USDA Vs. FHA your options comparison in Wildomar, Riverside County, CA
In the year 2025, the USDA loan limit for Wildomar, located in Riverside county, CA, is $460,000. In contrast, the FHA loan limit for a single-family home stands at $644,000.
Use Lendersa® USDA loan calculator to compare the best rates between today's USDA and FHA options, determining the necessary income, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, assisting you to determine which program in aligns best with your financial situation.
Loan limits and down payment requirements for 2025 in Wildomar, Riverside county, CA
Loan Type
Loan Limit
Down payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wildomar, CA
Lendersa® aims to provide you with the best USDA or FHA loan options swiftly and without hassle. Choose from three pathways that connect you with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or simply a USDA mortgage. These loans are only accessible in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment prerequisite.
Fidelity Mortgage Services, Inc. has been in business in Central Florida since 1999. We are conveniently located at 434 and I-4 in Longwood. The company has developed a reputation for providing professional excellence and meeting each client's unique lending needs. Our goal is to continually surpass expectations
1900 Boothe Circle, Suite #100, Longwood, FL, 32750
i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
WEPCO FCU will maintain the financial stability necessary to provide you with safe, convenient, & cost-effective products. We will provide the exemplary service necessary to earn the privilege of being your financial institution of choice. We will seize opportunities to grow the credit union in a prudent manner for the benefit of all we serve.
First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.
Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
555 Winderley Place, Suite 300, Maitland, FL, 32751
CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
495 N Keller Road, Suite 550B, Maitland, FL, 32751
Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.
A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.
We have a vast variety of program options available
529 Versailles Drive, Suite 101, Maitland, FL, 32751
At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
500 Winderley Place, Suite 100, Maitland, FL, 32751
You Have Realty is the real estate partner of the Under One Roof Team. Whether you are buying or selling, this program offers all the components necessary for a seamless real estate transaction. Attorney Justin Clark and his team of lawyers are available for consultation throughout every real estate transaction.
495 North Keller Road, Suite 550A, Maitland, FL, 32751
At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing
At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.
