USDA VS FHA in Millbrae, San Mateo County, CA

In 2024, USDA loan limit in Millbrae, county of San Mateo, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Millbrae, county of San Mateo, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Millbrae, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Multi Home Loans LLC
  • 6735 Conroy Road, 2nd Floor, Suite 219, Orlando, FL, 32835
  • At Multi Home Loans, LLC we educate and empower people to make smart financial decisions with their mortgage in order to build wealth, having amazing rates and low costs! We are not your average mortgage broker, we provide our clients with an unmatched level of product, price and service will always remain our top priority.
  • Mortgage Solutions of Central Florida, Inc.
  • 1104 S. Clarke Road Suite 50, Orlando, FL, 32835
  • Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.
  • Secny Federal Union Mortgage Department
  • PO Box 15040, Syracuse, NY, 13215
  • SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.
  • TopOne Mortgage
  • 1335 Rockville Pike, Suite 310, Rockville, MD, 20852
  • TopOne Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • FitzGerald Financial Group
  • 600 Jefferson Plz, Rockville, MD, 20852
  • FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to
  • Lafayette Federal Credit Union
  • 2701 Tower Oaks Blvd, Rockville, MD, 20852
  • Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions.
  • America Trust Funding
  • 5912 Hubbard Dr, Rockville, MD, 20852
  • At America Trust Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • BMIC Mortgage Inc
  • 5640 Nicholson Lane, Suite 210, Rockville, MD, 20852
  • BMIC has a customized process that is simple and straightforward, allowing us to complete a loan application in a matter of minutes. We will have a loan decision for our clients within an hour. At that time, BMIC will issue a formal loan approval.BMIC recognizes that each circumstance is unique