USDA and FHA Pro and Con in Channel-Islands-Beach, Ventura County, CA
In 2025, the USDA loan limit in Channel-Islands-Beach, in Ventura county, CA, is set at $591,500. The FHA limit for a single-family home is $739,450.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. It helps determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to select the program best suited to your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Channel-Islands-Beach, Ventura County, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Explore USDA and FHA Loan Options in Channel-Islands-Beach, CA
The ambition of Lendersa® is to help you secure the optimal USDA or FHA loan swiftly and effortlessly. Begin by selecting one of three paths that align with lending partners and USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is only available in rural areas. Different from FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
411 Hackensack Avenue, Suite 803, Hackensack, NJ, 07601
Silver Arch Capital Partners is a Private Lender specializing in Bridge and Hard Money Loans secured by Commercial Real Estate. Silver Arch is committed to providing the quickest responses and timely closings across all the major property classes. Our partners share decades of experience in direct real estate lending.
763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
185 Hudson Street, Suite 2500, Jersey City, NJ, 07311
LX Financial LLC is an asset-based mortgage lender and loan originator for rental and commercial properties.
If it makes sense, we can fund it. We have great versatility in structuring solutions, which can include (one or more of) the following financing options/sources:
LX Financial capital
Our network of private lenders
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a
Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
300 N Middletown Road, Suite 6, Pearl River, NY, 10965
Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union
BLVD Realty Group is the premier luxury and commercial real estate firm in Jersey City. We specialize in providing our clients with the Boutique look and feel coupled with a very strong team of professionals.
With the tools and technology used by only the large commercial firms, BLVD Realty Group creates a unique model.
