USDA Loan Vs. FHA loan for Foster-City, CA [San Mateo County Rates 2023]

In 2025, USDA loan limit in Foster-City, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Foster-City, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(703) 591-0345 2416 miles Lender's profile and map Reviews Adler Private Lending 11350 Random Hills Rd, Suite 720, Fairfax, VA, 22030 Adler Private Lending, we’re specialists in commercial lending and real estate investments. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors. Renowned for an entrepreneurial spirit combining unique creativity, flexibility, and the ability to perform
(703) 449-6800 2416 miles Lender's profile and map Reviews Intercoastal Mortgage, LLC 4100 Monument Corner Dr, Suite 220, Fairfax, VA, 22030 Our mission is to provide financing for all types of residential mortgage transactions. As a direct lender, we control the process from start to finish; we make the loan decision. All of our loans are processed, underwritten, & closed locally.Our team of loan officers and professionals are equipped with a level of experience that is second to none.
703 591 0345 2416 miles Lender's profile and map Reviews Adler Financial Group 11350 Random Hills Road #720, Fairfax, VA, 22030 Adler Financial Group is an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners, employees, clients, and vendors. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors.
(570) 546-2211 2417 miles Lender's profile and map Reviews The Muncy Bank and Trust Company 2 N Main Street, Muncy, PA, 17756 The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
(570) 546-2333 2417 miles Lender's profile and map Reviews PALCO Federal Credit Union 191 Chad Road, Muncy, PA, 17756 PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
(301) 529-2563 2417 miles Lender's profile and map Reviews Nations Funding LLC 20028 Apperson Place, Germantown, MD, 20876 Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
(850) 227-5318 2417 miles Lender's profile and map Reviews Calculator Mortgage LLC 345 Putnam Avenue, Ormond Beach, FL, 32174 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
800-388-5093 2417 miles Lender's profile and map Reviews Ormond Mortgage Group 555 W Granada Blvd, Suite A4, Ormond Beach, FL, 32174 We are a private mortgage company specializing in non-qualifying hard money loans to real estate investors in the State of Florida for rehab/flip properties, rental property and cash-out refinances for investment properties. We offer several loan programs that will certainly meet your needs. We offer zero upfront fees until your loan is approved.
(540) 899-0005 2417 miles Lender's profile and map Reviews Virginia Partners Bank 410 William Street, Fredericksburg, VA, 22401 Virginia Partners Bank® and Maryland Partners Bank® because we believe that our residents and businesses deserve a local bank. We enjoy living here and getting to know our neighbors, the people we do business with. We’re active in the community, love its history, and offer support by donating our time, talents, and resources.
(855) 727-2641 2417 miles Lender's profile and map Reviews Security Trust Mortgage LLC 1407 Hearthstone Drive, Fredericksburg, VA, 22401 At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
(540) 373-8100 2417 miles Lender's profile and map Reviews NEW DOMINION FINANCIAL 2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401 NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.