In the year 2026, the loan limit for USDA in Gonzales, located in the county of Monterey, CA, is $683,500. Meanwhile, the FHA limit for a single-family home is $915,400.
Utilize the Lendersa® USDA loan calculator to effectively compare the best current rates between USDA and FHA loans. This tool helps determine the necessary income, credit, reserves, and documents required to qualify. Thanks to our advanced mortgage calculator, you can make comparisons among USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the most suitable program for your unique financial situation in .
2026 Loan Limits and Down Payment Requirements in Gonzales, Monterey, CA
Loan Type
Loan Limit
Down Payment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
Exploring USDA and FHA Loan Options in Gonzales, CA
Lendersa® strives to quickly secure the best USDA or FHA loan for you without hassle. Begin by selecting one of three starting points to match with appropriate lenders and USDA loan programs.
The USDA home loan, which is also known as the USDA rural development loan or USDA mortgage, is provided by the government's Department of Agriculture. This loan type is available exclusively in rural areas. Unlike FHA loans where a minimum 3.5% down payment is required, USDA loans demand no down payment at all.
Neighborhood National Bank has proudly served the small businesses and residents of San Diego County since 1997, over two decades. As a local community bank, we pride ourselves on utilizing local deposits to invest back into the small to mid-size businesses who serve as the economic engine of San Diego.
Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.
We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r
There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!
First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,
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New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.
