USDA Vs. FHA your options comparison in Port-Hueneme, Ventura County, CA

In 2025, USDA loan limit in Port-Hueneme, county of Ventura, CA is $591,500 while FHA limit is $739,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Port-Hueneme, county of Ventura, CA

Loan Type Loan Limit Down payment
USDA $591,500 0%
FHA $739,450 3.5%
Conventional Conforming $739,450 3%

USDA and FHA loan options in Port-Hueneme, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NeighborWorks Orange County
  • 128 E. Katella Ave, Suite 200, Orange, CA, 92867
  • NeighborWorks Orange County is a California 501(c)(3) non-profit organization that exists to serve the Orange County community, where the high cost of living presents significant challenges for low-to-moderate income families and individuals. Our mission is to strengthen communities and enhance the quality of life for working families by expanding.
  • Rose Financial
  • 2811 East Katella Avenue, Suite 100, Orange, CA, 92867
  • "Rose Financial Family-owned and operated over five decades, Rose Financial is a bonafide lender/creditor with in-house decision making and underwriting. The company makes and services residential and commercial real estate loans for a broad range of consumers in California. Located in the City of Orange, Rose Financial began in 1948"
  • Platinum Financial Services
  • 1224 East Katella Avenue, Suite 207, Orange, CA, 92867
  • Platinum Financial Services is a California based Corporation established September 20, 2002. We are located in the Orange California and we're licensed by the Department of Real Estate. Platinum Financial Services is primarily a Mortgage Lender; but we also have a Real Estate Division and Escrow Division, to help with all your needs.
  • Front Door Funding
  • 402 West Stevens Avenue, Apartment D, Santa Ana, CA, 92707
  • "In 2013, I started Front Door Funding so that I could provide a better service to my existing mortgage clients and to enjoy the freedom of owning my own business. By taking direct control over loan processing, I have been able to provide immediate and accurate closing estimates for my customers and their Real Estate Agents."
  • Brentwood Pacific Financial
  • 1421 North Wanda Road, Suite 120, Orange, CA, 92867
  • "We invest our time focusing on your financing priorities, explaining your options and delivering the world class experience you expect and deserve. In return, we need you help. Our goal is to earn your trust, respect and heartfelt referrals to your friends, relatives, coworkers & neighbors. Our vision is to build strong, lifelong relationships."
  • iFinance Mortgage Inc.
  • 1421 North Wanda Road, Suite 120G, Orange, CA, 92867
  • We are a direct lender servicing all of California, with a focus on Orange, Los Angeles, Riverside, and San Diego counties. We are committed to providing the best available financing and mortgage protection for our clients, while delivering outstanding customer service. We pride ourselves in treating our clients with honesty, integrity
  • Tom Bradley-King
  • 960 North Tustin Street, Orange, CA, 92867
  • Much like visiting your local hardware store sometimes you want something more personal than the large cold corporate experience. My wholesale mortgage brokerage is based in Orange, California. My company offers an extensive portfolio of loan products including traditional Residential, Jumbo, Reverse and Private money home loans.
  • First Place Home Loans Inc.
  • 1740 West Katella, Suite B, Orange, CA, 92867
  • With a combined of over 25 year of mortgage lending experience make First Place Home Loans your number one Choice for all of your lending needs. Servicing one customer at a time with attention to detail and superior customer service is what we believe in at First Place Home Loans. Experience the difference with dedicated specialist
  • Upfront Home Loans
  • 1111 East Katella Avenue, Suite 210, Orange, IN, 92867
  • We specialize in providing mortgage lending FHA, VA, Conventional, Refinance, and New Purchase services. When you decide to buy a home or refinance a mortgage, its a big step. You can trust us to find the loan program thats best for you. Upfront Home Loans is extremely experienced in the mortgage process and has products and rates.
  • Business West Mortgage Company
  • 1421 N Wanda Road, Suite 120-V6, Orange, CA, 92867
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • William Lyon Mortgage, LLC
  • 4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707
  • William Lyon Mortgage share William Lyon Homes’ passion for excellence and service. In addition to servicing our new home clients, our seasoned team also offers an array of available options to new and existing clients including: purchase loans for resale homes, mortgage refinance options, 203K home repair loans, Foreign National loan programs.
  • Nations Direct Mortgage, LLC.
  • 5 Hutton Centre Drive, Suite 200, Santa Ana, CA, 92707
  • "Nations Direct is not just a lender -we’re your partner for prosperity. We’re continually innovating to offer our partners the highest quality service, the most competitive rates and the most efficient processes in the wholesale lending industry. Nations Direct Mortgage specializes in residential lending,"