USDA Vs. FHA your options comparison in Burney, Shasta County, CA
In 2025, the USDA loan limit in Burney, within the county of Shasta, CA, is set at $384,900, whereas the FHA limit for a single-family dwelling is $472,030.
The Lendersa® USDA loan calculator is your tool to compare the top USDA and FHA rates available today. This will help you pinpoint the income, credit score, reserves, and documentation required for eligibility. With our cutting-edge mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side to identify which program suits your financial circumstances best in .
2025 Loan Limits and Down Payment Criteria in Burney, Shasta, CA
Loan Type
Loan Limit
Down Payment
USDA
$384,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Burney, CA
Lendersa® is committed to securing you the optimal USDA or FHA loan quickly and seamlessly. Choose from three initial approaches to link with lenders and suitable USDA loan options.
The USDA home loan is backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. These are specifically available in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment.
1 Spectrum Pointe Drive, Suite 200, Lake Forest, CA, 92630
At WE Lending we mix talented loan officers and technology to make the mortgage lending process simple for you. WE know that there is no place like home. Your mortgage savings or dream home could be minutes away. WE lending is growing and we are looking for progressive mortgage professionals to join our team.
At Alliance West Mortgage we are committed to responsible mortgage lending, and helping you find a home-loan you can comfortably afford. We understand buying a home is a life changing event, and we’re here to give you the knowledge and resources you need to make informed decisions with confidence.
25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
345 West 600 South, Suite 125, Heber City, UT, 84032
SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
"Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
23332 Mill Creek Drive, Suite 235, Laguna Hills, CA, 92653
At AS IS Lending we value honesty and integrity, and we pride ourselves on providing transparency for our clients throughout the mortgage loan process.
We understand that owning a home is a large financial commitment, which is why our AS IS Lending Team works closely with you every step of the way throughout the loan process and beyond.
23330 Mill Creek, Suite 250, Laguna Hills, CA, 92653
Michelle J. Christensen has 19+ years in the industry she can assist you in every aspect of the loan process. Give her a chance to earn your business, you will never go to another loan officer. Michelle J. Christensen NMLS# 304522 Our Business Is Making You Feel At Home.
With 19+ years in the industry Michelle can tailor the perfect loan
23172 Plaza Pointe Dr, Suite 195, Laguna Hills, CA, 92653
Our goal is not only to provide you with the best of our service and expertise in advancing your financial interests, but also to offer you a long term relationship. The US economy and banking industry is always changing, as such, anytime we feel that we can better your financial interests in the long term.
