USDA Vs. FHA your options comparison in Soledad, Monterey County, CA
In 2025, the loan limit for USDA in Soledad, situated in Monterey county, CA, is $683,500. For single-family homes, the FHA limit is $915,400.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation, particularly in Alabama.
2025 Loan Limits and Downpayment Requirements in Soledad, County of Monterey, CA
Loan Type
Loan Limit
Down Payment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
Exploring USDA and FHA Loan Options in Soledad, CA
Lendersa® is dedicated to quickly and effortlessly assisting you in securing the best USDA or FHA loan. Begin with one of three approaches to match lenders with USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans have no down payment requirement.
Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.
The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,
At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
Our Credit Union was chartered February 27, 1937 with Pampa Independent School District as our sponsor. Since the early 1980’s, our field of membership has been extended to the **family members of Pampa Independent School District employees. As a Credit Union, we believe that friendly, personal service is our number one priority.
The Hershey State Bank is a branch office of The Hershey State Bank. They provide the following services: Full Service Office Location and are located at 100 S. Lincoln Ave in Hershey Nebraska.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin
My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
Northeast Panhandle Teachers FCU is a cooperative, not-for-profit organized to promote thrift and provide credit to members. It is member owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the day by day operations of the credit union.
