USDA VS FHA in Spring-Valley, San Diego County, CA
In the year 2026, the USDA loan limit in Spring-Valley, which falls within San Diego county of CA, is set at $615,000. Meanwhile, a single-family home under the FHA loan has a limit of $753,250.
To compare current USDA and FHA rates, use the Lendersa® USDA loan calculator, which helps you assess your income, credit, reserves, and the necessary documents for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Spring-Valley, within San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Options in Spring-Valley, CA
The primary aim of Lendersa® is to efficiently provide the best USDA or FHA loans without hassle. Choose from three starting points to match with lenders and discover available USDA loan programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment at all.
Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status,
Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
3220 Tillman Drive, Suite 200, Bensalem, PA, 19020
BizLender is a leading provider of alternative funding solutions to U.S. businesses. Comprised of a team of experienced professionals that work with integrity and accountability. We value the individuality of each business and promise to put the needs of our customers first. BizLender consistently works to shorten the funding process.
Centric Mortgage offer a Purchases & Refinances Residential 1 - 4 units Investment properties 1 - 4 units Commercial properties 5 plus units Mixed Use properties Land Only loans 2nd homes Construction loans Home Improvement loans Loan Products & Programs Self Employed & 1099 employees Fixed rates ARMs Cash-out options FHA Loans VA Loans Small more
Aarna Mortgage LLC is located in Bensalem, PA, United States and is part of the Activities Related to Credit Intermediation Industry. Aarna Mortgage Serving all of NEW JERSEY AND PENNSYLVANIA. We want you to compare us with other brokers. No obligation free quote. Get lowest cost mortgage and save thousands.
At Latitude Financial, we’re your friend in the mortgage business. As one of Pennsylvania’s most experienced mortgage brokers, Latitude Financial provides loans for new homebuyers, investors and property owners for various real estate projects. We value you. Customer service is our #1 priority.
Lotus Mortgage Corp, Licensed in Pennsylvania and Texas, is an established business of over 28 years, since 1991. We are extremely dedicated towards helping our clients secure their financial future, hence nearly 95% of our business is from referrals from past clients, business colleagues, as well as established real estate agents.
Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.
NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.
