USDA Vs. FHA your options comparison in Wildomar, Riverside County, CA
In the year 2025, the USDA loan limit for Wildomar, located in Riverside county, CA, is $460,000. In contrast, the FHA loan limit for a single-family home stands at $644,000.
Use Lendersa® USDA loan calculator to compare the best rates between today's USDA and FHA options, determining the necessary income, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, assisting you to determine which program in aligns best with your financial situation.
Loan limits and down payment requirements for 2025 in Wildomar, Riverside county, CA
Loan Type
Loan Limit
Down payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wildomar, CA
Lendersa® aims to provide you with the best USDA or FHA loan options swiftly and without hassle. Choose from three pathways that connect you with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or simply a USDA mortgage. These loans are only accessible in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment prerequisite.
Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.
Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower.
Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
Caprate Mortgage LLC a Christian based company, is committed to helping you find the right mortgage product for your needs. Lending not only to the Lake Conroe area and The Woodlands but all of Texas. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
The Brownsville City Employees FCU has as its mission the responsibility for providing an efficient, effective & well-managed financial institution that meets the needs of its membership. The Brownsville City Employees FCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
642 East Washington Street, Brownsville, TX, 78520
Founded in 1995, the Rio Grande Valley Multibank (RGVMB) is a Community Development Financial Institution (CDFI) certified by the United States Department of Treasury. Our mission is to provide financial products and development services to the RGV, particularly in the area of affordable housing and consumer lending.
Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.
We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products
HOMEQNET Buying or refinancing a house can be a huge undertaking. Let our mortgage experts help you with your mortgage needs. Our pricing models are based on volume which means lower rates and lower closing cost in most cases. Whether it's a Houston mortgage or Texas mortgage, we have a team of real estate and mortgage experts.
Our credit union was originally chartered in December 1933 as the Houston Railway Postal Clerks Credit Union. Following the tradition of “one member, one vote” our credit union has undergone frequent name changes reflecting our continual growth in our scope of membership As USECU, or United States Employees’ Credit Union, our credit union.
3409 W 47th Street, Suite 106, Sioux Falls, SD, 57106
When Richland Loan Processing Center (RLPC) began originating private student loans, our vision has remained consistent. We offer a unique level of service helping lenders meet their specific needs rather than requiring them to build a loan program around a servicer's platform and service offerings.
