FHA Vs. USDA loan program for Spring-Valley, San Diego County, California

In 2025, USDA loan limit in Spring-Valley, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Spring-Valley, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

561-207-8049 2233 miles Lender's profile and map Reviews Interconnect Mortgage 5220 Hood Road Ste. 110-A, Palm Beach Gardens, FL, 33418 Interconnect Mortgage teams are your local Mortgage Experts who are proud to offer an expansive range of mortgage options to suit every financial situation. Our competitive interest rates and flexible products help make buying your dream home or refinancing your existing home a smooth and stress-free process.
(561) 983-6413 2233 miles Lender's profile and map Reviews CTC Mortgage 4803 PGA Boulevard Suite B, West Palm Beach, FL, 33418 CTC Mortgage Company (NMLS # 371182) was developed for the purpose of providing customers with an exclusive financing service that is, not only competatively priced, but focused on providing customers with an unparalleled level of service. Our experienced representatives will help guide you through every step
(804) 727-0008 2233 miles Lender's profile and map Reviews RVA Mortgage Brokers LLC 3900 Westerre Parkway, Suite 300, Richmond, VA, 23233 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(804) 441-6940 2233 miles Lender's profile and map Reviews Dominion Capital Mortgage Inc 3900 Westerre Parkway, Suite 100, Richmond, VA, 23233 Dominion Capital Mortgage Inc. understands that every borrower is different. Our goal is to tailor a loan to fit individuals needs while maintaining a quick, simple and straigtforward process. One of our licensed Mortgage Loan Originators will help each customer through the process from start to finish.
561 573 6875 2234 miles Lender's profile and map Reviews Soviero Capital LLC 1025 West Indiantown Road, Suite 106, Jupiter, FL, 33458 We are Direct Hard Money Lender in Palm Beach County in South Florida. We will lend on all asset types for business purposes. We provide a free online application that takes less than 3 minutes to fill out. We are a small family-owned business which has been operating for over 40 years.
561 351 7971 2234 miles Lender's profile and map Reviews TLOA Mortgage 601 Heritage Drive, Jupiter, FL, 33458 TLOA offers financing to real estate investors and is considered one of the best private lenders in the industry. Our management team has over 15 years of extensive underwriting knowledge in over 20 States. In addition, the team has originated loans of varying size, loan structure, purpose, and collateral types.
(561) 594-4545 2234 miles Lender's profile and map Reviews All Mortgage Loans 300 4th Street, Jupiter, FL, 33458 We do All Mortgage Loans in Florida- Purchase, Refi, Cashout, Construction, VA, low credit, stated income, no tax returns, bank statement program, Self-Employed If we can't get it done no one can. In business for 25 years - we work for you to get you the best rates possible. You are buying a home or refinancing, we can help you realize your dream
(561) 346-3536 2234 miles Lender's profile and map Reviews Total Mortgage Services, LLC 1928 Commerce Ln #2, Jupiter, FL, 33458 Total Mortgage Services is an industry-leading direct mortgage lender and mortgage broker, having funded over $10 billion in mortgage loans since 1997.Total Mortgage offers a variety of products and programs including fixed-rate loans, adjustable-rate loans (ARMs), jumbo loans, FHA mortgages and more.
(561) 625-2660 2234 miles Lender's profile and map Reviews Fairway Independent Mortgage Corporation 601 University Blvd, Suite 104, Jupiter, FL, 33458 We are a team of mortgage professionals, who are up to today’s complex mortgage challenges. Buying a home is the realization of a dream and it takes hard work to achieve this dream. You deserve a team of mortgage professionals working just as hard for you. With 50 years of combined experience
(252) 533-9000 2234 miles Lender's profile and map Reviews New Republic Savings Bank 420 Becker Drive, Roanoke Rapids, NC, 27870 New Republic Bank provides clients with access to next-level financial solutions, customized lending and deposit services. Our seasoned professionals bring a deep knowledge of client needs. Our online banking, mobile apps and client teams provide convenience as well as consultative services.
(252) 537-8061 2234 miles Lender's profile and map Reviews Roanoke Rapids Savings Bank 325 Becker Drive, Roanoke Rapids, NC, 27870 Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.