For 2026, the USDA loan limit in Castroville, county of Monterey, CA, is set at $683,500, whereas the FHA limit amounts to $915,400 for a single-family home.
Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial needs best.
Loan limits and down payment requirements for 2026 in Castroville, county of Monterey, CA
Loan Type
Loan Limit
Down Payment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
Exploring USDA and FHA Loan Options in Castroville, CA
Lendersa® aims to provide the most favorable USDA or FHA loan smoothly and efficiently. Begin with one of three approaches that match you to lenders and USDA lending programs.
A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans need no down payment.
Since 1923, we have built our reputation as a provider of financial solutions, a concierge of professional connections, and a partner in community service. First Financial Northwest Bank - providing personalized service that drives us to deliver Unique, Innovative financial solutions across 15 branches in King, Snohomish and Pierce County.
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We provide mortgage financing services to clients who are looking for someone to help negotiate today's challenging home loan marketplace. Whether you’re in Seattle, Ohio, or anywhere else in the great fifty. If you’re looking to purchase, refinance, simply check rates, or plan an amazing future, our mortgage experts can do it all.
165 NE Juniper Street, Suite 202, Issaquah, WA, 98027
Peak Mortgage Partners! We are a Pacific Northwest mortgage broker and mortgage banker based in Issaquah, WA with licenses in the states of Washington, Oregon, and Idaho. We specialize in purchase loans and refinance of existing mortgages. We provide financing for other government programs such as FHA, VA, and USDA .
22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027
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We invite investors, borrowers, and brokers, throughout Washington and the Pacific Northwest