USDA and FHA Pro and Con in Millbrae, San Mateo County, CA
For 2025, the USDA loan maximum in Millbrae, located in the county of San Mateo, CA, is $776,600, while the FHA threshold for a single-family house is $1,089,300.
Utilize the Lendersa® USDA loan calculator to assess and compare today's competitive USDA versus FHA rates. Determine the necessary income, credit standing, reserves, and documentation required to qualify. Our advanced mortgage tool offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on the most suitable program in for your unique financial needs.
2025 Loan Limits and Down Payment Necessities in Millbrae, San Mateo County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Millbrae, CA
The mission of Lendersa® is to help you promptly secure the most favorable USDA or FHA loan without any hassle. Choose one of three initial steps that lead to lender matches and the respective USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, often called the USDA rural development loan or USDA mortgage, is particular to rural regions. Contrary to FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
Access Point Financial (APF) is a direct hospitality lender that provides bridge, capex, construction, mezzanine, preferred equity and permanent financing to qualified hoteliers throughout the United States and Canada. Our loan programs are flexible and are typically used for acquisition, refinance, construction take-out, renovations
121 Perimeter Center W, Suite 200, Atlanta, GA, 30346
We created a Homespire Mortgage with the vision of strengthening the communities in which we live and work. As active partners in the community, we focus on the well-being of the neighborhoods we serve. Our mission is to enrich and support our local communities helping our neighbors reach their goals .
303 Perimeter Center North, Suite 300, Atlanta, GA, 30346
Liberty Home Mortgages LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
Citizens Bank and Trust Company of Grainger County
8335 Rutledge Pike, Rutledge, TN, 37861
We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
Coca-Cola Credit Union (CCCU) was founded in 1965 to offer associates of The Coca-Cola Company and immediate family members a full range of financial services and benefits. When you’re a member, the credit union principle of “Partner with members to achieve financial success” allows us to tailor programs and services to meet your needs
Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
Fairfield Federal Savings and Loan Association of Lancaster
111 East Main Street, Lancaster, OH, 43130
Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3355 Lenox Road, Suite 1000, Snellville, GA, 30326
Charmaine Roberts & Associates LLC mortgage broker with over 18 years experience in the mortgage industry. I've partnered with multiple lenders that finance good credit and credit challenged borrowers. Getting approved for a home loan is a multi layered qualification process I'll guide you through.
