FHA Vs. USDA loan program for Oxnard, Ventura County, California

In 2025, USDA loan limit in Oxnard, county of Ventura, CA is $680,800 while FHA limit is $948,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oxnard, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(508) 829-5447 Lender's profile and map Reviews Face-To-Face Mortgage Company 554 Reservoir Street, Holden, MA, 01520 Face To Face is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(800) 657-9126 Lender's profile and map Reviews Webster Five 35 Millbury Street, Auburn, MA, 01501 Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
(800) 262-1001 Lender's profile and map Reviews IC Federal Credit Union - Main Office 300 Bemis Road, Fitchburg, MA, 01420 We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
(800) 939-9103 Lender's profile and map Reviews Cornerstone Bank, National Association 230 Park Avenue, Worcester, MA, 01609 Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
(978) 575-3053 Lender's profile and map Reviews Team Hunton 50 Elm Street, Suite 8, Worcester, MA, 01609 We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
(508) 754-9980 Lender's profile and map Reviews AllCom Credit Union 36 Park Avenue, Worcester, MA, 01609 "AllCom Credit Union is a full-service, not-for-profit, community-chartered financial services organization. Founded in 1922, we celebrated 90 years in business in 2012. AllCom was originally chartered to provide financial services exclusively to employees of the Telephone Company."
(860) 928-2347 Lender's profile and map Reviews Northeastern Connecticut Healthcare Credit Union 320 Pomfret Street, Putnam, CT, 06260 The Board of Directors of the Northeastern CT Healthcare Credit Union is comprised of 17 volunteers. These volunteers give numerous hours of their time over the course of the year with monthly meetings and attending education sessions. The current team have given more than 300 volunteers hours in the past 10 years.
(800) 377-4424 Lender's profile and map Reviews Putnam Bank 40 Main St PO Box 151, Putnam, CT, 06260 We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult
(860) 377-2341 Lender's profile and map Reviews NorthStar Home Loans, LLC 112 Main Street, Unit 11, Putnam, CT, 06260 NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
(508) 890-9000 Lender's profile and map Reviews Bay State Savings Bank 28 Franklin Street, Worcester, MA, 01608 Bay State Savings Bank's roots extend back to 1895, when 114 spirited citizens of Worcester gathered together and pledged a total of $7, 660 to establish a new savings bank in the city. They made good on that pledge, and on May 16, 1895, Bay State Savings opened its doors for business on Main St. in Worcester.
(508) 799-7677 Lender's profile and map Reviews Worcester Police Department Credit Union 805 West Boylston Street, Worcester, MA, 01606 The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more