USDA Loan Vs. FHA loan for Foster-City, CA [ best of 2023]

In 2024, USDA loan limit in Foster-City, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Foster-City, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 611-2747 https://www.asisloans.com/ 2578 miles Lender's profile and map Reviews AS IS LOANS 2875 NE 191 Street, Suite 500, Aventura, FL, 33180 AS IS LOANS is a Private Hard Money Loans \| 30 Year No Doc Investor Mortgages \| Asset Based Loans \| Alternative Financing \| Residential & Commercial Lending \| Portfolio Loans \| Consulting Nationwide financing for residential, mixed-use, and commercial properties. 1 - 5 year hard money loans and 30 year fixed rate no doc mortgages.
(786) 725-3050 https://banescousa.com/ 2578 miles Lender's profile and map Reviews Banesco USA Coral Gables 2980 NE 207th Street, Suite 106, Aventura, FL, 33180 With over a decade of experience, Banesco USA has become a reference point for banking in South Florida and Puerto Rico. As part of the community we serve, Banesco USA has a key role to provide support for local businesses and leave a mark of innovation and commitment in the market we serve.
(305) 680-1192 http://roklending.com/ 2578 miles Lender's profile and map Reviews Rok Lending 19790 W. Dixie Highway, PH1, Miami, FL, 33180 Rok Lending is a family-operated and family-funded licensed private lender in Downtown Miami. The combination of experienced underwriting, self-funding & in-house legal counsel creates the ability to close the biggest of loans in days, not weeks. Rok Lending the opportunity to offer creative solutions to borrowers to fit their ideal wants & needs.
(727) 489-9504 http://ameriloans.us/ 2578 miles Lender's profile and map Reviews ameriloans residential mortgage 20801 Biscayne Blvd, Suite 443, Miami, FL, 33180 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(305) 705-0080 https://www.qkapital.com/ 2578 miles Lender's profile and map Reviews The Q Kapital Group Corp 18851 Northeast 29th Avenue, Suite 104A, Aventura, FL, 33180 "Q Kapital Group, formed by Mauricio Ordoñez and Gaston Schneider is a Boutique Mortgage Specialized in Lending to Foreign National Investing in Residential & Commercial Real Estate We lend in Florida, New York, Texas & Colorado. We can lend to Foreign Nationals up to 70% Loan To Value. Q Kapital is Located in Miami Florida"
(305) 933-3919 https://www.lendersusa.com/ 2578 miles Lender's profile and map Reviews LendersUSAcom Inc 21666 Marigot Dr., Boca Raton, FL, 33180 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(954) 839-8540 https://www.securedmtg.com/ 2578 miles Lender's profile and map Reviews Secured Financial Mortgage Inc 18851 NE 29th Avenue, Suite 700, Aventura, FL, 33180 We are a full-service mortgage company based in Aventura, Florida. Specializing both Onwer Occupied and Investment residential loan origiation, one-to-four unit properties, both purchase and refinance. Whether you are buying or refinancing, we can help you realize your dream of homeownership as an owner occupant or Real Estate investor.
(305) 345-4544 https://www.pordesmortgage.com/ 2578 miles Lender's profile and map Reviews Pordes Mortgage Group Inc 21205 Northeast 37th Avenue, Suite 509, Miami, FL, 33180 Melissa Pordes founder & CEO of Pordes Mortgage Group, a licensed Mortgage Broker, has over 25 years of experience in the mortgage industry. Her experience is recognized by top real estate developers, wealth managers, accountants & realtors throughout the world. She has assisted their clients in placing over $1 billion in loans over her career.
(786) 646-6335 https://www.tncmortgage.com/ 2578 miles Lender's profile and map Reviews TNC Mortgage Corp 1125 NE 125th street, Suite 250, North Miami, FL, 33161 TNC Mortgage Corporation specilizes in individual, one on one service. We believe every loan scenario is unique and deserves the personal attention of our mortgage loan origination team, that is why you will not find any standard loan parameters or interest rate calculators on our website.
(305) 682-9453 http://www.kalbadvisors.com/ 2578 miles Lender's profile and map Reviews KalbAdvisors Mortgage Solutions LLC 20900 Northeast 30th Avenue, Unit 703E, Aventura, FL, 33180 To service our clients with integrity, commitment and service excellence. To find the best products for our clients’ individual needs and to utilize our 30 years of combined mortgage knowledge in residential, foreign national, and commercial lending to benefit our clients. We consider our clients to be part of our family and are valued as such.
(305) 998-9048 https://mayercapitalinc.com/ 2578 miles Lender's profile and map Reviews Mayer Capital FS Inc 20191 East Country Club Drive, Suite 2701, Aventura, FL, 33180 Mayer Capital is a mortgage brokerage based out of Miami, Florida. Founded by Loan Officers with the idea of every LO should be in charge of their own files and lives. We have all experienced what it’s like working with limited resources, compensation, loan programs and being tied as an employee to a financial institution.