USDA Vs. FHA your options comparison in Belmont, San Mateo County, CA

In 2025, the USDA loan limit for Belmont in the county of San Mateo, CA amounts to $776,600, whereas the FHA limit for a single-family home is $1,089,300.

Employ the Lendersa® USDA loan calculator to effectively compare today’s best rates for USDA versus FHA options. This tool helps you ascertain the necessary income, credit, reserves, and documentation for eligibility. Using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in Alabama is optimal for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Belmont, County of San Mateo, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Belmont, CA

The aim of Lendersa® is to quickly and effortlessly help you find the best USDA or FHA loan. Begin with one of three starting points that align you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1900 Woodward Street, Austin, TX, 78741
  • We are committed to providing superior, cost effective financial services responsive to the evolving needs of our membership.Our vision is to be your neighborhood credit union, helping to build better financial lives for you & family.Organized in 1967 to meet the financial needs of the employees of the Veterans Administration Data Processing Center
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  • Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
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  • We were house flippers before lenders, we know what you do and why you do it! Reach out and see how we can work together for years to come! If you have questions, email me at [email protected]! Or call me at 512-659-6344! Looking forward to a long lasting relationship!
  • KUMC Credit Union
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  • KUMC Credit Union was established in 1954 and is chartered by the State of Kansas. Our Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit.
  • American Association of Private Lenders
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  • The American Association of Private Lenders (AAPL) is the only national organization supporting the private real estate lending industry. Our principles – ethics, education, and excellence – are the cornerstone for success in private lending. AAPL members are leaders who embody the character, dedication and experience critical for success.
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  • Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
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  • We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.