As of 2026, the USDA loan limit for Magalia in Butte County, CA, is $403,600, whereas for a single-family property, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current top rates for USDA versus FHA loans. It assists in determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans for a comprehensive comparison aimed at guiding you to the best choice in tailored to your financial context.
Loan Limits and Down Payment Standards for 2026 in Magalia, Butte County, CA
Loan Type
Loan Limit
Down Payment
USDA
$403,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore Your USDA and FHA Loan Opportunities in Magalia, CA
Lendersa® strives to swiftly provide you with the most suitable USDA or FHA loan options, hassle-free. Opt for one of three starting strategies, resulting in a match with relevant lenders and appropriate USDA loan options.
A USDA home loan, supported by the Department of Agriculture (often referred to as a USDA rural development loan or mortgage), is offered exclusively in rural locations. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
E Mortgage Capital has been a respected mortgage company with what we believe to be the most competitive interest rates in the market, boasting a level of customer service most often associated with small local lenders. Our mission is to serve our customers with honesty, integrity and competence.
Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.
As part of the Finance of America family of companies, Finance of America Commercial provides individual and business exposure limits with individual FIX & FLIP rehab property loans, along with BRIDGE loans, and SINGLE & PORTFOLIO RENTAL term loans to residential real estate investors across the country, helping our clients overcome traditional fin
CoreVest (previously Colony American Finance) was founded in 2014 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our experience and scale enabled us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
LendingXpress is a California based commercial, private/hard money, and residential broker/lender specializing in mortgage loans for real estate ranging from various sizes and types ranging from $100,000 to $100,000,000. If you are looking to purchase a properties, refinance, cash out, bridge loan, fix and flip etc..
ALT Financial Network is a small group of honest, experienced mortgage professionals. We offer some of the lowest rates and closing costs in the industry because we strive for repeat business from our clients. We stand firmly behind our Good Faith Estimates so you don't have to worry about surprises at closing time
Since 1992, the Equity Wave Lending, Inc. staff has specialized in prudent underwriting and responsible direct hard money and private money lending to disadvantaged and under-served Americans. We also provide non-US citizens here and around the world the opportunity to share in the American dream, and invest in our great country.
Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.
