USDA Vs. FHA your options comparison in La-Presa, San Diego County, CA
For 2025, the USDA loan limit in La-Presa, within San Diego county, CA, is set at $615,000. Meanwhile, the FHA loan threshold for a single-family home stands at $753,250.
Make use of the Lendersa® USDA loan calculator to scrutinize today's USDA versus FHA rates. It helps you understand the income, credit rating, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator showcases side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to pick the most suitable program in for your financial context.
Loan limits and down payment requirements for 2025 in La-Presa, San Diego county, CA
Loan Type
Loan Limit
Down payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA loan options in La-Presa, CA
Lendersa® is dedicated to quickly providing you with the best USDA or FHA loans without any fuss. Choose from three initial strategies, each leading to a match with suitable lenders and USDA loan schemes.
The USDA mortgage is a government-backed loan by the Department of Agriculture, often termed USDA rural development or USDA mortgage. These loans are exclusively accessible in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan demands no down payment at all.
MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois
Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.
Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products
First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
WUFFACE Federal Credit Union aspires to create valuable and trusted lifelong relationships that improve the financial well being of our members and the communities we serve. We provide exceptional personalized service delivered with respect and concern for our members. WUFFACE is an acronym for Wayne, Union, Fayette, Federal and County Employees.
Wayne County Federal Credit Union is a federally chartered credit union serving Wayne county and their families. Since we keep things local, we give our personal touch to every transaction. We offer home banking, loans, checking, savings mortgage and online bill paying. All with your WCFCU account. Stop in and see what we can do for you.
Richmond City Employees Federal Credit Union has been open for over 50 years. Membership is open to the City Employees, employees of Morrisson-Reeves Library and Frontier/Verizon employees, and RP&L employees. Membership is also available to immediate family members of an existing member.
Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.
HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.
