USDA Vs. FHA your options comparison in Canyon-Lake, Riverside County, CA
In the year 2025, the USDA loan ceiling in Canyon-Lake, located in the county of Riverside, CA, is set at $381,800, whereas the FHA loan limit is $477,250 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to compare the finest USDA and FHA rates available today. Determine the required income, credit standing, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to aid in choosing the best fit for your financial needs in .
Discover 2025 loan limits and downpayment criteria in Canyon-Lake, Riverside county, CA
Type of Loan
Maximum Loan
Down payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Canyon-Lake, CA
At Lendersa®, our objective is to quickly secure you an optimal USDA or FHA loan without the usual complications. Choose from three starting options to find matching lenders and USDA programs:
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural settings. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.
We are your LOCAL, INDEPENDENT mortgage broker with 50+ YEARS of combined experience serving all of Nevada. The education of our clients is our #1 priority in today’s real estate market. Understanding the type & term of your home loan is extremely important. It is essential to know your mortgage product & interest rate.
Borrowing money, whether for a dream home or an investment opportunity, is a significant decision. You deserve more than just an “okay” rate. You deserve the best possible terms that align with your financial goals, whether you’re considering FHA loans in California, jumbo loans in California, or exploring hard money lenders in California.
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Shining Star Funding is committed to providing extraordinary customer service by making our customers’ satisfaction the top priority. Shining Star Funding is also dedicated to delivering quality mortgage solutions that support you in Opening Doors to Home Ownership and also Shining Star Funding is a full service mortgage banker.
2600 Old Crow Canyon Road, Suite 201, San Ramon, CA, 94583
Preferred Mortgage has a seasoned team of experts that hold experience in both residential and commercial property loans. Operating in the San Francisco Bay Area we help first-time home buyers, individuals, families, and real estate investors acquire cost effective loans at the best rates possible.
3130 Crow Canyon Pl, Suite 270, San Ramon, CA, 94583
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2400 Camino Ramon, Suite 129, San Ramon, CA, 94583
As a licensed mortgage broker in California, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide residential / commercial mortgage loans to our clients while providing them with the lowest interest rates and closing costs possible.
2600 Old Crow Canyon Rd, Suite 201, San Ramon, CA, 94583
A key advocate for the local schools, Jason Brown shares his success in business with the youth of today. With over 25 years of experience in the mortgage business Jason created a nonprofit, SaveCASchools.org, which focuses on donating money to schools to help them better assist students in San Ramon Valley.
2603 Camino Ramon, Suite 417, San Ramon, CA, 94583
At Venstar Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
