USDA Vs. FHA your options comparison in Castroville, Monterey County, CA

In 2024, USDA loan limit in Castroville, county of Monterey, CA is $683,500 while FHA limit is $915,400 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Castroville, county of Monterey, CA

Loan Type Loan Limit Down payment
USDA $683,500 0%
FHA $915,400 3.5%
Conventional Conforming $915,400 3%

USDA and FHA loan options in Castroville, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cabaka Mortgage
  • 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917
  • Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
  • Mountain Star Federal Credit Union
  • 2229 East Yandell Drive, El Paso, TX, 79903
  • Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.
  • Patriot Mortgage
  • 2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903
  • Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.
  • Acala Investments
  • 6044 Gateway Blvd E, El Paso, TX, 79903
  • Acala Investments is El Paso’s leading, locally owned mortgage lender for private financing (“hard money”) loans for both residential and commercial properties. We offer a variety services including any and all residential and commercial real estate transactions with over 25 years experience in real estate.
  • School District 3 Federal Credit Union
  • 1180 Crawford Ave, Colorado Springs, CO, 80911
  • OUR MISSION is To strive to continue the worldwide Credit Union philosophy of "people helping people" by providing quality services in a safe & sound financial environment to members. School District 3 Federal Credit Union, chartered in 1959. During the school year we will deposit $1 for every "A" on a quarterly report card into a savings account.
  • Aurora Federal Credit Union
  • 610 S. Abilene Street, Aurora, CO, 80012
  • Aurora Federal Credit Union is about people helping people. Aurora Federal Credit Union was originally chartered in 1968 by City of Aurora employees. As a credit union member, you also become an owner and an important part of our member family. Aurora Federal Credit Union's purpose is to provide its members with convenient and personalized.
  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
  • Certified Mortgage Pros LLC
  • 12796 East Wyoming Place, Aurora, CO, 80012
  • Certified Mortgage Pros LLC We've been helping customers afford the home of their dreams for many years and we love what we do. and also There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.
  • Fitzsimons Credit Union
  • 2201 Fitzsimons Pkwy, Aurora, CO, 80045
  • The vision of Fitzsimons Credit Union is to be the recognized leader in our community by consistently delivering an exceptional partner experience. Our mission is to know our partners as individuals and focus on their life-long financial needs; advise and advocate while always exceeding their expectations. As "a partnering credit union.