USDA Loan Vs. FHA loan pro & con for Calimesa, Riverside County, CA

In 2025, USDA loan limit in Calimesa, county of Riverside, CA is $460,000 while FHA limit is $644,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Calimesa, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

408-780-8228 358 miles Lender's profile and map Reviews Stephen Wong - Bayone Reic 1754 Technology Dr Suite 108, San Jose, CA, 95110 Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
(408) 610-8011 358 miles Lender's profile and map Reviews C2 Financial Corporation - Shawn Sidhu 1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110 C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors
(855) 644-5626 358 miles Lender's profile and map Reviews InstaMortgage 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128 By combining superior technology with expert advice, excellent customer service, and competitive rates, we deliver mortgage options that are tailored to each client's unique financial situation. A radically different mortgage experience is a result of our obsession for better service to our customers. Don’t take our word for it.
(408) 483-6551 358 miles Lender's profile and map Reviews Premiere Properties and Mortgage Services Inc. 2000 W Hedding St, San Jose, CA, 95128 Premiere Properties & Mortgage Services was established in 2008, servicing the San Francisco Bay Area. Candida Diaz CEO / Broker at Premiere Properties & Mortgage. My goal is to ensure that my clients are delighted with the representation they receive and that they know that they can stay in touch with me well after their transaction closes.
(408) 297-6800 358 miles Lender's profile and map Reviews American Family Funding Group 1190 South Bascom Ave, Suite 215, San Jose, CA, 95128 At American Family Funding Group, we have experienced in-house processing staff. At American Family Funding Group, we offer all FNMA, Freddie Mac loan products, FHA, VA loans and first time home buyers program. At American Family Funding Group, we also offer Non QM loans, such as Reverse Mortgage, and Hard Money loans, Bank statement.
(844) 824-5626 358 miles Lender's profile and map Reviews Arcus VA Mortgage 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128 We proudly serve all types of VA loans. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner. Just give us a call, we’ll get’er done!
(408) 374-8400 358 miles Lender's profile and map Reviews Northstar Mortgage & Realty 950 South Bascom Avenue, Suite 1113, San Jose, CA, 95128 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(408) 296-1644 358 miles Lender's profile and map Reviews University Mortgage Corporation 1101 South Winchester Boulevard, Suite 0-286, San Jose, CA, 95128 University Mortgage Corporation mortgage professionals give you the personal attention you deserve and treat you with the respect a valued customer deserves. We understand you're making a commitment in buying a new home, Refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you.
(408) 998-1966 358 miles Lender's profile and map Reviews Crystal Estates 2239 Moorpark Avenue, Suite 102, San Jose, CA, 95128 Crystal Estates With over 19 years of experience in the real estate, mortgage, and construction industry, I’ve gained the experience and expertise to provide outstanding service for my clients in every aspects of a transaction. Whether its a first time home buyer, an experienced investor, a mortgage loan, or just providing advice in general.
(408) 293-7878 358 miles Lender's profile and map Reviews Olympic Mortgage 2190 Stokes Street, Suite 101, San Jose, CA, 95128 Olympic Mortgage was established in April of 1996 by its co-founders, Luis & Cielo Marengo. Together the Marengo family has been a pillar in the San Jose Real Estate Lending Community and have been involved in many community services such as, youth and high school sports coaching and management, PTA services.