USDA Vs. FHA your options comparison in Marina, Monterey County, CA

In 2025, the USDA loan limit within Marina, located in Monterey county, CA, is set at $683,500, while the FHA limit for a single-family property is $915,400.

Utilize Lendersa® USDA loan calculator for comparing today's top USDA vs. FHA rates, and determine the required income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA offers side by side, aiding in selecting the most appropriate program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Marina, Monterey, CA

Type of Loan Loan Limit Down Payment
USDA $683,500 0%
FHA $915,400 3.5%
Conventional Conforming $915,400 3%

Choices for USDA and FHA Loans in Marina, CA

Lendersa® aims to quickly and effortlessly match you with an optimal USDA or FHA loan. Choose from three starting pathways that align with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, commonly referred to as a USDA rural development loan or mortgage, is backed by the government’s Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MortgageQuote.com
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  • The First Step To A Pre-Approval We are approved for the following business activities: Commercial mortgage brokering or lending, First mortgage brokering, High cost home loans,Lead generation, Mortgage loan modifications, Reverse mortgage brokering, Second mortgage brokering, Short sale in the state of Florida.
  • L'Oréal USA Federal Credit Union
  • 30 L'Oreal Way, Clark, NJ, 07066
  • At L'Oréal USA Federal Credit Union, we make loans for almost any worthwhile purpose. In fact, we have all the lending services most our members will ever need including: Secured Loans Unsecured Loans And Much More! Of course, you can expect all of our lending services to come with the prompt and friendly service you deserve as a member.
  • Regional Home Mortgage LLC
  • 1150 Raritan Road, Suite 104, Clark, NJ, 07066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Amerant Bank
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  • Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB). For over 40 years, the Bank has developed strong community relationships, always adapting to our customers'​ lives and specific needs, in a dynamic and positive way.
  • Intercredit Bank, National Association
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  • Intercredit Bank, N.A. is a Florida-based bank founded in 1992 as a result of the purchase of a Miami community bank. We are a full service commercial and consumer financial institution providing high quality banking services to our clientele. The Bank is a National Association supervised by the Office of the Comptroller of the Currency.
  • City National Bank of Florida
  • 2855 S Le Jeune Road, Coral Gables, FL, 33134
  • City National Bank of Florida (CNBFL) is the financial institution to which Floridians have turned for 75 years. With more than $20 billion in assets, CNBFL is one of the largest financial institutions based in the state. City National Bank of Florida is a subsidiary of Chilean bank, Banco de Credito e Inversiones (Bci).
  • Home Financing Center
  • 400 University Drive, 3rd Floor, Coral Gables, FL, 33134
  • Founded in 1984, Home Financing Center is the largest independently owned and operated mortgage lender in South Florida. Our company has focused on providing exceptional service to customers – through the ups and downs of the nation’s real estate cycle – and we continue to grow our share of the market.
  • Tabares Group
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  • Standard Mortgage Group LLC
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  • Standard Mortgage is a full service mortgage firm dedicated to providing innovative mortgage products and services. Our focus is customer service, using technology to make the process of obtaining a mortgage fast and easy for our customers.vative mortgage products and services. Our focus is customer service.
  • Capital American Mortgage Company
  • 2655 South Lejeune Road Penthouse, Suite I-k, Coral Gables, FL, 33134
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