In the year 2025, the loan limit for USDA in Gonzales, located in the county of Monterey, CA, is $683,500. Meanwhile, the FHA limit for a single-family home is $915,400.
Utilize the Lendersa® USDA loan calculator to effectively compare the best current rates between USDA and FHA loans. This tool helps determine the necessary income, credit, reserves, and documents required to qualify. Thanks to our advanced mortgage calculator, you can make comparisons among USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the most suitable program for your unique financial situation in .
2025 Loan Limits and Down Payment Requirements in Gonzales, Monterey, CA
Loan Type
Loan Limit
Down Payment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
Exploring USDA and FHA Loan Options in Gonzales, CA
Lendersa® strives to quickly secure the best USDA or FHA loan for you without hassle. Begin by selecting one of three starting points to match with appropriate lenders and USDA loan programs.
The USDA home loan, which is also known as the USDA rural development loan or USDA mortgage, is provided by the government's Department of Agriculture. This loan type is available exclusively in rural areas. Unlike FHA loans where a minimum 3.5% down payment is required, USDA loans demand no down payment at all.
8907 Warner Ave, Suite 260, Huntington Beach, CA, 92647
"Elite Home Loans & Optimum Realty is one stop office for your real estate needs.
Elite Home Loans: We originate residential loans, SBA loans, commercial loans and construction loans. We are dealing with a number of wholesale lenders which provide you with a huge range of choices for your mortgage loan. We direct your loan application to the
12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following:
Residential, investment, and commercial real estate
Market trends
The real estate buying and selling process.
12437 Lewis Street, Suite 206, Garden Grove, CA, 92840
We handle real estate financing and real estate sales in-house. You don’t have to use both services, but when you do, you have a single point of contact handling everything in your transaction. Either way, you always get personalized service and peace of mind.We untangle the mess and help you make a plan based on your goals.
12966 Euclid St., Suite 220, Garden Grove, CA, 92840
Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.
Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
