USDA Loan Vs. FHA loan for Calimesa, CA 2025

In 2025, USDA loan limit in Calimesa, county of Riverside, CA is $460,000 while FHA limit is $644,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Calimesa, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(337) 477-2000 Lender's profile and map Reviews CSE Federal Credit Union 4321 Nelson Road, Lake Charles, LA, 70605 CSE Federal Credit Union was established in 1943 and serves over 33,000 members throughout Calcasieu, Cameron, and Jefferson Davis parishes and beyond. Financial needs for personal or business, we can help. Join & experience the authentic difference.Credit Union was established in 1943 and serves over 33, 000 members throughout Calcasieu, Cameron.
(337) 477-9190 Lender's profile and map Reviews Southwest Louisiana Credit Union 4056 Ryan Street, Lake Charles, LA, 70605 Southwest Louisiana Credit Union is a member-owned financial cooperative institution, and we’re here to serve our members. Just by opening and maintaining a share savings account, you become a part-owner of the credit union. Credit unions are not-for-profit, allowing us to pass our savings on to you.
(337) 340-9006 Lender's profile and map Reviews Bayou Mortgage LLC 1912 Southwood Drive, Lake Charles, LA, 70605 "Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana. We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."
(337) 477-3350 Lender's profile and map Reviews Pemberton Mortgage Group 1918 Southwood Dr, Lake Charles, LA, 70605 At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.
(320) 859-2101 Lender's profile and map Reviews The First National Bank of Osakis 211-213 Central Ave, Osakis, MN, 56360 Since 1903, First National Bank of Osakis has served as the lead financial organization in the Osakis Area community, providing customized guidance, resources, and products (checking, savings, money markets, certificates of deposits, individual retirement accounts, health savings accounts, residential mortgage loans, commercial Mortgage loan.
(337) 533-1808 Lender's profile and map Reviews Access of Louisiana FCU 519 Kirby Street, Lake Charles, LA, 70601 Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
(337) 439-4644 Lender's profile and map Reviews Calcasieu Parish Employee Federal Credit Union 1011 Lakeshore Drive, Suite 303, Lake Charles, LA, 70601 The first Credit Union was created in 1849 in Germany by a group of farmers that pooled their money together in an effort to receive better rates than the lenders of that time. These people created the foundation for individual creditability such as “one member, one vote” which we hear about in many important instances today.
(337) 433-3611 Lender's profile and map Reviews First Federal Bank of Louisiana 1135 Lakeshore Drive, Lake Charles, LA, 70601 First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live! We do not allow graphic, obscene, explicit or racial comments
(337) 310-2274 Lender's profile and map Reviews Lake Charles Finance & Mortgage 313 Alamo Street, Suite B, Lake Charles, LA, 70601 "Here at Lake Charles Finance & Mortgage we offer personal loans from $200 to $1, 500. All you gotta do is fill out our online application, Once you apply, we run a quick credit check. If you are up to date on all your bills, you've been approved and we'll contact you shortly! We do not credit score, we just check your credit."
(337) 494-5626 Lender's profile and map Reviews AFI Mortgage Company 313 Alamo Street, Suite A, Lake Charles, LA, 70601 AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.