USDA Loan Vs. FHA loan for Oxnard, CA [Ventura County Rates 2023]

In 2025, USDA loan limit in Oxnard, county of Ventura, CA is $680,800 while FHA limit is $948,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oxnard, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(404) 658-6465 1985 miles Lender's profile and map Reviews Credit Union of Atlanta 670 Metropolitan Pkwy SW, Atlanta, GA, 30310 At Credit Union of Atlanta, we approach things a little bit differently than the average bank. That's because as a credit union, our focus is not on profits or personal gains. Instead, we pour our energy and any profits earned into securing better rates for our members. And as a member, you're not just any old customer.
(770) 558-3363 1985 miles Lender's profile and map Reviews 770 Hard Cash 592 Lawton Street SW, Atlanta, GA, 30310 With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
(810) 201-4903 1985 miles Lender's profile and map Reviews Lakeview Funding Group LLC 1749 Welland Street, Howell, MI, 48855 Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
(865) 688-2424 1985 miles Lender's profile and map Reviews TN Connect Credit Union 6211 Middlebrook Pike, Knoxville, TN, 37909 Founded by a group of postal employees in 1924, tnConnect Credit Union remains a non-profit, community-focused financial institution. Our commitment is to help our members succeed and grow financially. We provide a full range of financial products, from everyday savings, checking, and loans to retirement and pet savings accounts.
(865) 558-3117 1985 miles Lender's profile and map Reviews Holston Methodist Federal Credit Union 1235 E Weisgarber Road, Knoxville, TN, 37909 Holston Methodist FCU was founded by Seven (7) United Methodist Clergy to assist fellow clergy and their family members with various financial needs. Holston Methodist FCU has been dedicated to serving pastors, churches, staff, church organizations, select employee groups and members within Holston Conference since 1956.
(865) 584-1584 1985 miles Lender's profile and map Reviews Real Estate Finance Group 4707 Papermill Dr, Suite 102, Knoxville, TN, 37909 Real Estate Finance Group are a local, knowledgeable, and professional mortgage company that cares about its clients. Real Estate Finance Group employs credit trained mortgage consultants with immediate decision making authority REFG is fueled by a genuine belief in the ‘customer for life’ principal.
(865) 909-0211 1985 miles Lender's profile and map Reviews Keystone Mortgage 1508 Coleman Road, Knoxville, TN, 37909 Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
(678) 292-6984 1985 miles Lender's profile and map Reviews Piedmont Capital Lending PO Box 1578, Roswell, GA, 30077 Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.
(904) 382-9746 1985 miles Lender's profile and map Reviews Affordable Mortgage Partners PC 7461 Steeplechase Dr., Saline, MI, 48176 Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.
(770) 460-6505 1985 miles Lender's profile and map Reviews Southern Crescent Mortgage and Investment Crop 101 Devant Street, Suite 704, Fayetteville, GA, 30214 Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
(770) 719-1111 1985 miles Lender's profile and map Reviews The Southern Credit Union 430 East Lanier Avenue, Fayetteville, GA, 30214 The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.