In 2025, the USDA loan cap for Mount-Shasta, in Siskiyou county, CA, is $345,600, whereas the FHA limit for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to examine current USDA against FHA best rates, and figure out the necessary income, credit, reserves, and documentation to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to choose the best suited program for your financial needs, especially in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $345,600 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to secure the best possible USDA or FHA loan for you quickly and without hassle. Choose from one of three starting pathways that match you with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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