USDA Vs. FHA your options comparison in Casa-de-Oro-Mount-Helix, San Diego County, CA
In the year 2025, the USDA loan limit for Casa-de-Oro-Mount-Helix in San Diego, CA is established at $615,000. Meanwhile, for a single-family home, the FHA loan limit is set at $753,250.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the most current USDA against FHA rates. Determine the necessary income, credit score, reserves, and documents required for qualification. Through our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA plans side by side, which assists in deciding which option in best matches your financial needs.
2025 Loan Limits and Down Payment Requirements in Casa-de-Oro-Mount-Helix, San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Options in Casa-de-Oro-Mount-Helix, CA
The primary mission of Lendersa® is to quickly connect you with the most beneficial USDA or FHA loan, without any unnecessary hassle. You can select one of three starting paths to match with lenders and USDA loan programs.
The USDA home loan, also known as the USDA mortgage or USDA rural development loan, is a government-backed loan offered through the Department of Agriculture. It is especially available for rural areas and does not require a down payment, contrary to FHA loans, which need at least 3.5% down.
8834 N Capital of Texas Hwy, Suite 150, Austin, TX, 78759
JB Mortgage Group is a residential mortgage lender homegrown in Texas. We focus on excellent communication, cutting edge technology, and 5-star customer service. Advising our clients through every step of the home buying process is our top priority. Our experienced team is your personal loan concierge.
11673 Jollyville Rd, Suite B101, Austin, TX, 78759
Austin Home Mortgage is the quickest and most convenient way to search for your best financing options. Our reputation is driven by our ability to provide low rates, innovative financing options, and a high level of service that will exceed your expectations. We have the resources to fulfill all your home financing needs
4926 Spicewood Springs Road, Suite 100, Austin, TX, 78759
First American Mortgage was founded in Austin, TX in 1990. We are a locally owned mortgage broker offering hundreds of different loan products from over 40 different lenders. This allows us to provide our customers with the best mortgage loan to suit their needs at the lowest interest rate available.
11824 Jollyville Road, Suite 503, Austin, TX, 78759
Abundance Home Mortgage has been assisting their customers and the community for over 10 years. Our business is 100% referral and repeat customers. We strive to provide first class service with competitive rates in fees. We offer conventional, Jumbo, FHA, VA and USDA financing. We also offer home equity loans and rate and term refinances.
University Federal Credit Union is a not-for-profit, credit union. To put it simply, we’re a financial institution owned by, dedicated to, and always working for our Members. We deliver fair and honest products and outstanding service. That’s why we’re Austin’s largest locally-owned financial institution.
It can be a big undertaking to buy a new house or refinance your mortgage loan.Let us help you find the loan program that's the right fit for you.We have a team of professionals to guide you through this important financial decision.For assistance in finding the appropriate loan program for your unique situation,please contact us at (512) 731-8607.
9009 Mountain Ridge Dr, Suite 210, Austin, TX, 78759
Highlander Mortgage is a full-service mortgage company and we are still going strong today by providing you with the lowest mortgage rates you’ll find anywhere. We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.
9050 N Capital of Texas Hwy Bldg 3 ste 130, Austin, TX, 78759
Streamline Funding’s mission has been to empower real estate investors in Texas by providing the resources and expertise to grow their businesses. Our people have built a network of real estate entrepreneurs across the state who continue to achieve unprecedented growth and turn amazing ideas into reality
