USDA Loan Vs. FHA loan for El-Dorado-Hills, CA [El Dorado County ]

In 2025, USDA loan limit in El-Dorado-Hills, county of El Dorado, CA is $478,400 while FHA limit is $598,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in El-Dorado-Hills, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(978) 922-4446 Lender's profile and map Reviews GoldCoast Mortgage Service Inc 100 Cummings Center, Suite 544H, Beverly, MA, 01915 GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
(508) 822-6900 Lender's profile and map Reviews ABLE Mortgage, Inc. 113R Padelford Street, Berkley, MA, 02779 ABLE Mortgage Co. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, & we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple & straightforward by offering you the latest in financial tools.
(781) 796-6050 Lender's profile and map Reviews Coastal Heritage Bank 195 Washington Street, Weymouth, MA, 02188 It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
(781) 631-5500 Lender's profile and map Reviews Marblehead Bank 21 Atlantic Avenue, Marblehead, MA, 01945 Founded in 1871, Marblehead Bank has been helping generations of families on the North Shore, grow and prosper. We help lead them to brighter and financially sound futures. Today, we’re one of North Shore’s finest banks. We hope to be given the opportunity to show you how much we care!
(781) 990-0710 Lender's profile and map Reviews Clipper Commercial Capital 20 Waterside Road, Marblehead, MA, 01945 Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.
(781) 631-6000 Lender's profile and map Reviews The National Grand Bank of Marblehead 91 Pleasant Street, Marblehead, MA, 01945 Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.
(781) 639-0047 Lender's profile and map Reviews Stepstone Mortgage Company Inc 89 Front Street, Suite 313, Marblehead, MA, 01945 We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.
(800) 660-7800 Lender's profile and map Reviews South Shore Bank 1530 Main Street, South Weymouth, MA, 02190 South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.
(877) 380-2265 Lender's profile and map Reviews ABINGTON BANK 6 Harrison Avenue, Abington, MA, 02351 Abington Bank, part of the Hometown Financial Group banking family. We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
(508) 679-0197 Lender's profile and map Reviews Westport Federal Credit Union 655 State Road, Westport, MA, 02790 In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.