USDA Vs. FHA your options comparison in Burney, Shasta County, CA

In 2026, the USDA loan limit in Burney, within the county of Shasta, CA, is set at $384,900, whereas the FHA limit for a single-family dwelling is $472,030.

The Lendersa® USDA loan calculator is your tool to compare the top USDA and FHA rates available today. This will help you pinpoint the income, credit score, reserves, and documentation required for eligibility. With our cutting-edge mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side to identify which program suits your financial circumstances best in .

Compare loan offers from a pool of 100 lenders

2026 Loan Limits and Down Payment Criteria in Burney, Shasta, CA

Loan Type Loan Limit Down Payment
USDA $384,900 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Burney, CA

Lendersa® is committed to securing you the optimal USDA or FHA loan quickly and seamlessly. Choose from three initial approaches to link with lenders and suitable USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loan in CA

The USDA home loan is backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. These are specifically available in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Air Academy Federal Credit Union
  • PO Box 62910, Colorado Springs, CO, 80962
  • Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active
  • High Desert Home Lending
  • 6417 Pojoaque Dr, Albuquerque, NM, 87120
  • High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
  • Premier Mortgage Advisors LLC
  • 6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
  • Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
  • NewCastle Mortgage
  • 6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Equity Edge Realty
  • 121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
  • Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.
  • SpotOn Financial
  • 525 North Cascade Avenue, Colorado Springs, CO, 80903
  • SpotOn Financial provides small business financing, working capital loans, business consulting, strategic resources, and access to strategic resources to help a business achieve its goals. We offer cash flow loans, asset based loans, commercial real estate finacing, and investor fix and flip loans.
  • Pikes Peak Regional Dev Corporation
  • 322 S. Cascade Avenue, Colorado Springs, CO, 80903
  • Pikes Peak Regional Development Corporation (PPRDC) was formed in January, 1976, under the name of the Old Colorado City Development Company. The organization originated through the cooperative efforts of the City of Colorado Springs and business persons from the “Westside” area of the city.
  • The Ivan Acosta Team
  • 501 S Tejon Street, Suite 250, Colorado Springs, CO, 80903
  • My name is Ivan Acosta and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or ReFinancing your current Colorado Springs Home Loan. I am a Colorado Springs Mortgage consultant, serving all of Colorado Springs, and the surrounding communities.
  • CB&T Mortgage
  • 1 South Nevada Avenue, Suite 105, Colorado Springs, CO, 80903
  • Established in 1995, CB&T Mortgage has grown to become one of the largest and most trusted Colorado-based mortgage bankers. Distinguished by our local, personal approach, every loan that crosses our desk is underwritten and closed here in Colorado. Because there’s no outsourcing of files to someone.