In the year 2026, the loan limit for USDA in Gonzales, located in the county of Monterey, CA, is $683,500. Meanwhile, the FHA limit for a single-family home is $915,400.
Utilize the Lendersa® USDA loan calculator to effectively compare the best current rates between USDA and FHA loans. This tool helps determine the necessary income, credit, reserves, and documents required to qualify. Thanks to our advanced mortgage calculator, you can make comparisons among USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the most suitable program for your unique financial situation in .
2026 Loan Limits and Down Payment Requirements in Gonzales, Monterey, CA
Loan Type
Loan Limit
Down Payment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
Exploring USDA and FHA Loan Options in Gonzales, CA
Lendersa® strives to quickly secure the best USDA or FHA loan for you without hassle. Begin by selecting one of three starting points to match with appropriate lenders and USDA loan programs.
The USDA home loan, which is also known as the USDA rural development loan or USDA mortgage, is provided by the government's Department of Agriculture. This loan type is available exclusively in rural areas. Unlike FHA loans where a minimum 3.5% down payment is required, USDA loans demand no down payment at all.
Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan
5 Miles North Of Soledad, Hwy 101, Soledad, CA, 93960
Lends in California
Corrections Federal Credit Union was established October 8th, 1959. The Corrections FCU was created to cater to the financial needs of the California Department of Corrections’ employees, and their families Corrections Federal CU offers competitive rates on all types of loans Auto Loan Collateral Loan Refinance Loan Personal Loan (Unsecure
To Pacific Valley Bank, being truly local means having strong roots in the community, an unmatched knowledge of local industry, and relationships with community and business leaders. We believe supporting the community means much more than simply offering financial support. Pacific Valley Bank focused on small to medium size businesses.
838 South Main Street, Suite C, Salinas, CA, 93901
Lends in California
TreeHouse Mortgage Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line. We are known for our high quality.
Bay Capital Mortgage. We are a full-service mortgage company based in Salinas, CA. We specialize in Mortgage Loans in Salinas. We also serve the surrounding cities in Monterey County. Whether you are buying a home or Refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations. We hope you’ll browse our website.
Seraph Rates full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
We at Harris Mortgage have made a career as the people’s lender. Knowing and understanding the vast amount of programs to service each type of borrower with a know-how on structuring files to ensure we find the right mortgage for you and your family. Our loan officers bring honesty and expertise to each relationship.
At Malvini Real Estate Group finding a home that is perfect for you while working within your budget is a specialty of ours. Let Steve Malvini help you relieve the stress and uncertainty of buying and/or selling a home. Our Financial Services provide professional, knowledgeable, and experienced tax preparers to help
1880 N. Main Street, Suite 200, Salinas, CA, 93906
Lends in California
We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company
