USDA VS FHA in Spring-Valley, San Diego County, CA
In the year 2025, the USDA loan limit in Spring-Valley, which falls within San Diego county of CA, is set at $615,000. Meanwhile, a single-family home under the FHA loan has a limit of $753,250.
To compare current USDA and FHA rates, use the Lendersa® USDA loan calculator, which helps you assess your income, credit, reserves, and the necessary documents for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Spring-Valley, within San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Options in Spring-Valley, CA
The primary aim of Lendersa® is to efficiently provide the best USDA or FHA loans without hassle. Choose from three starting points to match with lenders and discover available USDA loan programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment at all.
1936 Arlington Boulevard, Charlottesville, VA, 22903
Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage
1750 Northwest Maynard Road, Suite 101, Cary, NC, 27513
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients that meet their overall financial goals while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to provide a positive experience with the process centered around communication
At Tarheel Mortgage we can match clients with home loans and refinancing products from more than 20 lenders at wholesale rates. Plus, on most loan programs you'll never pay us a fee. Whether you want to purchase a home for no-money down, no points, no PMI or need to qualify with past credit issues,
140 Preston Executive Dr, Suite 205D, Cary, NC, 27513
Pathway Mortgage Group is a nationally recognized, locally owned independent mortgage broker in Cary, NC, serving North Carolina consumers exclusively. Pathway is proud to offer very competitive rates from the best wholesale lenders in the country. Competition, combined with our elite experience and execution.
Buffalo Conrail Federal Credit Union has been open since 1935. The credit union has assets totaling $52.46 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
The dream of starting a locally owned and managed full service community financial institution began in 2006 when a group of Bedford county business leaders formed an organizing group. Included in the group were Don DeArment of Friends Cove Mutual Insurance, Barry Ressler of Ressler, Inc.
7751 Brier Creek Pkwy, Suite 100, Raleigh, NC, 27617
The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you and Our loan originators have access to a wide array of loan products, helping them.
8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
With over 80 years of outstanding service, Niagara Regional FCU’s mission remains the same: Providing the complete banking experience by adapting our products to meet the needs of our growing membership, staying current with the latest technology, retaining staff and volunteers who educate every member on a personal level to meet individual needs.
Our mission is to serve our customers with honesty, integrity and experience. We use our expertise to provide home loans to A++ clients and credit challenged clients alike. Our objective is to provide each customer with the lowest interest rate for thier situation and the best product type available for your needs.
680 St. Clair Street, Suite 360171, Melbourne, FL, 32936
Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.
