For the year 2025, the USDA loan limit designated for Susanville in Lassen county, CA, is $336,500. On the flip side, the limit for an FHA loan on a single-family house in the same region stands at $472,030. These caps determine the maximum borrowing amount available for these types of loans, crucial for potential homeowners.
To effectively compare the leading rates of USDA versus FHA loans today, utilize the Lendersa® USDA loan calculator. This tool enables you to evaluate the necessary income, creditworthiness, financial reserves, and documentation needed to qualify for these loans. With our innovative mortgage calculator, you can concurrently assess USDA, FHA, Conforming, and VA options, aiding you in selecting the optimal program fit for your distinct financial situation if you're residing in
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| Loan Type | Maximum Loan Limit | Minimum Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary goal of Lendersa® is to provide you with the most favourable USDA or FHA loan options swiftly and without any complications. Start your journey by choosing from one of three initial pathways that connect you with matching lenders and USDA loan programs.
USDA home loans are insured by the government through the U.S. Department of Agriculture and are often referred to as USDA rural development loans or USDA mortgages. These are exclusively accessible in rural areas. Unlike FHA loans which necessitate at least a 3.5% down payment, USDA loans require no down payment, providing a clear benefit for eligible rural homebuyers seeking financing.
Enter your location to find out if it qualifies for USDA rural housing loan?
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