USDA and FHA Pro and Con in Oxnard, Ventura County, CA
In 2025, in the city of Oxnard, located within Ventura county, CA, the USDA loan cap is $680,800. Meanwhile, the FHA loan limit for a single-family home in the same area is $948,750.
Lendersa® provides a USDA loan calculator that allows you to look at today’s most competitive rates between USDA and FHA loans. This tool helps you assess required income, credit, reserves, and crucial documents for eligibility. Utilize our advanced mortgage calculator to conveniently compare USDA, FHA, Conforming, and VA loans side by side, ensuring the best choice in aligns with your financial requirements.
Understanding loan limits and downpayment necessities for 2025 in Oxnard, Ventura, CA
Loan Type
Loan Limit
Down payment
USDA
$680,800
0%
FHA
$948,750
3.5%
Conventional Conforming
$948,750
3%
Diverse USDA and FHA loan avenues in Oxnard, CA
The aim of Lendersa® is to seamlessly connect you with the most advantageous USDA or FHA loan swiftly. Choose from three starting pathways that lead you to lender matches and relevant USDA loan schemes.
A USDA loan is a government-backed mortgage provided by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is suited to rural community areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
TruPartner Credit Union is the result of the merger of Communicating Arts Credit Union and Cincinnati Central Credit Union. TruPartner will use more than 150 years of combined experience to educate the public about the "People Helping People" mission of credit unions; the not-for-profit, member owned difference between us.
Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.
Citizens Federal Savings and Loan Association of Covington
433 Madison Avenue, Covington, KY, 41011
Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.
As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers
Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
26 West Martin Luther King Drive, Suite G4, Cincinnati, OH, 45220
As a member of the Cincinnati Interagency FCU, you share in the ownership of a full service financial institution – and being an owner makes a difference. The Cincinnati Interagency Federal Credit Union is a not-for-profit organization which, through member involvement, education, and sound financial management provides personal, convenient.
Just 4 You Home Loans L.L.C. is located in Georgetown, KY, United States and is part of the Activities Related to Credit Intermediation Industry. Just 4 You Home Loans L.L.C. has 4 total employees across all of its locations and generates $357, 777 in sales (USD). (Employees and Sales figures are modelled).
Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.
2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
