USDA Vs. FHA Pro and Con comparison in Calexico, Imperial County, CA
In 2025, the USDA loan limit for Calexico, within Imperial County, CA, is $376,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current top USDA against FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side-by-side, helping you decide the best program for your financial situation in .
Loan Limits and Downpayment Requirements in Calexico, Imperial, CA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$376,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Calexico, CA
Lendersa® aims to efficiently secure the most favorable USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Our mission is to provide the best financial products and services to our member communities in a friendly personal manner while maintaining financial stability and encouraging financial responsibility Kenowa Community Federal Credit Union was originally chartered September 23, 1952 under the name Wyoming Township Employees Federal Credit Union.
We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.
Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.
Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties.
Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts.
We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.
First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
2718 Martin Luther King Jr, Blvd Panama City, FL, 32405
Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more
3707 W. 23rd Street Suite A., Panama City, FL, 32405
Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
