USDA Loan Vs. FHA loan for Foster-City, CA [San Mateo County Rates 2023]

In 2025, USDA loan limit in Foster-City, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Foster-City, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 293-9991 2446 miles Lender's profile and map Reviews First Funding Inc 9701 Apollo Drive, Suite 495, Largo, MD, 20774 "Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide. First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
(410) 474-7153 2446 miles Lender's profile and map Reviews Navigator Mortgage Brokers 16701 Melford Blvd, Suite 459, Bowie, MD, 20715 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(804) 452-0736 2446 miles Lender's profile and map Reviews Fort Lee Federal Credit Union 4495 Crossings Boulevard, Prince George, VA, 23875 Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
(410) 487-7328 2446 miles Lender's profile and map Reviews SECU Credit Union 971 Corporate Blvd, Linthicum Heights, MD, 21090 SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
(410) 668-4400 2447 miles Lender's profile and map Reviews Rosedale Federal Savings & Loan Association 6810 York Road, Baltimore, MD, 21212 Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
(301) 817-1200 2447 miles Lender's profile and map Reviews Police Federal Credit Union 9100 Presidential Parkway, Upper Marlboro, MD, 20772 The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
(321) 442-5351 2447 miles Lender's profile and map Reviews Accurate Financial Mortgage Group Inc 3140 Old Canoe Creek Road, Saint Cloud, FL, 34772 At Accurate Financial Mortgage Group, we are dedicated to taking care of our clients mortgage needs in a personal, warm and caring environment. We provide exceptional service through our highly skilled mortgage officers. Our mission is to offer individualized assistance to each customer, based on shared trust and communication.
(570) 628-2400 2447 miles Lender's profile and map Reviews CACL Federal Credit Union 1800 West Market Street, Pottsville, PA, 17901 The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
(410) 528-1801 2447 miles Lender's profile and map Reviews The Harbor Bank of Maryland 25 West Fayette Street, Baltimore, MD, 21201 Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,
(410) 727-1105 2447 miles Lender's profile and map Reviews Provider Mortgage 401 N. Charles St, Baltimore, MD, 21201 Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.
(410) 727-2111 2447 miles Lender's profile and map Reviews AGM Financial Services Inc 20 South Charles Street, Suite 1000, Baltimore, MD, 21201 AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program