHA rates and ascertain the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, helping you evaluate which option is most fitting for your financial context in .
Loan limits and downpayment requirements for 2026 in Burlingame, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan strategies in Burlingame, CA
Lendersa® aims to swiftly provide you with the best USDA or FHA loan options without hassle. You can start from one of three options, leading to finding matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture and is commonly referred to as a USDA mortgage or rural development loan. These loans are only available in rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans require no down payment.
101 W Big Beaver Road, Suite # 1473, Troy, MI, 48084
VEMA MORTGAGE LLC (NMLS # 1019911) is a family owned and operated Mortgage Broker dealing with multiply wholesale lenders specializing in residential mortgages. We are committed to helping families and individuals achieve the dream of home ownership in US. VEMA offers competitive mortgage rates and personalized customer service
2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.
I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
1186 Old Lower River Road NW, Charleston, TN, 37310
O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children*, children’s spouse, siblings, parents*, and grandchildren* are all eligible for membership.
Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.
13624 Michigan Ave, Dearborn, MI 48126, Dearborn, MI, 48126
Sonic Loans is dedicated to streamlining the whole process for your convenience. e. We can assist you in purchasing or refinancing a house because of our many years of industry knowledge. Keep in mind that we provide a variety of mortgage services, including 15-year mortgages, 30-year mortgages, cash-out refinances, FHA loans, and Jumbo loans, amon
