As of 2025, the USDA loan limit for Magalia in Butte County, CA, is $403,600, whereas for a single-family property, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current top rates for USDA versus FHA loans. It assists in determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans for a comprehensive comparison aimed at guiding you to the best choice in tailored to your financial context.
Loan Limits and Down Payment Standards for 2025 in Magalia, Butte County, CA
Loan Type
Loan Limit
Down Payment
USDA
$403,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore Your USDA and FHA Loan Opportunities in Magalia, CA
Lendersa® strives to swiftly provide you with the most suitable USDA or FHA loan options, hassle-free. Opt for one of three starting strategies, resulting in a match with relevant lenders and appropriate USDA loan options.
A USDA home loan, supported by the Department of Agriculture (often referred to as a USDA rural development loan or mortgage), is offered exclusively in rural locations. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
1545 Victory Boulevard, Suite 101, Glendale, CA, 91201
Regal Equity Source, Inc, our professional mortgage consultants can help you find the right mortgage tailored for you. We recognize that mortgages are not a one size fits all type of product as everyone has different needs and goals in life. The array of mortgage products that we offer allows us to help you put you on the right pathway.
6618 San Fernando Road, Unit 209, Glendale, CA, 91201
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REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
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1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other hard money lenders lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.
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Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner occupied residential and multifamily properties. We focus on value-add transactions. We do not charge interest on the rehab holdback.
