USDA and FHA Pro and Con in Magalia, Butte County, CA
In 2025, USDA loan limit in Magalia, county of Butte, CA is $403,600 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Magalia, county of Butte, CA
Loan Type
Loan Limit
Down payment
USDA
$403,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Magalia, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
400 Continental Blvd., 6th Fl., El Segundo, CA, 90245
"Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors.
Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc.
Together with our experience and expertise, we provide solutions"
222 N Pacific Coast Highway, Suite 2000, El Segundo, CA, 90245
Rockland Commercial is a full service mortgage lending firm that specializes in commercial & apartment mortgage financing. We are located in Redondo Beach, Manhattan Beach, and in Los Angeles County. We provide commercial and apartment loans to businesses and individuals throughout California, Arizona, Nevada, Washintgon, and the rest of the nation
"PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost.
Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.
CrestWood Communities isn't just a family-owned company; it's a company that feels a lot like family. CrestWood owes its success to a team of talented and caring individuals experienced in every aspect of homebuilding, including several who have been with the company for 40 years
Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
7507 Roseberry Avenue, Unit 2160, Walnut Park, CA, 90255
It is our goal to make sure that you have a stress-free and well informed home buying process. We have an incredible tool specifically made to help you and your family completely understand all of your mortgage loan options so together we can find the perfect mortgage to fit your goals.
