USDA and FHA Pro and Con in Burney, Shasta County, CA

In 2024, USDA loan limit in Burney, county of Shasta, CA is $384,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Burney, county of Shasta, CA

Loan Type Loan Limit Down payment
USDA $384,900 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Burney, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank7
  • 1039 NW 63RD St, Oklahoma City, OK, 73116
  • Bank7 is a full-service Oklahoma-based community bank chartered in 1901 and relocated to Oklahoma City in 2005. With locations throughout Oklahoma, Kansas, and Texas, Bank7 has expanded its footprint to service the communities in which we live. Our history and vast experience in the energy industries, real estate, construction, and agriculture
  • Cross Timbers Mortgage LLC
  • 1000 W Wilshire Blvd, Suite 364, Oklahoma City, OK, 73116
  • Cross Timbers Mortgage specializes in home loans in Oklahoma. Our services go beyond just the products we offer: education, training, and building strong relationships within the mortgage industry are also what we focus on, allowing us to bring the most value to our customers. The goal is to provide the best guidance, speed
  • RMAC Lending LLC
  • 7201 N. Classen Blvd., Suite 105, Oklahoma City, OK, 73116
  • We have owned and operated a number of successful real estate based business over the past 25 years in the areas of retail, industrial, office and single family residential. Among the affiliated companies are Mull Properties and RSM Properties, which owns and operates a HomeVestors franchise office in Oklahoma City, Oklahoma. HomeVestors is better
  • Kirkpatrick Bank
  • 15 East 15th Street, Edmond, OK, 73013
  • Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe. Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.
  • VALOR BANK
  • 1501 Renaissance Boulevard, Edmond, OK, 73013
  • Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.
  • House and Home Mortgage LLC
  • 2601 Kelley Pointe Pkwy, Suite 203, Edmond, OK, 73013
  • We're committed to easing your concerns and addressing all of your mortgage needs. We provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
  • Executive Lending Group
  • 3628 E I 35 Frontage Rd, Edmond, OK, 73013
  • Executive Lending are a local Home Loan Lender with a store front location on I35 in Edmond. You can walk into our office anytime during business hours and anytime evenings / weekends with an appointment. You can call / text us on our cell or call the office with an energetic, kind & helpful staff.
  • Adfitech Inc
  • 3001 Technology Dr, Edmond, OK, 73013
  • Since 1983, Adfitech has provided outsource services to the mortgage industry. We have a proven reputation in quality control, due diligence, post closing fulfillment, and servicing oversight. We are diligent in keeping abreast of the ever changing Investor, Federal, State, and CFPB compliance laws and regulations.
  • American Mortgage Source
  • 2400 Lytal Lane, Edmond, OK, 73013
  • At American Mortgage Source, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. American Mortgage Source, where we specialize in residential mortgages.