FHA Vs. USDA loan program for Shingle-Springs, El Dorado County, California

In 2025, USDA loan limit in Shingle-Springs, county of El Dorado, CA is $478,400 while FHA limit is $598,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Shingle-Springs, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 538-3025 1267 miles Lender's profile and map Reviews Bank of the Valley 404 State Street, Bellwood, NE, 68624 Bank of the Valley offers a full range of personal, agricultural, and business banking services. As a community bank, we have a personal interest in the people and communities in which we live and work. Flexible, responsive, personal – these words may not often be heard about a bank, but they are the guiding principles of our business.
(620) 345-2980 1267 miles Lender's profile and map Reviews Mid-Kansas Credit Union 104 South Avenue B, Moundridge, KS, 67107 Mid-Kansas Credit Union began in 1947 as Moundridge Coop Federal Credit Union. We started with 10 members, and membership dues were only 25¢. We are a full-service credit union, with our main office in Moundridge, and a branch office in Buhler. Mid-Kansas Credit Union expanded it's operation, with the opening of our Buhler branch in 1990.
(620) 345-6317 1267 miles Lender's profile and map Reviews The Citizens State Bank 201 S Christian, Moundridge, KS, 67107 The Citizens State Bank has maintained family ownership since its beginning. Organized in Moundridge and chartered by the state of Kansas on August 1, 1904, the bank now includes locations in McPherson, Harvey and Marion counties. The Citizens State Bank has acquired several institutions over the years, including Wheatland Bank of Goessel.
(907) 225-9063 1267 miles Lender's profile and map Reviews Tongass Federal Credit Union 2000 Tongass Avenue, Ketchikan, AK, 99901 Tongass Federal Credit Union is a not-for-profit financial cooperative. TFCU is nestled in remote Southern Southeast Alaska and based out of Ketchikan, often called "Alaska's First City." TFCU has four branches: Ketchikan, Klawock, Metlakatla, and Wrangell and four community Microsites: Thorne Bay, Hydaburg, Kake, and Hoonah.
(907) 228-4474 1267 miles Lender's profile and map Reviews First Bank 331 Dock Street, Ketchikan, AK, 99901 For over 95 years, First Bank has been providing financial services to Southeast Alaska. We are proud to have built a solid reputation of providing the best financial services to generations of residents in our communities. First Bank is a local Bank that's been serving Southeast Alaska since 1924. We know our community, its citizens
(701) 883-5241 1268 miles Lender's profile and map Reviews LaMoure Credit Union 203 7th Street SE, Lamoure, ND, 58458 LaMoure Credit Union has been open since 1940. It's the 19th largest credit union in North Dakota with assets totaling $33.58 Million and providing banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(325) 754-4505 1268 miles Lender's profile and map Reviews The Security State Bank 700 S. Main, Winters, TX, 79567 The Security State Bank was founded in 1917 by a group of local residents and businessmen. The bank operated in Wingate, Texas while establishing close relationships with many area residents over the years. In September 1958 The Security State Bank was authorized as a Texas Banking Corporation by the Texas Department of Banking.
(316) 830-2226 1269 miles Lender's profile and map Reviews The Halstead Bank 314 Main Street, Halstead, KS, 67056 The Halstead Bank is headquartered in Halstead and is the 104th largest bank in the state of Kansas. It is also the 3,357th largest bank in the nation. It was established in 1882 and as of March of 2022, it had grown to 27 employees at 5 locations. The Halstead Bank has an A health rating.
(620) 628-4425 1270 miles Lender's profile and map Reviews The State Bank of Canton, Canton, Kansas 103 South Main Street, Canton, KS, 67428 The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895. The State Bank of Canton served the Canton community at 112 N Main for 79 years.
(580) 532-6611 1271 miles Lender's profile and map Reviews The First State Bank of Pond Creek, Oklahoma 136 West Broadway, Pond Creek, OK, 73766 The First State Bank was established in 1893 in Pond Creek, making it one of the oldest full-service banking institutions in the State of Oklahoma. The First State Bank has been the hub of financial activity for many farmers and ranchers as well as the primary lending source for many Northwest Oklahoma businessmen.
(580) 874-2244 1272 miles Lender's profile and map Reviews The Bank of Kremlin 102 6th Street, Kremlin, OK, 73753 The Bank of Kremlin was chartered May 21, 1900 in Kremlin, Oklahoma Territory, seven years before statehood. The bank was founded to provide deposit, bank draft and lending services to the town and local agricultural community. We believe our success is owed to our focus and dedication to customer service.