USDA and FHA Pro and Con in Burlingame, San Mateo County, CA
For 2026 in Burlingame, situated in the county of San Mateo, CA, the USDA loan limit is $776,600, whereas the FHA loan limit for a single-family home is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare prevailing USDA and FHA rates and ascertain the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, helping you evaluate which option is most fitting for your financial context in .
Loan limits and downpayment requirements for 2026 in Burlingame, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan strategies in Burlingame, CA
Lendersa® aims to swiftly provide you with the best USDA or FHA loan options without hassle. You can start from one of three options, leading to finding matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture and is commonly referred to as a USDA mortgage or rural development loan. These loans are only available in rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans require no down payment.
Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010
Lends in California
Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
Lends in California
We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010
Lends in California
Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.
1350 Bayshore Highway, Suite 740, Burlingame, CA, 94010
Lends in California
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
840 Hinckley Road, Suite 150, Burlingame, CA, 94010
Lends in California
Peninsula Real Estate Investors (PREI) Capital Group is a boutique mortgage company which was founded in 1991. We specialize in residential mortgage financing for properties located in California. Since inception, PREI Capital has originated well over $1 billion dollars in mortgage loans.
Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.
