USDA Loan Vs. FHA loan for Millbrae, CA [San Mateo County ]

For 2026, the USDA loan maximum in Millbrae, located in the county of San Mateo, CA, is $776,600, while the FHA threshold for a single-family house is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess and compare today's competitive USDA versus FHA rates. Determine the necessary income, credit standing, reserves, and documentation required to qualify. Our advanced mortgage tool offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on the most suitable program in for your unique financial needs.

Exploring USDA and FHA Loan Opportunities in Millbrae, CA

The mission of Lendersa® is to help you promptly secure the most favorable USDA or FHA loan without any hassle. Choose one of three initial steps that lead to lender matches and the respective USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in CA

The USDA home loan, backed by the United States Department of Agriculture, often called the USDA rural development loan or USDA mortgage, is particular to rural regions. Contrary to FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.

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Millbrae Lenders
(650) 763-1924 Lender's profile and map Norcal Capital Group, Inc 1369 El Camino Real, Millbrae, CA, 94030 Lends in California We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(650) 992-7992 Lender's profile and map RPM Financial 1361 El Camino Real, Millbrae, CA, 94030 Lends in California our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Our goal is to stay on the leading edge of technology while giving old-fashioned hands on customer service.
(650) 697-7446 Lender's profile and map Bay Area Housing 800 El Camino Real, Suite F, Millbrae, CA, 94030 Lends in California Bay Area Housing is a full service brokerage built on strong core values of honesty and integrity towards our customers. We provide a "one-stop" destination service solution which makes the whole process of buying or selling a home more enjoyable and affordable. We emphasized professionalism
(415) 964-1031 Lender's profile and map Place One Real Estate 883 Sneath Lane, Suite 227, San Bruno, CA, 94066 Lends in California As a boutique real estate firm, our mission is to assist our clients through the intricate real estate and mortgage process and to ensure a seamless transaction with exceptional results. By utilizing the latest tools, technology, and resources, we provide clients with expert guidance and unparalleled personalized service.
(800) 222-1391 Lender's profile and map The Police Credit Union 1250 Grundy Lane, San Bruno, CA, 94066 Lends in California The Police Credit Union of California has been the credit union of choice for police and their families in the San Francisco Bay Area, and even beyond when members move away. The Police Credit Union of California proudly serves law enforcement professionals and their families. Our dedication to our core group results in a satisfied.
(650) 226-8279 Lender's profile and map Onni Enterprise, Inc 1500 El Camino Real, San Bruno, CA, 94066 Lends in California We offer various loan programs to fit your needs. We specialize in Residential High Balance loans, FHA and non Qualified loan programs . Our experienced Loan Consultant will streamline the processing and take responsibility to help you from filling applications to closing the loan without hassles.
(844) 477-3786 Lender's profile and map Presto Home Loans Inc. 883 Sneath Lane, Suite 227, San Bruno, CA, 94066 Lends in California Presto Home Loans Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit
(650) 342-6755 Lender's profile and map Slatt Capital 819 Mitten Road, Burlingame, CA, 94010 Lends in California Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
(650) 342-0373 Lender's profile and map Capital Realty Group 1200 Howard Ave, Burlingame, CA, 94010 Lends in California Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
(650) 638-3600 Lender's profile and map Action Residential Mortgage 1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010 Lends in California Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.