USDA Loan Vs. FHA loan for Camarillo, CA [Ventura County ]

For 2026, the USDA loan limit in Camarillo, within the county of Ventura, CA, is set at $680,800. In comparison, the FHA limit for a single-family home is $948,750.

The Lendersa® USDA loan calculator lets you compare today's best USDA versus FHA rates to figure out the income, credit, reserves, and required documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan programs side by side, enabling you to choose the most appropriate option for your financial situation in .

USDA and FHA Loan Options in Camarillo, CA

At Lendersa®, our goal is to assist you in obtaining the most favorable USDA or FHA loan quickly and effortlessly. Choose any of the three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and is specifically for rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(610) 821-6870 Lender's profile and map Reviews Lehigh Financial Group LLC 1244 W. Hamilton Street, Suite 200, Allentown, PA, 18102 Lehigh Financial Group, LLC is a leading source of innovative real estate capital solutions. Whether you are a business owner or a real estate investor, you have come to the right place for commercial financing. We at Lehigh Financial Group, LLC understand your commercial financing needs. Central to our approach is not just what we deliver,
(610) 935-4555 Lender's profile and map Reviews Phoenixville Federal Bank and Trust 564 Nutt Road, Phoenixville, PA, 19460 A financially strong bank headquartered in Phoenixville, Pennsylvania with multiple branches in Chester and Montgomery Counties, Phoenixville Federal Bank & Trust provides a diverse portfolio of personal and business checking, savings and lending products and services, including wealth management and trust services. Phoenixville Federal Bank & Trus
(610) 933-7195 Lender's profile and map Reviews Customers Bank 99 Bridge Street, Phoenixville, PA, 19460 We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.
(800) 880-5771 Lender's profile and map Reviews Utopia Financial LLC 375 Morgan Street, Suite U, Phoenixville, PA, 19460 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(484) 416-4280 Lender's profile and map Reviews Philadelphia Mortgage Brokers 1243 Valley Forge Rd, Phoenixville, PA, 19460 Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.
(610) 797-7440 Lender's profile and map Reviews People First 740 Hamilton Street, Suite 300, Allentown, PA, 18101 People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient
(610) 782-3318 Lender's profile and map Reviews Lehigh County Employees Federal Credit Union 455 Hamilton Street, Allentown, PA, 18101 Formed in 1965, the credit union is open to Lehigh County employees, employees of the credit union, elected and appointed officials of Lehigh County, persons retired as pensioners from the above stated employment, relatives of persons who are deceased but were members during their lifetime, and family members of an employee or a member.
(484) 223-4200 Lender's profile and map Reviews GOLD Credit Union 835 W. Hamilton St, Allentown, PA, 18101 GOLD Credit Union is a Member-owned, not-for-profit financial cooperative. Since 1937, we've worked to offer our Members exceptional financial products and services — from checking and savings accounts to mortgages and other loans. Unlike traditional banks, we put our Members' interests first, giving you a strong, stable financial partner for life.
(484) 665-9111 Lender's profile and map Reviews Biz Hub Financial, LLC 1101 Hamilton Street, Suite 305, Allentown, PA, 18101 Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending. Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
(302) 571-0522 Lender's profile and map Reviews DEXSTA Federal Credit Union 300 Foulk Rd, Suite 100, Wilmington, DE, 19803 DEXSTA Federal Credit Union is a not-for-profit organization that exists to serve its members. We accept deposits, make loans and provide a wide array of other financial services. As member-owned and cooperative institutions, we provide a safe place to save and borrow at reasonable rates.
(302) 504-5000 Lender's profile and map Reviews Newrez LLC 1521 Concord Pike, Suite 100, Wilmington, DE, 19803 Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.
(757) 340-5626 Lender's profile and map Reviews United Atlantic Mortgage Corp of Virginia 2476 Nimmo Parkway, Unit 118 B, Virginia Beach, VA, 23456 United Atlantic Mortgage in Virginia Beach is dedicated to providing full service mortgage brokering for the residents, professionals, and military service members of Virginia. Our experienced staff is able to offer expert advice in all areas of mortgage lending; from purchasing to refinancing, real estate to construction, and more.