USDA Vs. FHA your options comparison in Calimesa, Riverside County, CA
In the year 2025, the USDA loan limit for Calimesa, located in Riverside, CA, stands at $460,000, whereas the FHA loan cap is set at $644,000 for single-family homes.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in identifying the ideal program for your unique financial needs in .
Loan limits & down payment details for 2025 in Calimesa, Riverside, CA
Loan Type
Loan Cap
Initial Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Loan Choices: USDA and FHA in Calimesa, CA
The mission of Lendersa® is to swiftly and seamlessly secure you the optimum USDA or FHA loan. Choose from three initial pathways that align with lenders and USDA loan offerings.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture. It's exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA home loans demand no down payment.
Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.
Fresno First Bank is dedicated to the banking needs of businesses, professionals, & successful individuals throughout Central CA. We believe businesses & individuals want the "hands-on, know your customer" approach. It is our mission to provide a full range of banking services differentiated by an ability to tailor & adjust services quickly.
7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.
Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Advisory Home Loans is a Mortgage Broker located in Fresno, California. We offer custom loan terms, for example, if you have a 30 year fixed rate loan that is 3 years old, instead of "going backwards" with a new 30 year loan we can do a 27 year term. You name the term, we can do it (30 years and lower).
Community Home Loans once in a lifetime opportunity presently exists for that visionary entity who can fully grasp the significance of the US Federal Trademark: Community Home Loans. It is truly the name that connects with customers worldwide. It is the name that represents the image of the new United States residential mortgage frontier.
2350 West Shaw Avenue, Suite 140, Fresno, CA, 93711
Mount Saber is the first time investor or a highly seasoned investor, our real estate investor financing programs are a ideal resource to achieve your ultimate real estate acquisition objectives. Please see our basic funding guidelines below that will equip you with the knowledge to be able to get your first real estate deal on track and closed
SNAP! Home Loans is the industries Lowest Cost, Most Tech Lending Solution. Because we are a broker we provide Buyers with what we call “Fair Market Pricing” by shopping their loan with as many as 20 different banks. This provides our borrowers with the best financing available, with the most flexibility, at the lowest out of pocket price.
336 West Bedford Avenue, Suite 103, Fresno, CA, 93711
Aspire Realty Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
