USDA VS FHA in Belmont, San Mateo County, CA

In 2026, the USDA loan limit for Belmont in the county of San Mateo, CA amounts to $776,600, whereas the FHA limit for a single-family home is $1,089,300.

Employ the Lendersa® USDA loan calculator to effectively compare today’s best rates for USDA versus FHA options. This tool helps you ascertain the necessary income, credit, reserves, and documentation for eligibility. Using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in Alabama is optimal for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Belmont, County of San Mateo, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Belmont, CA

The aim of Lendersa® is to quickly and effortlessly help you find the best USDA or FHA loan. Begin with one of three starting points that align you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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