USDA and FHA Pro and Con in Calexico, Imperial County, CA
In 2025, the USDA loan limit for Calexico, within Imperial County, CA, is $376,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current top USDA against FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side-by-side, helping you decide the best program for your financial situation in .
Loan Limits and Downpayment Requirements in Calexico, Imperial, CA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$376,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Calexico, CA
Lendersa® aims to efficiently secure the most favorable USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Elite Lending Service, Inc. is your local North Florida Mortgage Broker, owned and operated by Brad Bailey. Brad started in the mortgage business in 1997 and has since helped thousands of people obtain a loan for their home. With a background in wholesale mortgages, he has been exposed to nearly every obstacle to home ownership you can imagine.
1690 South Canfield Niles Road, Youngstown, OH, 44515
ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.
The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.
Teamsters Local 697 Federal Credit Union has been open since 1972. The credit union has assets totaling $3.14 Million and provides banking services to more than 500 members as of March 2022.
The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
OCPS Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the OCPS Federal Credit Union will continue a sound yet progressive asset management strategy
Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
11007 North 56th Street, Suite 207, Tampa, FL, 33617
At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.
Citizens First Mortgage Lending, LLC has been in business since 2018 with loan officers having experience over 20 years in the industry. Providing the best Options for purchasing or refinancing your home loans We pride ourselves on transparency and honesty from start to finish. We work as a team with the borrower providing.
