USDA and FHA Pro and Con in Carmel-Valley-Village, Monterey County, CA
For the year 2025, the USDA loan limit in Carmel-Valley-Village, situated in Monterey county, CA, is set at $591,500, while for a single-family home, the FHA limit stands at $739,450.
Employ the Lendersa® USDA loan calculator to contrast the most favorable USDA and FHA rates of today. This tool assists you in assessing the necessary income, credit score, reserves, and documentation for eligibility. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, enabling you to identify which program suits your financial status in best.
Loan Limits and Down Payment Criteria for 2025 in Carmel-Valley-Village, within Monterey, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Exploring USDA and FHA Loan Options in Carmel-Valley-Village, CA
Lendersa® aims to secure the best possible USDA or FHA loans for you promptly and without the inconvenience. Choose from one of three initial steps to align with lenders and suitable USDA loan programs efficiently.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, sometimes referred to as a USDA rural development loan or USDA mortgage, is only accessible in rural areas. In contrast to FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires none.
At Life Changer Loan, we’re making that a reality for homebuyers in Arizona by offering a special loan that can help you pay off your loan and build equity in record time. A Life Changer Loan is a special type of home loan that merges home finance with personal banking in a convenient, integrated package.
Pacific Horizon Credit Union has been open since 1954. It's the 24th largest credit union in Utah with assets totaling $103.18 Million and providing banking services to more than 8, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
9 Year Mortgage approach is unlike other debt elimination strategies in that it will not harm your credit. Our program is designed to pay off all of your debts, in full and on time. Our average client is able to eliminate all of their debt, including their mortgage, in about 9 years. While expensive self help programs.
Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products
At Intercap Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
Fink & McGregor is a Utah based mortgage company serving the state of Utah. We offer a wide variety of mortgage services, including VA Loans, FHA Loans, Refinancing and more. We are financial experts that work hard to find the best solution for you!variety of mortgage services, including VA Loans, FHA Loan.
6268 S 900 E, Suite 250, Salt Lake City, UT, 84121
Nick Lovato is a seasoned top producing Loan Officer who cares about educating clients on the latest most innovative options in the market place. After working with Nick, his clients have a true understanding of what their options are and a positive outlook on which mortgage they choose.
6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
Avenu, Inc. is a new equity venture from two organizations with a long history of innovation and success in the mortgage domain: LeadPoint, Inc. is the world’s largest online mortgage lead exchange. Avenu is transforming the monetization model for real estate agents — while empowering home buyers to transact with greater ease and control.
