USDA Loan Vs. FHA loan for Seaside, CA 2026

As of 2026, the USDA loan limit for Seaside in Monterey County, CA, is $683,500, whereas for a single-family home, the FHA limit stands at $915,400.

Use the Lendersa® USDA loan calculator to assess today’s USDA and FHA top rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator compares USDA, FHA, Conforming, and VA loans side by side to help you decide which program in suits your personal financial needs best.

Exploring USDA and FHA Loan Options in Seaside, CA

Lendersa® strives to connect you with the best USDA or FHA loan quickly and hassle-free. Choose one of three starting points to find matching lenders and appropriate USDA loan options.

Lendersa USDA Loan Request and Matching Results

What is a USDA Loan in CA?

The USDA home loan, endorsed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment at all.

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503 353 8977 Lender's profile and map Reviews Mortgage Express 10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223 ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
(480) 703-9504 Lender's profile and map Reviews VAN EATON MORTGAGE, LLC 1560 W Azalea Dr, Chandler, AZ, 85248 Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Van Eaton Mortgage, LLC believe in working hard to get the job done."
209-206-6834 Lender's profile and map Reviews Geneva Financial Home Loans 3155 S. Price Road, Suite 105, Chandler, AZ, 85248 Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
(801) 295-4451 Lender's profile and map Reviews Integrity Home Loans, LLC 224 South Main Street, Centerville, UT, 84014 Integrity Home Loans taking care of their clients in assisting them through the home buying and refinancing process. We understand that the lowest rates and closing costs matter. We simply give you our lowest rates and options upfront and let you decide. We love to educate our clients and always care of them with our service.
(503) 661-5580 Lender's profile and map Reviews Stonebridge Mortgage Group Inc. 3384 SW Miller Dr, Gresham, OR, 97080 Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.
(503) 407-2255 Lender's profile and map Reviews Oregons Best Mortgage 3054 SE Glacier Ave, Gresham, OR, 97080 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(801) 489-3603 Lender's profile and map Reviews Pacific Horizon Credit Union 96 East Center Street, Springville, UT, 84663 Pacific Horizon Credit Union has been open since 1954. It's the 24th largest credit union in Utah with assets totaling $103.18 Million and providing banking services to more than 8, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(801) 489-3679 Lender's profile and map Reviews Nebo Credit Union 730 East 300 South, Springville, UT, 84663 Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
(801) 376-2788 Lender's profile and map Reviews 9 Year Mortgage 2343 Deer Creek Way, Springville, UT, 84663 9 Year Mortgage approach is unlike other debt elimination strategies in that it will not harm your credit. Our program is designed to pay off all of your debts, in full and on time. Our average client is able to eliminate all of their debt, including their mortgage, in about 9 years. While expensive self help programs.
(801) 836-7442 Lender's profile and map Reviews Mortgage Zone, LLC 1190 North Main, Suite 20, Springville, UT, 84663 Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
(801) 300-4100 Lender's profile and map Reviews Snap Lending LLC 4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124 Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.
(801) 444-1399 Lender's profile and map Reviews Wasatch Capital Mortgage 697 North 240 East, Kaysville, UT, 84037 At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.