USDA Vs. FHA Pro and Con comparison in Carmel-Valley-Village, Monterey County, CA
In 2025, USDA loan limit in Carmel-Valley-Village, county of Monterey, CA is $591,500 while FHA limit is $739,450 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Carmel-Valley-Village, county of Monterey, CA
Loan Type
Loan Limit
Down payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
USDA and FHA loan options in Carmel-Valley-Village, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Preferred Lending Partners, was founded in 1985 and is a not-for-profit Certified Development Company for all of Colorado primarily focusing on counties of Adams, Boulder, Broomfield, Denver. Preferred Lending Partners specializes in SBA 504 loans for small businesses we can also lead you through the rewarding endeavor of acquiring your own assets.
Our goal is to add value to the lives of our members, employees, and the greater community. To do that, we believe in acting a certain way and look to our core values to guide us in every decision we make.
We have a long history of providing excellent financial products and services to our members, and will uphold our commitment.
Expect Mortgage Co are home loan and refinance specialists serving clients in the beautiful state of Colorado. We provide honest, transparent, and trustworthy home loan origination and refinance services. We have established a unique value prop that we feel resonates well with first-time home buyers.
High Class Mortgage is a Mortgage Company for honest loan officers who prefer to be treated fairly without being "nickel and dimed." High Class Mortgage is a mortgage company that was 10 years in the making. A concept conceived by Christopher and Jennifer Williams, who have always been committed to honesty and integrity in the home loan business.
Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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CR Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
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We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
