USDA and FHA Pro and Con in Castroville, Monterey County, CA
For 2025, the USDA loan limit in Castroville, county of Monterey, CA, is set at $683,500, whereas the FHA limit amounts to $915,400 for a single-family home.
Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial needs best.
Loan limits and down payment requirements for 2025 in Castroville, county of Monterey, CA
Loan Type
Loan Limit
Down Payment
USDA
$683,500
0%
FHA
$915,400
3.5%
Conventional Conforming
$915,400
3%
Exploring USDA and FHA Loan Options in Castroville, CA
Lendersa® aims to provide the most favorable USDA or FHA loan smoothly and efficiently. Begin with one of three approaches that match you to lenders and USDA lending programs.
A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans need no down payment.
20020 Veterans Blvd, Suite 14, Port Charlotte, FL, 33954
Custom Mortgage is passionate about providing you a superior experience with mortgages. We understand you as the customer and have a firm belief that we can make the mortgage process as easy and enjoyable as possible. Our dedicated team will work with you and your situation to achieve your real estate goals.
Our company was founded with the goal of helping senior citizens live out the best retirements possible by utilizing a Home Equity Conversion Mortgage (HECM). One of the biggest barriers to a happy retirement is having liquid cash. Our company can help senior citizens overcome this barrier by providing a way for them to buy their primary home
Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.
Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
266 Lunalilo Home Road, Suite A, Honolulu, HI, 96825
Oahu Mortgage Brokers, we are committed to serve our community by offering the lowest rates available while providing exceptional service. Our goal is to exceed your expectations today and earn your referrals tomorrow. We hold ourselves to the highest ethical standards and hope to build valuable
6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741
New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
