USDA Vs. FHA your options comparison in Soledad, Monterey County, CA
In 2026, the loan limit for USDA in Soledad, situated in Monterey county, CA, is $683,500. For single-family homes, the FHA limit is $915,400.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation, particularly in Alabama.
2026 Loan Limits and Downpayment Requirements in Soledad, County of Monterey, CA
Loan Type
Loan Limit
Down Payment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
Exploring USDA and FHA Loan Options in Soledad, CA
Lendersa® is dedicated to quickly and effortlessly assisting you in securing the best USDA or FHA loan. Begin with one of three approaches to match lenders with USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans have no down payment requirement.
Our vision is to create an exceeding mortgage experience for our customers. Every business decision we make is centered around our biggest asset, our customers To become a winning brand in the
mortgage industry by driving a culture of customer-centricity through every phase of the mortgage process.
250 Civic Center Dr, Suite 150, Columbus, OH, 43215
Pace Financial Group offers a full range of commercial real estate funding options as well as a full service commercial mortgage loan servicing operation. Financing options include first and second mortgage debt, equity investments, mezzanine financing & brokerage services. Pace expanded its focus to include the brokerage of interim, construction.
Armstrong Mortgage Company is a full service Mortgage Banking firm, founded in 1971. Armstrong provides mortgage services for its clients, such as Multifamily Owners and Developers, Commercial Property Owners and Developers as well as health care developers and owners. A major business emphasis is on the construction and permanent financing.
875 N. High Street, Suite 300, Columbus, OH, 43215
Our mission is to remove barriers and rid the antiquated processes to deliver the lowest rate for our client. FirstCapUS raises your mortgage expectations with trusted service locally in the Midwest, a digital approach that increases ease of use and people who believe in integrity first and foremost -enabling you to focus on your next life move.
LIBERTY MORTGAGE COMPANY STRIVES TO ENSURE THAT EVERY CLIENT HAS ACCESS TO THE LOWEST RATES AVAILABLE, NO MATTER THEIR SITUATION, FOR THEIR HOME MORTGAGE LOANS. WHETHER THEY ARE FIRST TIME HOME BUYERS, OR REFINANCING FOR THE TENTH TIME, FHA, HARP, VA, USDA AND JUMBO MORTGAGE LOANS ARE AVAILABLE
130 East Chestnut St., Suite 200, Columbus, OH, 43215
ReCasa Financial Group, LLC provides an array of products and services for real estate investors to successfully exceed their profit and investment return objectives. Real estate loans, real estate investor education, and services offerings are tailored for each investor’s situation. The core loan product provides 100% financing for rehab projects.
Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.
We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.
