USDA Vs. FHA your options comparison in Calexico, Imperial County, CA
In 2026, the USDA loan limit for Calexico, within Imperial County, CA, is $376,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current top USDA against FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side-by-side, helping you decide the best program for your financial situation in .
Loan Limits and Downpayment Requirements in Calexico, Imperial, CA for 2026
Loan Type
Loan Limit
Down Payment
USDA
$376,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Calexico, CA
Lendersa® aims to efficiently secure the most favorable USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Partner Colorado Credit Union | Central Park Branch
PO Box 1346, Arvada, CO, 80001
Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
Since 1934, Denver Community Credit Union has been advancing financial opportunity for its members. We serve our communities with quality loans with low rates, and savings and checking products that help members effectively manage their money. Our knowledgeable and friendly staff is ready to assist those members who prefer person-to-person service.
1350 Lawrence Street, Suite 100, Denver, CO, 80204
Uptown Mortgage is located in Historic Lower Downtown Denver. Having operated in Colorado since 2000, we’ve worked hard to build a reputation that we are proud of. We make sure that every borrower that walks through our doors gets exceptional service. All our loan officers take very seriously the fact that purchasing a home.
Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.
98 Inverness Dr. East, Suite 140, Englewood, CO, 80112
In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.
At Metrum, a Centennial CO Credit Union, we care for our members’ financial needs with sound advice, value-priced products and services, while investing in the communities we serve. We are a member-owned cooperative that provides financial services for our members. Member education and credit union philosophy are the foundation of our organization.
9000 East Nichols Avenue, Suite 225, Englewood, CO, 80112
Since 2004 Sigma Real Estate Corporation has offered residential real estate services in the metro Denver area including Greenwood Village, Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Parker, Castle Rock and in other surrounding cities and towns. Since 1998 Sigma Mortgage Corporation has been a leader in Colorado lending.
8310 S Valley Highway, Suite 300, Englewood, CO, 80112
Go West Lending Ltd. is dedicated to financial dignity and inclusion. We equip borrowers and realtors with the financial tools and education to secure a better future—coaching them through their mortgage needs and aspirations, and facilitating their journey to financial independence. This position will provide strategic and operational.
8310 S. Valley Highway, Suite 300, Englewood, CO, 80112
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Whether you are 1st time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt, our highly experienced team of mortgage consultants can help make your dreams.
