USDA and FHA Pro and Con in Watsonville, Santa Cruz County, CA
In 2025, USDA loan limit in Watsonville, county of Santa Cruz, CA is $626,500 while FHA limit is $805,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Watsonville, county of Santa Cruz, CA
Loan Type
Loan Limit
Down payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA loan options in Watsonville, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003
In December of 1914, W.R. Simpson, Byron Colburn, and S. E. Naffziger founded Goodfield State Bank in Mr. Naffziger’s country store. Patrons conducted banking business in one corner of the store until a building was completed in 1915.
Goodfield State Bank was officially incorporated in the State of Illinois in December of 1920
Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager.
In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz
We are a state chartered
Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935
"Heartland Credit Union is a full-service, financial cooperative based in Madison, Wisconsin with more than 21, 000 member-owners.
We serve southwest Wisconsin and eastern Iowa. We have locations in Madison, Verona, DeForest, Dodgeville, Platteville and Lancaster. Please visit our website for info on all our locations."
130 South Washington Street, Mount Pulaski, IL, 62548
The history of The Farmers Bank of Mt. Pulaski, Illinois begins in 1872 when Leonard K. Scroggin, with the assistance of Walter Sawyer, formed a private bank, known as the Scroggin & Sawyer Bank. Mr. Scroggin was a local land owner and had a successful farming business which had grown to such an extent that he decided to open a private bank.
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