USDA Vs. FHA your options comparison in Bonita, San Diego County, CA
In 2026, the limit for a USDA loan in Bonita, San Diego county, CA is $703,800, while a single-family home under an FHA loan has a limit of $977,500.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the necessary income, credit scores, reserves, and documents needed for approval. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs to help you choose the best financial solution for your situation in .
Loan Limits and Down Payment Needs for 2026 in Bonita, San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Options in Bonita, CA
Lendersa® strives to quickly secure the ideal USDA or FHA loan for you, hassle-free. Choose from one of three approaches to align with matching lenders and USDA loan offerings.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. These loans are only available in rural areas and, unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, making them a notable alternative for eligible individuals in rural settings.
989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762
Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.
Liberty Mortgage Acceptance is a national commercial mortgage real estate lender offering long term fixed rate loan financing on all types of income property including office buildings, shopping centers, retail properties, apartments, multi-family, industrial, hotels, mobile home parks, R&D, congregate care, assisted living and nursing homes
"PAUL BERGERON REAL ESTATE stands out among the pack of Marin County Real Estate brokers in his extensive experience and his emphasis on personal attention and professionalism.
Paul, a member of the Sausalito Floating Home Community since 1985, has owned more than 20 floating homes an amassed a broad knowledge of the marinas"
First U.S. has been making a difference in the financial lives of our members with affordable loans, generous savings programs and friendly, personal service full line of savings options, loan solutions and decades of home financing experience, First U.S. has the products and services you need to achieve your goals.
California Community Credit Union has been serving our members since 1939! As a full-service financial institution, we offer the same services as most other financial institutions with one major exception - we believe that service also includes some old-fashioned courtesy and a friendly greeting
CAHPCU utilizes a comprehensive fraud monitoring service that evaluates normal card use. Overseas or out-of-state purchases are generally deemed suspicious and the fraud monitoring program will try to contact the member for verification of the transactions. If the members are not available due to their travels the program may block their cards.
2200 Sunrise Blvd, Suite 168, Rancho Cordova, CA, 95670
For 25 years we have been helping clients with home loans by giving them options and helping them navigate the lending process. Not sure you will qualify? There is NO COST to getting pre-approved, give us a call to get started today!
Jim Langdon (Branch NMLS #304050) has been in the Home Loan Consulting business for 25 years.
The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess
Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,
11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
"Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
