USDA and FHA Pro and Con in Millbrae, San Mateo County, CA
For 2025, the USDA loan maximum in Millbrae, located in the county of San Mateo, CA, is $776,600, while the FHA threshold for a single-family house is $1,089,300.
Utilize the Lendersa® USDA loan calculator to assess and compare today's competitive USDA versus FHA rates. Determine the necessary income, credit standing, reserves, and documentation required to qualify. Our advanced mortgage tool offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on the most suitable program in for your unique financial needs.
2025 Loan Limits and Down Payment Necessities in Millbrae, San Mateo County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Millbrae, CA
The mission of Lendersa® is to help you promptly secure the most favorable USDA or FHA loan without any hassle. Choose one of three initial steps that lead to lender matches and the respective USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, often called the USDA rural development loan or USDA mortgage, is particular to rural regions. Contrary to FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Texas Mortgage Financing I work with various lenders and will find a loan that best fits your needs & budget, gathering appropriate documentation throughout the process and provide full support to ensure a smoother loan closing process you can gain a better understanding of what’s available to you
401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
MTP Mortgage is a Texas Mortgage Broker based in Plano, Texas and serves clients purchasing or refinancing a home or commercial property located anywhere in Texas. We offer every loan program available and find the very best loan program for our clients’ unique situation and at very competitive interest rates and low fees.
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.
Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet. Heights Finance has become one of America’s leading consumer finance companies. Today we have over 100 branches, each staffed with friendly.
Planwealth Financial Services is a (5) STAR rated Zillow lender that offers conforming, jumbo, FHA, VA, hard money, Bank statement, and USDA loans. In addition, we guarantee to every client to provide the lowest rate and terms that they can find in the industry. Feel free to forward your current mortgage rate quote to [email protected].
Security Mortgage Co. of Allen set out in 2001 to provide quality, personal service for a growing local market & has been doing so ever since. As the market has evolved we have made the most up to date processing, competitive pricing & most of all quality, personal service. Security Mortgage Co. is a full service brokerage serving the North Texas.
8751 Collin McKinney Pkwy, Suite 1803, McKinney, TX, 75070
Tribune Mortgage We are passionate about our customers, our company, and our industry! Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
