USDA and FHA Pro and Con in Magalia, Butte County, CA
As of 2025, the USDA loan limit for Magalia in Butte County, CA, is $403,600, whereas for a single-family property, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current top rates for USDA versus FHA loans. It assists in determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans for a comprehensive comparison aimed at guiding you to the best choice in tailored to your financial context.
Loan Limits and Down Payment Standards for 2025 in Magalia, Butte County, CA
Loan Type
Loan Limit
Down Payment
USDA
$403,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore Your USDA and FHA Loan Opportunities in Magalia, CA
Lendersa® strives to swiftly provide you with the most suitable USDA or FHA loan options, hassle-free. Opt for one of three starting strategies, resulting in a match with relevant lenders and appropriate USDA loan options.
A USDA home loan, supported by the Department of Agriculture (often referred to as a USDA rural development loan or mortgage), is offered exclusively in rural locations. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
525 East Big Beaver Road, Suite 303, Troy, MI, 48083
Our nationwide Lending Connections and our local professional Mortgage Brokers allow us to offer our clients a tailored no-hassle mortgage to fit every need and every budget. We attract clients and employees that respect the dedication of an ethical, moral, and professional job well done, we believe that is the ONLY way to do business.
"The Towne Mortgage family of companies' mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring!
Headquartered in Troy, Michigan with over 30 years of experience,"
C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.
Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned
141 Prosperous Place, Suite 25, Lexington, KY, 40509
Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.
CBGC LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
153 Prosperous Place, Suite 2B, Lexington, KY, 40509
At Pro Mortgages LLC You can trust us to find the loan program that’s best for you. When you decide to buy a home or refinance a mortgage, it’s a big step. Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else,
