USDA Vs. FHA your options comparison in Calimesa, Riverside County, CA
In the year 2026, the USDA loan limit for Calimesa, located in Riverside, CA, stands at $460,000, whereas the FHA loan cap is set at $644,000 for single-family homes.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in identifying the ideal program for your unique financial needs in .
Loan limits & down payment details for 2026 in Calimesa, Riverside, CA
Loan Type
Loan Cap
Initial Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Loan Choices: USDA and FHA in Calimesa, CA
The mission of Lendersa® is to swiftly and seamlessly secure you the optimum USDA or FHA loan. Choose from three initial pathways that align with lenders and USDA loan offerings.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture. It's exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA home loans demand no down payment.
US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).
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Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
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