USDA and FHA Pro and Con in Channel-Islands-Beach, Ventura County, CA
In 2026, the USDA loan limit in Channel-Islands-Beach, in Ventura county, CA, is set at $591,500. The FHA limit for a single-family home is $739,450.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. It helps determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to select the program best suited to your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2026 in Channel-Islands-Beach, Ventura County, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Explore USDA and FHA Loan Options in Channel-Islands-Beach, CA
The ambition of Lendersa® is to help you secure the optimal USDA or FHA loan swiftly and effortlessly. Begin by selecting one of three paths that align with lending partners and USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is only available in rural areas. Different from FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
3043 Townsgate Rd, Suite 200, Westlake Village, CA, 91361
At PennyMac our commitment to our customers doesn’t end at closing. Our goal is to be a trusted financial partner that you can count on as long as you own your home. Being one of the top direct mortgage lenders in the country means PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products.
860 Hampshire Road Suite S, Westlake Village, CA, 91361
Great American Funding Corporation is a Direct Mortgage Lending Source which allows us to offer hundreds of Mortgage Loan programs from which to choose. A Mortgage Banker can obtain lower rates and SAVE you money. We get paid by the Big Banks, to do their job better, faster, quicker, less expensive and with lower rates!
699 Hampshire Rd. Suite 210, Westlake Village, CA, 91361
Harmony Mortgage Bankers was established in 2007 and since then the company and licensed mortgage professionals have been providing mortgage lending services to home buyers and real estate professionals throughout the state of California. We offer a wide variety of loan options with extremely competitive rates and fees.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3262 E. Thousand Oaks Blvd, STE 205 Thousand Oaks, CA 91362, Thousand Oaks, CA, 91362
Transform your real estate investments with TrueBridge Loans, where quick and effective financing meets your needs! Offering up to 65% LTV on all California property types, we're the go-to choice for investors aiming to seize time-sensitive opportunities. With no minimum FICO or appraisals needed, our streamlined process ensures you don’t miss a be
30699 Russell Ranch Rd, Suite 295, Westlake Village, CA, 91362
Velocity Mortgage Capital is a nationwide lender focused exclusively on financing residential investment & small commercial property loans. Our innovative mortgage programs, broker marketing resources, & talented team of investment property specialists help mortgage brokers attract new clients and grow their business by servicing the unique needs.
2955 E Hillcrest Drive, Suite 124, Thousand Oaks, CA, 91362
We care enough about you to offer the level of reliability that you can expect only from friends and family. Our clients are secure in knowing that they get world class service. We exceed our clients’ expectations and we do this at a very competitive price. Our clients, in turn, gladly refer their friends, coworkers and family.
4165 East Thousand Oaks Boulevard, Suite 260, Westlake Village, CA, 91362
Option Funding, Inc. Is a mortgage banking and real estate consulting firm established in 2002. Genuinely dedicated to customer satisfaction, we work hard and not afraid to go the extra mile to provide exceptional service. At Option Funding, Inc., our team has real expertise to help you fund the right loan program
Our team consists of industry experts in real estate, mortgage, and tax. Not Your Normal Broker has served Southern California, out of our Thousand Oaks headquarters, for over 30 years. We are ready to take on your needs and get you on the right path. Michael Friedman an expert in real estate financing.
3655 East Thousand Oaks Boulevard, Thousand Oaks, CA, 91362
At Pacific Oaks Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
30721 Russell Ranch Rd, Suite 140, Thousand Oaks, CA, 91362
Our team has over 21 years of experience in the mortgage industry and access to the loan programs that will meet your unique financial needs. Providing Affordable Mortgages and Out of This World Customer Service. Our Quick and Easy Loan Process Will Have You Lifting Off to your Goals at Warp Speed.
