USDA Vs. FHA your options comparison in Chico, Butte County, CA
In 2025, the USDA loan limit in Chico, Butte County, CA, stands at $403,600, whereas the FHA limit for a single-family home is set at $472,030.
Utilize Lendersa®'s USDA loan calculator to compare the current USDA versus FHA best rates and determine the necessary income, credit, reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to assist you in choosing the program in that best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Chico, Butte County, CA
Loan Type
Loan Limit
Down Payment
USDA
$403,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA Loans in Chico, CA
Lendersa® is dedicated to swiftly and seamlessly finding you the optimal USDA or FHA loan. Begin with one of three starting avenues to discover lenders that align with USDA loan programs tailored to your needs.
The USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture, available solely in rural locations. Unlike FHA loans, which mandate at least a 3.5% down payment, a USDA loan does not require any down payment.
21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
100 Owings Court, Suite 13, Reisterstown, MD, 21136
HFS Financial Services offers consumer financing for swimming pool and home improvement projects in all 50 states. 100% No Money Down, & No Equity Required! Loan amounts up to $250, 000 starting at 2.99%.
Call 1-800-254-9560 or apply online today!
Now, you can finally get that in-ground pool or remodeled bathroom you've always wanted
Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.
Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.
15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.
Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117
Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117
First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
20 New Plant Ct, Suite 102, Owings Mills, MD, 21117
Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117
Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
