USDA Loan Vs. FHA loan for Shingle-Springs, CA [El Dorado County ]

In 2025, USDA loan limit in Shingle-Springs, county of El Dorado, CA is $478,400 while FHA limit is $598,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Shingle-Springs, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(810) 766-9191 Lender's profile and map Reviews Simple Mortgage 2353 Linden Rd, Suite A, Flint, MI, 48532 Simple Mortgage was formed in February 2012 and has been in a growth mode ever since. The company is a Direct Endorsed Lender and offers all mortgage products at market competitive rates. It is privately owned by an individual with more than a decade of experience in the mortgage banking industry and a primary focus on superior customer service.
(256) 659-2175 Lender's profile and map Reviews Liberty Bank 40956 Alabama Highway 75, Geraldine, AL, 35974 Founded in 1971, Liberty Bank serves Dekalb, Marshall, Cherokee, Etowah and Blount counties in North Alabama. Liberty Bank is a true community bank with the best interests of our customers in mind. Providing outstanding service and dependability are our ultimate goals and also Full Service Office Location and are located at 40956 Alabama Highway 75
(513) 422-2392 Lender's profile and map Reviews Middletown Area Schools CU 1730 Central Avenue, Middletown, OH, 45044 Middletown Teachers Credit Union. The purpose of the credit union was to give employees of the school system and their families an efficient place to do banking. Today, only our name has changed. We are committed to providing our members with efficient, quality service. We are a small credit union, and we like it that way.
(419) 644-2361 Lender's profile and map Reviews Metamora State Bank 120 East Main Street, Metamora, OH, 43540 MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. At Metamora State Bank you are more than a customer — you are a friend.
(859) 442-9700 Lender's profile and map Reviews D A Griffin Financial, LLC 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075 D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.
(513) 313-7899 Lender's profile and map Reviews Zipfel Capital 3440 Edwards Rd, Cincinnati, OH, 45208 We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
(513) 793-6400 Lender's profile and map Reviews Mortgage House of America LLC 3530 Edwards Road, Cincinnati, OH, 45208 Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
(513) 613-4834 Lender's profile and map Reviews Cinfed Credit Union 4801 Kennedy Avenue, Cincinnati, OH, 45209 Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
(513) 247-7859 Lender's profile and map Reviews C4 Residential LLC 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241 C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
(513) 733-5626 Lender's profile and map Reviews First Union Mortgage Group, LLC 4015 Executive Park Drive, Suite 215, Cincinnati, OH, 45241 First Union Mortgage Group, LLC., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(734) 392-8300 Lender's profile and map Reviews Arbor One Mortgage Group 250 W Eisenhower, Suite 100, Ann Arbor, MI, 48103 At Arbor One Mortgage Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.