USDA Loan Vs. FHA loan pro & con Salinas, Monterey County, CA

As of 2025, in Salinas, county of Monterey, CA, the USDA loan limit is $683,500 and the FHA limit for a single-family residence is $915,400.

Explore Lendersa®'s USDA loan calculator to compare today's leading USDA versus FHA rates, assessing the income, credit, reserves, and paperwork required for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option in for your financial objectives.

USDA and FHA Loan Alternatives in Salinas, CA

Lendersa® aims to secure the most advantageous USDA or FHA loan quickly and effortlessly. Choose one of three beginnings that match you with lenders and USDA loan offers.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan is a government-secured mortgage offered by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan type is exclusively available in rural neighborhoods. FHA loans require at least a 3.5% down payment, but USDA loans have no down payment requirement.

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(734) 741-5858 Lender's profile and map Reviews University Bank 2015 Washtenaw Avenue, Ann Arbor, MI, 48104 University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
(989) 734-4734 Lender's profile and map Reviews Huron National Bank 200 East Erie, Rogers City, MI, 49779 Huron National Bancorp, Inc, a bank holding company, provides a broad range of banking services to businesses and individuals in the Presque Isle County area. Its sole subsidiary, Huron State Bank, was founded on May 12, 1980. HNB is independently owned and is managed by experienced professionals with strong ties to the area.
(989) 734-4130 Lender's profile and map Reviews Calcite Credit Union 478 N. Third St., Rogers City, MI, 49779 At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.
(800) 785-7731 Lender's profile and map Reviews OHIO HOME FINANCE, Ltd. 5550 Twp Rd 93, Mc Comb, OH, 45858 Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.
(850) 682-2225 Lender's profile and map Reviews OKALOOSA COUNTY TEACHERS FEDERAL CREDIT UNION 1126 North Ferdon Blvd, Crestview, FL, 32536 Okaloosa County School Board, Okaloosa Walton Junior College and St. Mary’s. It was formed with the help of a few local residents in north Okaloosa County. The first credit union building was a very small house behind the bus stop at Richbourg Middle School on Anderson Street in Crestview.
(850) 398-4248 Lender's profile and map Reviews Blue Sand Mortgage, Inc 301 S Ferdon Boulevard, Suite E, Crestview, FL, 32536 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(606) 735-2125 Lender's profile and map Reviews The First National Bank of Brooksville 105 Locust St, Brooksville, KY, 41004 The First National Bank of Brooksville is located in Brooksville, KY, United States and is part of the Depository Credit Intermediation Industry We offer Real Estate Loans- Fixed and Variable Auto Loans Farming Expense Loans Business Loans Personal Loans Home Equity Loans Farm Operating Loans Farm Purchase Loans.
(606) 451-2274 Lender's profile and map Reviews Citizens Bank 1850 Highway 27 South, Somerset, KY, 42501 Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
(606) 679-7451 Lender's profile and map Reviews First & Farmers National Bank 2020 South Highway 27, Somerset, KY, 42501 Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper. Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
(606) 679-9361 Lender's profile and map Reviews Cumberland Security Bank 107 South Main Street, Somerset, KY, 42501 Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.
(606) 679-6341 Lender's profile and map Reviews Citizens National Bank Kentucky 44 Public Square, Somerset, KY, 42501 Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.