USDA Vs. FHA Pro and Con comparison in Mount-Shasta, Siskiyou County, CA

In 2026, the USDA loan cap for Mount-Shasta, in Siskiyou county, CA, is $345,600, whereas the FHA limit for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to examine current USDA against FHA best rates, and figure out the necessary income, credit, reserves, and documentation to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to choose the best suited program for your financial needs, especially in .

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2026 Loan Limits and Downpayment Requirements in Mount-Shasta, Siskiyou, CA

Loan Type Loan Limit Down Payment
USDA $345,600 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Mount-Shasta, CA

Lendersa® strives to secure the best possible USDA or FHA loan for you quickly and without hassle. Choose from one of three starting pathways that match you with lenders and USDA loan programs.

  1. Submit a complete request with USDA/FHA loan optimization
  2. Explore USDA and FHA rates & terms initially
  3. Search the largest database of USDA loan providers
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Understanding the USDA Loan in CA

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans demand no down payment.

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