For the year 2025, the USDA loan limit designated for Susanville in Lassen county, CA, is $336,500. On the flip side, the limit for an FHA loan on a single-family house in the same region stands at $472,030. These caps determine the maximum borrowing amount available for these types of loans, crucial for potential homeowners.
To effectively compare the leading rates of USDA versus FHA loans today, utilize the Lendersa® USDA loan calculator. This tool enables you to evaluate the necessary income, creditworthiness, financial reserves, and documentation needed to qualify for these loans. With our innovative mortgage calculator, you can concurrently assess USDA, FHA, Conforming, and VA options, aiding you in selecting the optimal program fit for your distinct financial situation if you're residing in .
Details on 2025 Loan Limits and Down Payment Requirements in Susanville, Lassen, CA
Loan Type
Maximum Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Susanville, CA
The primary goal of Lendersa® is to provide you with the most favourable USDA or FHA loan options swiftly and without any complications. Start your journey by choosing from one of three initial pathways that connect you with matching lenders and USDA loan programs.
USDA home loans are insured by the government through the U.S. Department of Agriculture and are often referred to as USDA rural development loans or USDA mortgages. These are exclusively accessible in rural areas. Unlike FHA loans which necessitate at least a 3.5% down payment, USDA loans require no down payment, providing a clear benefit for eligible rural homebuyers seeking financing.
Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.
Bitterroot Community Federal Credit Union was Chartered in 1968, was Darby’s first financial institution. Like the Darby Community, Bitterroot Community FCU is personal and friendly. Darby is a community that will always pull together to support a family in need & you will find this same characteristic in the staff & policies of this credit union.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.
6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
Ponce & Ponce Realty has been in the real estate services business in the San Bernardino, Riverside, Rialto, Redlands, Loma Linda, Highland, Fontana, and Bloomington real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.
Neighborhood Housing Services Of The Inland Empire
1845 Business Center Drive S, Suite 120, San Bernardino, CA, 92408
Neighborhood Housing Services of the Inland Empire is a one stop shop, providing answers & support to meet our clients' housing needs. As a non-profit our mission is to build great communities, one home at a time. we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
3242 East Coast Highway, Corona Del Mar, CA, 92408
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages & best of all quality service & individual attention. We are a full-service mortgage company. We offer a wide range of Refinance options, designed to best meet the needs of local borrowers.
