USDA Vs. FHA Pro and Con comparison in Folsom, Sacramento County, CA
In 2025, the USDA loan limit for Folsom, located in the county of Sacramento, CA, is $540,000. Meanwhile, the FHA limit for a single-family home stands at $763,600.
Utilize the Lendersa® USDA loan calculator to explore and compare today's leading USDA versus FHA rates. This tool helps identify the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA side by side, aiding your decision on which program in aligns best with your financial needs.
Details for 2025 Loan Limits and Downpayment in Folsom, County of Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Folsom, CA
The objective of Lendersa® is to ensure you obtain an ideal USDA or FHA loan quickly and without hassle. Choose among three pathways that lead to matching with lenders and accessing USDA loan programs.
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