USDA Vs. FHA your options comparison in Marina, Monterey County, CA

In 2025, the USDA loan limit within Marina, located in Monterey county, CA, is set at $683,500, while the FHA limit for a single-family property is $915,400.

Utilize Lendersa® USDA loan calculator for comparing today's top USDA vs. FHA rates, and determine the required income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA offers side by side, aiding in selecting the most appropriate program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Marina, Monterey, CA

Type of Loan Loan Limit Down Payment
USDA $683,500 0%
FHA $915,400 3.5%
Conventional Conforming $915,400 3%

Choices for USDA and FHA Loans in Marina, CA

Lendersa® aims to quickly and effortlessly match you with an optimal USDA or FHA loan. Choose from three starting pathways that align with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, commonly referred to as a USDA rural development loan or mortgage, is backed by the government’s Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hometown Captial Group
  • 2860 Bartlett Rd, Suite 6, Bartlett, TN, 38134
  • Hometown Captial Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First State Bank of Bloomington
  • 204 North Prospect Road, Bloomington, IL, 61704
  • First State Bank of Bloomington is unique because we’re 100% employee-owned. If that sounds uncommon, it’s because our ownership structure is extremely rare. In fact, industry analysts have estimated that fewer than 10 banks across the country have a similar structure to ours.We have the attitude & the commitment to make you financially successful.
  • Mid-Illini Credit Union
  • 1811 Eastland Dr, Bloomington, IL, 61704
  • Established in 1940, Mid-Illini Credit Union evolved from a handful of employee credit unions that joined together to provide top-rate financial services to thousands of local residents. We’re now over 7, 000 members strong and growing… MICU is a not-for-profit, member-owned financial cooperative, not a corporation
  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals. Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office
  • FIRST STATE MORTGAGE
  • 502 N. Hershey Road, Bloomington, IL, 61704
  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.
  • First State Mortgage Services, LLC
  • 502 North Hershey Road, Bloomington, IL, 61704
  • First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.
  • IBEW Local 146 Credit Union
  • 3390 North Woodford Street, Decatur, IL, 62526
  • IBEW Local #146 Credit Union was founded in 1958 by members of the IBEW Local 146 Union and is celebrating 60 years of being a member owned financial institution. Membership is open to members of the IBEW Local 146 and their immediate family members. Immediate family eligible for membership is limited to the spouse of the member
  • Staley Credit Union
  • 3330 N Woodford St, Decatur, IL, 62526
  • Staley Credit Union is a not-for-profit financial cooperative, owned by the members and operated solely for their benefit. Currently, membership at SCU is open to individuals who live or work in the Illinois counties of Macon, Moultrie, Piatt, DeWitt and Shelby, and the Indiana counties of Tippecanoe, Carroll, Clinton, Montgomery and White.
  • Kaskaskia Valley Credit Union
  • 401 S Poplar Street, Centralia, IL, 62801
  • Kaskaskia Valley Community Credit Union is a non-profit financial cooperative organized solely to meet the needs of its membership. Chartered in 1982 as Centralia Correctional Center Credit Union, KVCCU has grown from 19 members to more than 3,900 members! We now help people like you manage more than $21,000,000 in assets.
  • The Farmers State Bank of Waupaca
  • 112 West Fulton Street, Waupaca, WI, 54981
  • The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness. To maximize our return to shareholders, while making sound decisions today
  • Bank of St. Francisville
  • 5700 Commerce Street, Saint Francisville, LA, 70775
  • Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today. From the moment our doors first opened, we’ve been committed to serving each
  • West Tennessee Credit Union
  • 13690 Highway 51 South, Suite 107, Atoka, TN, 38004
  • The West Tennessee Credit Union is a Not-for-Profit Mutual Benefit Financial Cooperative serving its members who share a common bond with high quality, friendly, fair, and courteous services while maintaining long-term financial stability and safeguarding the members' assets. We've proudly been serving members' needs since 1967!