FHA Vs. USDA loan program for Chico, Butte County, California

In 2025, USDA loan limit in Chico, county of Butte, CA is $403,600 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chico, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(412) 401-6805 2184 miles Lender's profile and map Reviews THREE RIVERS LENDING 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317 Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you
(412) 537-1316 2185 miles Lender's profile and map Reviews HOLLAND MORTGAGE ADVISORS 4640 Campbells Run Rd, Pittsburgh, PA, 15205 Holland Mortgage Advisors is a professional mortgage lending company, with over 150 years combined experience in the mortgage lending industry. We focus on conventional, government, new construction, investment/commercial, and portfolio lending, and partner with reputable local and national lending institutions to be able to offer our clients
(814) 432-1207 2185 miles Lender's profile and map Reviews Galaxy Federal Credit Union 1313 Liberty Street, Franklin, PA, 16323 Galaxy Federal Credit Union is a community credit union offering a full range of financial services to anyone that lives, works, worships, volunteers, or attends school in Venango County AND all of their immediate family members. Galaxy will provide the best financial services and products at competitive rates in a safe.
(412) 922-8272 2185 miles Lender's profile and map Reviews Tara Mortgage Services LLC 554 Washington Avenue, Carnegie, PA, 15106 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(412) 276-5379 2185 miles Lender's profile and map Reviews SouthWest Communities Federal Credit Union 213 Pine St, Carnegie, PA, 15106 SouthWest Communities means members enjoy higher dividends than banks, lower loan rates, low to no fees, & more personalized service than traditional banking, while still having access to the same conveniences, including: free online banking, mobile deposit, bill pay services, free checking, CD's, Christmas & vacation.
(412) 564-5858 2185 miles Lender's profile and map Reviews Princeton Financial, LLC 243 E Main St, Suite 201,, Carnegie, PA, 15106 "Since 1997, our team at Princeton has built a strong and trusted reputation as a regional mortgage lender. We serve the various lending needs of real estate professionals, builders, & individual homebuyers throughout Pennsylvania & West Virginia. mortgage lender. We serve the various lending needs of real We’re a full service mortgage lender"
(412) 221-6660 2186 miles Lender's profile and map Reviews Visionary Federal Credit Union 201 Beram Avenue, Bridgeville, PA, 15017 "Visionary FCU was founded in November 1960 as Universal-Cyclops Bridgeville Federal Credit Union. We changed our name to Visionary FCU in 1997, and now serve members that live, work, go to school, or worship in Allegheny County, PA. We are also a member of the Credit Union Shared Branch Network.
(800) 662-9550 2186 miles Lender's profile and map Reviews Mohsin Mortgage Corp 3075 Washington Pike, Bridgeville, PA, 15017 Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate
(229) 294-2821 2186 miles Lender's profile and map Reviews Family Bank 134 Hand Avenue, Pelham, GA, 31779 We make all of our loan decisions locally so you never have to deal with someone you don’t know. We pride ourselves on being able to offer exceptional service to our customers and we’ll always keep your best interests in mind during the loan process. Have a look below at some of the types of loans we have to offer. Mortgage Loans Constructio
(814) 664-7010 2186 miles Lender's profile and map Reviews Corry Jamestown Credit Union 637 North Center Street, Suite A, Corry, PA, 16407 Corry Jamestown Credit Union was State Chartered on February 14th, 1954. Our original sponsor was Corry Jamestown Manufacturing Corporation located in Corry, PA, but as of 2005, we became a Community Chartered credit union within the territory of the Corry Area School District Since we are State Chartered, we are regulated by the Pennsylvania.
(814) 663-3263 2186 miles Lender's profile and map Reviews Corry Federal Credit Union 728 Worth Street, Corry, PA, 16407 The Corry FCU is a member-owned financial institution dedicated to serving the financial needs of our members and their families in a friendly and professional manner. Our commitment is to remain fiscally responsible: offering attractive rates for deposit accounts and loans while continually expanding our services for our member’s convenience.