USDA Vs. FHA Pro and Con comparison in Menifee, Riverside County, CA
In the year 2025, the USDA loan maximum in Menifee, located in the county of Riverside, CA, is $460,000, whereas the FHA cap for a single-family house stands at $644,000.
Take advantage of the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. It helps assess the required income, credit, reserves, and necessary documents for qualification. You can use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in determining which option is best suited for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Menifee, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Menifee, CA
The goal of Lendersa® is to quickly secure the most suitable USDA or FHA loan for you. Choose one of three starting points to be matched with lenders and USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural communities. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.
5200 SW Meadows Road, Ste 150, Lake Oswego, OR, 97035
MMTC offers quick closings (3-5 days in many cases), practical underwriting for investors, and lends on a variety of property types and conditions. We can close in entities or an individual’s name, and advance repair draws rather than reimbursing clients. Up to 90% of purchase price plus 90% of repairs. We also offer other creative products not co
5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035
Clunas Funding Group Inc. is a licensed mortgage broker in Lake Oswego, Oregon specializing in hard money loans. We provide quick access to capital for borrowers, real estate agents and mortgage brokers in Oregon, Washington and California. CFG is a collateral-based lender focusing on bridge loans, fix and flip or rehab loans and commercial loans.
Select Lending Services mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan and the best way to find out what mortgage is best for your home purchase is to get preapproved with a Select Lending Services.
16552 Boones Ferry Rd, Suite 3, Lake Oswego, OR, 97035
Oswego Mortgage is not your average mortgage company. When you come in our office you will not find fancy suites and shinny cufflinks, rather you will be greeted by our enthusiastic team members that will soon become your friends. Our experienced professional team is made up Oregonians just like you.
Norris, Beggs & Simpson Financial Services is a leader in mortgage servicing. Our team manages a loan portfolio backed by office, retail, industrial, multifamily and hotel properties. NBS loan servicers act as an interface between borrowers and lenders to keep loans on track for performance.
IGR Mortgage Services is one of the most experienced providers of hard money loans on the West Coast. Our hard money lending services have helped real estate investors, builders, business owners and all types of property owners for over 30 years. Many of our loan programs are now offered in states across the country.
5285 Meadows Rd, Suite 161, Lake Oswego, OR, 97035
VergePointe is built around the concept that in addition to being professionals, we have also successfully invested in businesses and real estate ourselves. With that background, along with our professional certifications and experience, we work as hard as possible to help our clients achieve their goals.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4800 SW Meadows Rd, Suite 300, Lake Oswego, OR, 97035
Willamette Falls Financial, professional mortgage company specializing in residential mortgages.At Willamette Falls Financial,we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan,we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
17040 Pilkington Rd, Suite 300, Lake Oswego, OR, 97035
Vantage Mortgage Group is one of the only independent mortgage firms in the Pacific Northwest today (serving Oregon and Washington consumers). Locally owned and operated in Lake Oswego, Oregon, Vantage has become a nationally recognized company from the impact made within the industry and unique consumer-focused platform. As many can imagine
