USDA Vs. FHA your options comparison in Burlingame, San Mateo County, CA
For 2025 in Burlingame, situated in the county of San Mateo, CA, the USDA loan limit is $776,600, whereas the FHA loan limit for a single-family home is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare prevailing USDA and FHA rates and ascertain the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, helping you evaluate which option is most fitting for your financial context in .
Loan limits and downpayment requirements for 2025 in Burlingame, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan strategies in Burlingame, CA
Lendersa® aims to swiftly provide you with the best USDA or FHA loan options without hassle. You can start from one of three options, leading to finding matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture and is commonly referred to as a USDA mortgage or rural development loan. These loans are only available in rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans require no down payment.
Chartered in 1938, Matson Employees’ Federal Credit Union was established to provide the best services possible — in a friendly atmosphere — for our members and their families. We are a non-profit, financial cooperative owned by you, our members. So you can rest assured that we will always be looking out for your best interest
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
TMC is the no. 1 SBA 504 lender in the nation. Since 1981, TMC has provided $10 billion in financing for over 6, 000 businesses throughout California and Nevada. This financing has resulted in the creation or retention of an estimate 60, 000 jobs. Now licensed to operate in Arizona!
1999 Harrison Street, Suite 1575, Oakland, CA, 94612
Falcon Bridge Capital formed in 2007 as part of a Joint Venture with a large Private Equity firm to invest in distressed Residential Mortgage Backed Securities ("RMBS"). The Company's clients include endowments/pensions, community banks, and private equity firms.The Company has expertise in structured products.
Our mission is to create and protect ownership and economic opportunity for all, especially people of color, women, rural residents, and low-wealth families and communities.Self-Help strengthens underserved communities by providing financing to homebuyers, nonprofits, childcare centers, community health facilities.
Since 2016, North Street has closed nearly $100 million of loans with a select number of experienced investors largely based in the San Francisco Bay Area. We are dedicated to being your preferred capital partner and are focused on providing creative and flexible solutions that will help you grow your business.
300 Frank H. Ogawa Plaza, Suite 250, Oakland, CA, 94612
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PhinanceUS is a mortgage company that specializes in residential, multi-family, and commercial real estate financing. We have 30 years of experience in the mortgage industry.residential, multi-family, and commercial real estate financing. We have 30 years of experience is here to solve your real estate finance needs
