USDA Vs. FHA your options comparison in Lemon-Grove, San Diego County, CA

In 2025, the USDA loan limit for Lemon-Grove in San Diego, CA is $615,000, whereas the FHA limit for a single-family home is $753,250.

Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA options. This will aid you in determining the required income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you decide which one suits your financial needs best, particularly in Alabama.

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2025 Loan Limits and Down Payment Requirements in Lemon-Grove, County of San Diego, CA

Loan Type Loan Limit Down Payment
USDA $615,000 0%
FHA $753,250 3.5%
Conventional Conforming $753,250 3%

Options for USDA and FHA Loans in Lemon-Grove, CA

The goal of Lendersa® is to help you obtain the best USDA or FHA loan promptly and without difficulty. Start with one of three approaches that align you with lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is accessible in rural areas only. Unlike FHA loans which require a down payment of at least 3.5%, USDA mortgages require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • KoRes is pleased to offer several financing options to meet your needs. We offer standard 30-Year or 15-Year Fixed Mortgages, Programs for Foreign Nationals, Private Loans, 3-Year ARM, 5-Year Arm and a wide variety of FHA Loans. Whatever your circumstances maybe, KoRes is dedicated to helping you find the best mortgage product to fit your needs.
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  • Hamilton Home Loans is a privately held mortgage lending firm recognized for outstanding service. Our vision is to reshape the future of lending by combining trusted guidance, convenient technology and world-class service.We believe that responsive operations and accessible management are the keys to helping our Mortgage Loan Advisors succeed.
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