USDA Vs. FHA your options comparison in Carmel-by-the-Sea, Monterey County, CA
For the year 2025, the USDA loan limit in Carmel-by-the-Sea, located within the county of Monterey, CA, is set at $683,500, whereas the limit for an FHA loan applicable to a single-family home is $915,400.
Make use of the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This will help you determine the necessary income, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator illustrates the USDA, FHA, Conforming, and VA options side by side, enabling an informed decision on which program in suits your financial circumstances best.
2025 Loan Limits and Downpayment Requirements in Carmel-by-the-Sea, Monterey, CA
Loan Type
Loan Limit
Downpayment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
USDA and FHA Loan Selection in Carmel-by-the-Sea, CA
Lendersa® is committed to securing you the most advantageous USDA or FHA loan swiftly and without unnecessary hassle. Begin with one of three options, leading to compatible lenders and USDA loan programs tailored just for you.
The USDA home loan is a federally backed mortgage program facilitated by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, restricted to rural areas. In stark contrast to FHA loans, which necessitate a minimum downpayment of 3.5%, USDA mortgages feature a no downpayment requirement.
On 1924, an organization certificate of the Massena Savings & Loan Association was submitted to the New York State Banking Department.The application was signed by 28 business men with a total subscription value of $47,400. On 1924 the State of NY Banking Department approved the Certificate of Organization of the Massena Savings & Loan Association.
The Twin Rivers Federal Credit Union was established in 1970 for the employees of the Reynolds Metals Company and their families. Today the credit union has a community charter serving anyone who lives, works, worships, attends school, is in business, or any other legal entities within St. Lawrence County
SeaComm is a member owned financial cooperative based in Massena with branches in Potsdam, Malone, Canton, Ogdensburg, Plattsburgh, NY and South Burlington, VT. We strive to improve the quality of life in the communities we serve.SeaComm Federal Credit Union serves over 48, 000 members with assets
Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA
Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
Northampton Area School District Employees Credit Union
2014 Laubach Avenue, Northampton, PA, 18067
A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
Integrity first Mortgage Company, our goal is to make it easy and affordable for borrowers to find solutions to their financial challenges. As a result, we make the process easy for you to get the loan you need. Above all, Integrity First Mortgage provides lending on a large variety of residential properties throughout
Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
