USDA Vs. FHA Pro and Con comparison in San-Bruno, San Mateo County, CA
In 2025, the USDA loan limit for San-Bruno, within San Mateo County, CA, is $657,900. By comparison, the limit for FHA in this area for a single-family home is $822,375.
Leverage the Lendersa® USDA loan calculator to contrast the leading USDA and FHA rates available today and ascertain the needed income, credit, reserves, and documentation for qualification. Our enhanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, enabling you to identify the best program for your individual financial scenario, especially within .
2025 Loan Limits and Down Payment Requirements in San-Bruno, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in San-Bruno, CA
The mission of Lendersa® is to facilitate the acquisition of the most suitable USDA or FHA loan quickly and without hassle. You can choose from three starting paths to connect with lenders and access USDA loan offerings.
A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. This loan is intended exclusively for rural localities. Unlike FHA loans that mandate a minimum 3.5% down payment, no down payment is required for a USDA mortgage.
With more than 100 years of banking history behind it, Vantage Bank brings a diverse wealth of experience to its customers. Now in two great locations and with 12 employees, Vantage Bank continues to provide personal customer service while modernizing aspects of the bank to benefit its customers’ needs.
Community Bank is a full service commercial banking institution providing modern financial services while maintaining the integrity of a "hometown" bank where decisions are made locally. Community Bank takes pride in having served the 4-County area since 1926. The headquarters of Community Bank is at 601 Iowa Ave., Dunlap, IA 51529.
200 North Fifth Street, Carrizo Springs, TX, 78834
Capital Bank of Texas is an independently-owned community bank focused on providing a better financial relationship through a more meaningful, personalized experience. We believe in meeting the needs of the communities we serve by providing real local support and industry-leading financial services.
5920 SE Coyote Drive, Building 668, Topeka, KS, 66619
Founded in 1958 as Hutchinson Air Guard Credit Union, Forbes Field Credit Union has grown from seven original members to almost 700. Offering share accounts, certificates of deposit, and a wide array of loan products, our mission has never waivered – to foster the ideal of economic freedom and serve as financial advocates for our members.
Ashton State Bank's product line and service culture is unrivaled in banking today. We take a great interest in providing you with cutting-edge products and services. We take the time to find out how we might better service all your financial needs We are proud to be a small-town community bank.
340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131
Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.
TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first." Mick has a famous quote which really exemplifies the entire culture
Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
