For 2026 in Burlingame, situated in the county of San Mateo, CA, the USDA loan limit is $776,600, whereas the FHA loan limit for a single-family home is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare prevailing USDA and FHA rates and ascertain the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, helping you evaluate which option is most fitting for your financial context in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to swiftly provide you with the best USDA or FHA loan options without hassle. You can start from one of three options, leading to finding matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture and is commonly referred to as a USDA mortgage or rural development loan. These loans are only available in rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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