USDA Loan Vs. FHA loan for Castroville, CA 2025

In 2025, USDA loan limit in Castroville, county of Monterey, CA is $683,500 while FHA limit is $915,400 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Castroville, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(763) 398-8050 Lender's profile and map Reviews Village Bank 18770 Highway 65 Northeast, East Bethel, MN, 55011 Village Bank is a community bank that is family-owned and operated. The primary focus of Village Bank is always on customer service and satisfaction. We not only offer the latest in banking products and services, but also employees that back them up. Our staff is committed to meeting the individual needs of customers
(800) 908-2265 Lender's profile and map Reviews Bremer Bank 380 Saint Peter St, Suite 500, Saint Paul, MN, 55102 We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.
(651) 291-1515 Lender's profile and map Reviews Hiway Credit Union 111 Empire Drive, Saint Paul, MN, 55103 Hiway was founded in 1931 to serve the employees of the Minnesota Highway Department. Hiway serves over 65, 000 members in Minnesota & around the country, registers more than $1 billion in assets & welcomes new membership from individuals & small businesses. At Hiway, every associate is dedicated to improving the financial well-being of our members
(651) 265-5600 Lender's profile and map Reviews Sunrise Banks, National Association 200 University Avenue West, Suite 100, Saint Paul, MN, 55103 At Sunrise Banks, our success relies on the success of the communities we serve. We offer financially inclusive products that aim to better the lives of our clients in the Twin Cities Metro and beyond. We don’t see ourselves as bankers – we see ourselves as a social engine for good. The Sunrise family has been serving the urban core of Minneapolis
(936) 829-1616 Lender's profile and map Reviews Temple-Inland FCU 109 N Temple Drive, Diboll, TX, 75941 Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
(833) 425-6678 Lender's profile and map Reviews A & K Mortgage 25404 Highway 59, Suite 204, Porter, TX, 77365 "A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process. As a wholesale broker, we are able to offer buyers options to loan products and unique financing. We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"
(218) 246-8777 Lender's profile and map Reviews Deer River Coop Credit Union 51 2nd Street SE, Deer River, MN, 56636 The Deer River Coop Credit Union provides many services to its members including share savings accounts, checking accounts, CDs, IRAs, credit and debit cards and a variety of loans. At the Deer River Coop Credit Union you are a person with a face that we recognize, not just an account number.
(979) 316-4833 Lender's profile and map Reviews Old Ocean Federal Credit Union County Road 359 FM 524, Old Ocean, TX, 77463 Old Ocean Federal Credit Union was established in 1949. We are a federally chartered credit union, abiding to the strict regulations monitored and enforced by the National Credit Union Administration (NCUA). NCUA also insures each member’s deposits for up to $250, 000. You can rest assured your money is in a safe place.
(507) 527-2236 Lender's profile and map Reviews Heritage Bank Minnesota 181 Main Street, West Concord, MN, 55985 Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota. In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.