USDA and FHA Pro and Con in La-Presa, San Diego County, CA
For 2025, the USDA loan limit in La-Presa, within San Diego county, CA, is set at $615,000. Meanwhile, the FHA loan threshold for a single-family home stands at $753,250.
Make use of the Lendersa® USDA loan calculator to scrutinize today's USDA versus FHA rates. It helps you understand the income, credit rating, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator showcases side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to pick the most suitable program in for your financial context.
Loan limits and down payment requirements for 2025 in La-Presa, San Diego county, CA
Loan Type
Loan Limit
Down payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA loan options in La-Presa, CA
Lendersa® is dedicated to quickly providing you with the best USDA or FHA loans without any fuss. Choose from three initial strategies, each leading to a match with suitable lenders and USDA loan schemes.
The USDA mortgage is a government-backed loan by the Department of Agriculture, often termed USDA rural development or USDA mortgage. These loans are exclusively accessible in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan demands no down payment at all.
Pine Street/RPS, LLC is a full service commercial real estate firm located in North Florida. We offer sales, leasing, property management, consulting and development services to users of commercial real estate in Jacksonville and surrounding areas. Our Mission Statement is simple. To provide superior commercial real estate services.
Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building strong and vibrant communities Community First Credit Union is headquartered in Jacksonville, FL and dedicated to serving.
Elite Lending Service, Inc. is your local North Florida Mortgage Broker, owned and operated by Brad Bailey. Brad started in the mortgage business in 1997 and has since helped thousands of people obtain a loan for their home. With a background in wholesale mortgages, he has been exposed to nearly every obstacle to home ownership you can imagine.
First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.
The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.
At R&V Funding LLC, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
In 1884, just one year after the founding of Andover, Ohio, a group of individuals organized a private bank under a partnership association. The mission of the bank was to serve the financial needs of the local residents.
For one hundred and thirty five years later, the role of the Andover Bank has remained basically unchanged
VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
2120 Crown Center Drive, Suite 400, Charlotte, NC, 28227
We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Venkat Malapati have the knowledge and expertise you need to explore the many financing options available.
GPA Credit Union has been open since 1952. The GPA Credit Union is one of the oldest financial organizations in Savannah, Georgia. We exist to provide a high level of personal financial service and support for Georgia Ports Authority employees and their immediate families. This credit union is federally insured by NCUA.
