USDA Loan Vs. FHA loan for Seaside, CA [Monterey County ]

As of 2026, the USDA loan limit for Seaside in Monterey County, CA, is $683,500, whereas for a single-family home, the FHA limit stands at $915,400.

Use the Lendersa® USDA loan calculator to assess today’s USDA and FHA top rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator compares USDA, FHA, Conforming, and VA loans side by side to help you decide which program in suits your personal financial needs best.

Exploring USDA and FHA Loan Options in Seaside, CA

Lendersa® strives to connect you with the best USDA or FHA loan quickly and hassle-free. Choose one of three starting points to find matching lenders and appropriate USDA loan options.

Lendersa USDA Loan Request and Matching Results

What is a USDA Loan in CA?

The USDA home loan, endorsed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment at all.

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(303) 459-6061 Lender's profile and map Reviews Colorado Hard Money 1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439 Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
(406) 761-8300 Lender's profile and map Reviews 1st Liberty Federal Credit Union 6200 3rd Avenue North, Great Falls, MT, 59405 1st Liberty Federal Credit Union was founded by Robert "Scotty" Scott and the co-founders: William Dawson, Joel Taylor, Morgan Moyer, Billie Brankovich, Ehud Markel, Kenneth Platt, and M.B. Holt. In June 1955 your credit union was chartered as Great Falls Air Force Base Federal Credit Union.
(303) 341-6558 Lender's profile and map Reviews New Capital Finance 5770 McIntyre St, Suite 5, Golden, CO, 80403 New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.
(303) 482-2361 Lender's profile and map Reviews Golden Lenders 18950 W 54th, Golden, CO, 80403 We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
(307) 745-4726 Lender's profile and map Reviews ACPE Federal Credit Union 2835 Grand Avenue, Laramie, WY, 82070 ACPE Federal Credit Union has been in the community for almost 54 years and we are still going strong. We have recently expanded our building to better serve our members. We have a friendly staff waiting to help you with any financial needs you may have. Call or stop in today!Credit Union has been in the community for almost 54 years
(307) 721-5600 Lender's profile and map Reviews UniWyo Credit Union 2020 Grand Ave, Suite 100, Laramie, WY, 82070 At UniWyo, we put people first - our members, our colleagues, everyone in our communities. In all we do - even the smallest interactions - we aim to better people's lives. UniWyo Credit Union offers members unique account and loan options including Auto Loans, Mortgages, Xtraordinary Checking, Credit Cards and much more.
(307) 742-3036 Lender's profile and map Reviews Choice One Mortgage Inc 2900 Grand Avenue, Suite 13, Aspen Square laramie, WY, 82070 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(307) 761-0707 Lender's profile and map Reviews COLONIAL SAVINGS, F.A. 2020 Grand Ave, Suite 100, Laramie, WY, 82070 Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions
(406) 932-5311 Lender's profile and map Reviews Citizens Bank & Trust Company 32 Central Avenue North, Harlowton, MT, 59036 The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
(303) 243-3918 Lender's profile and map Reviews Crowder Mortgage Inc 104 Bohn Court, Lyons, CO, 80540 Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers
(303) 449-4007 Lender's profile and map Reviews LoanStars Mortgage Company 1200 Lonestar Road, Lyons, CO, 80540 At LoanStars Mortgage you will find the lowest most competitive interest rates in the industry, always processed promptly with the utmost honesty, integrity and professionalism. I understand that your loan is of the utmost importance to you and take the time that is needed to make you comfortable
(406) 628-7951 Lender's profile and map Reviews Yellowstone Bank 12 1st Avenue, Laurel, MT, 59044 Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.