USDA Vs. FHA your options comparison in Carmel-Valley-Village, Monterey County, CA
In 2025, USDA loan limit in Carmel-Valley-Village, county of Monterey, CA is $591,500 while FHA limit is $739,450 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Carmel-Valley-Village, county of Monterey, CA
Loan Type
Loan Limit
Down payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
USDA and FHA loan options in Carmel-Valley-Village, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We are a full-service mortgage company helping real estate professionals and homeowners thoughout the Chicago area. Bander Mortgage offers a very wide range of mortgage products. This allows us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, Fix & Flips loans and more.
MidAmerica Bancorp, Inc. offers a range of mortgages for first time and returning homebuyers with low down payment options. Our company has been serving the Chicagoland area for more than 25 years. We have become experts in the local housing market and in every type of home buying situation.
Crown Mortgage Company is Chicagoland’s premier mortgage banker since 1975. We have helped thousands of families achieve the AMERICAN DREAM. What is unique about Crown Mortgage is that we are your lender throughout the life of the loan, from application until your last payment is made.
5730 W 95th St Suite 103 and 201, Oak Lawn, IL, 60453
At CrossCountry Mortgage, LLC we offer more than a mortgage. That’s because when we started in 2003, our President and CEO Ronald J. Leonhardt, Jr., had the vision to become a nationwide full service lender that could provide more to customers — meeting their needs, being there every step of the way, and making homeownership dreams possible and aff
5901 North Milwaukee Avenue, Suite F, Chicago, IL, 60646
At LendLink Financial our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4001 West Devon Avenue, Suite 321, Chicago, IL, 60646
Smooth Mortgage is built upon 18 years of mortgage and finance excellence in Chicago and surrounding areas. We work hard to get you the lowest possible rate, beating banks and retail lenders. With Smooth, you have one point of contact who works with you all the way through from beginning to end. We only partner with the best lenders.
Unified Homeowners of Illinois Federal Credit Union
4464 N Milwaukee Avenue, Chicago, IL, 60630
Unified Homeowners of Illinois Federal Credit Union is an federal credit union whose philosophy is to deliver sound financial information and services that help Illinois homeowners maintain and improve their homes.
Unified Homeowners of Illinois was chartered in February 2006. Unified Homeowners’ of Illinois Federal Credit Union (UH of IL FCU)
4849 N. MIlwaukee Ave, Suite 801, Chicago, IL, 60630
Alexander Villegas, CEO & Founder of Premier Capital Solutions, recognized the need for a new company to meet the needs of a new economy. As the financial and real estate markets have rapidly changed in recent years, he recognized a considerable need for a financial servicing solution that goes well beyond the capabilities of traditional servicers.
Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.
14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452
PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.
