As of 2025, the USDA loan ceiling within Foster-City, located in the county of San Mateo, CA, is set at $657,900. Meanwhile, the allowable FHA loan limit for a single-family dwelling is $822,375.
Try Lendersa® USDA loan calculator today to contrast current USDA and FHA rates. It helps discern what income, credit score, reserves, and paperwork are necessary to meet eligibility standards. Our advanced mortgage calculator provides a comparative view, enabling you to consider USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best-suited program in for your unique financial circumstances.
Loan Limits and Down Payment Criteria for 2025 in Foster-City, San Mateo County, CA
Type of Loan
Maximum Loan Amount
Down Payment Percentage
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Foster-City, CA
The mission of Lendersa® is to seamlessly and swiftly secure the most advantageous USDA or FHA loan for you. Start with any of the three paths to match with lenders and USDA programs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, guarantees by the U.S. Department of Agriculture. This type of financing is specifically for rural areas. In contrast to FHA loans that necessitate a down payment of at least 3.5%, USDA loans are available with no down payment at all.
"Since 2010, Iowa Farm Finance Corporation has specialized in Long Term farm real estate loans.
We keep our overhead low to offer you rates as low as 2.35%. We offer a wide range of Farm Real Estate loan terms and rate structures.
Listed here on this site are some of the products we offer."
Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.
The credit union was started in 1933 and we’re member-owned not-for-profit financial cooperative which allows us to pass on lower loan rates and higher dividends to our member-owners. You qualify for membership at Midland Credit Union if you live or work in Polk or a contiguous county; Adair, Adams, Audubon, Boone, Cass.
With over 20 years of helping Iowans find home loans with low interest rates under our belts, our role in your home buying experience is much more than simply finding you the right mortgage. We’re here to help you explore your options, understand each thoroughly, and choose the best option for your future.
FHA mortgage loans are an attractive mortgage solution for a purchase or refinance because today's FHA mortgage rates are near historic lows. The guidelines are also flexible allowing more people to qualify. Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%,
Yantis Federal Credit Union is located in Yantis, Texas. The Credit Union was the vision of H.E. Coker and a handful of Yantis residents. Together they generated community interest in the concept of “people helping people.” Yantis Federal Credit Union was granted a Community Charter in August 1955.
The First National Bank of Cokato (formerly known as Citizens State Bank) opened for business November 2, 1916 with total assets of $970.62. In 1920 a new bank site was purchased and the bank moved into its new quarters in July, 1923. First National Bank has enjoyed the privilege.
Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.
In 2009, PLA began building its partnerships with credit unions throughout the Midwest. We are wholly owned by a credit union to serve our partnering financial institutions and their members. PLA is an Iowa mortgage CUSO providing mortgage loan products and services to credit unions .
Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life
Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
