USDA Vs. FHA Pro and Con comparison in Azusa, Los Angeles County, CA

In 2024, USDA loan limit in Azusa, county of Los Angeles, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Azusa, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Azusa, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SharpTurn Mortgage LLC
  • 859 Willard St, Suite 400, Quincy, MA, 02169
  • "SharpTurn Mortgage, LLC: is a mortgage provider of online and off-line mortgage broker services, headquartered in Quincy MA. SharpTurn Mortgage constantly strive for customer satisfaction. The company’s loan professionals are trained to deliver straightforward solutions, to help buyers make confident decisions about their mortgage selection"
  • Northeastern Mortgage LLC
  • 1073 Hancock Street, Suite 100, Quincy, MA, 02169
  • Northeastern Mortgage LLC is a leading mortgage brokerage company that can arrange the best loan products available such as of Conventional Fannie Mae/Freddie Mac, FHA, VA, USDA, first time homebuyer, residential and commercial loans. and Our purpose is straightforward. We strive to arrange our clients with the best possible financing options.
  • Conquest Funds
  • 859 Willard Street, Suite 503, Quincy, MA, 02169
  • Conquest Funds is an asset-based private money lender in the Boston, Dallas, Austin and San Antonio areas.Founded in 2010, Conquest specializes in hard money loans for real estate investors, builders and developers providing unparalleled real estate financing through bridge loans, fix & flip loans, construction and acquisition loans.
  • MBA Mortgage Corporation
  • 2 Adams Place, Suite 410, Quincy, MA, 02169
  • Our success comes from the amazing colleagues, clients & communities.We’re grateful to have talented professionals across our organization,who provide knowledgeable service to our amazing clients.MBA Mortgage team continues to inspire action with our ongoing support of veteran causes.From fundraising to community engagement, our passion for service
  • Grand Coast Capital Group
  • 1515 Hancock Street Suite 404, Quincy, MA, 02169
  • Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope
  • The Grossman Companies, Inc.
  • 859 WILLARD STREET SUITE 501, Quincy, MA, 02169
  • First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati
  • Middlesex Mortgage Financial Inc
  • 1 Sprague Street, Revere, MA, 02151
  • Middlesex Mortgage Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Kahuku Federal Credit Union
  • 56-576 Kamehameha Highway, Suite A, Kahuku, HI, 96731
  • Kahuku FCU was chartered on July 28, 1937 to serve the employees of the Kahuku Plantation Company, a cane sugar plantation. The plantation ceased operations in 1971, and on June 1, 1972 the credit union’s charter was amended to include residents who lived near the local post office.
  • Liberty Bay Credit Union
  • 300 Granite Street, Braintree, MA, 02184
  • Liberty Bay Credit Union is a cooperative, non-profit financial institution that offers a full range of financial services to our individuals and business members. And because we are member-owned, instead of paying dividends to outside stockholders, we return our profits to our members in the form of higher rates on deposits and lower rates on loan
  • Harbor Mortgage Solutions
  • 100 Grandview Road, Suite 105, Braintree, MA, 02184
  • Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose.
  • Dovetail Mortgage LLC
  • 10 Forbes Rd, Suite 290E, Braintree, MA, 02184
  • We started Dovetail Mortgage™ to tackle the elephant in the mortgage process room. Applying for a loan all the way through the closing table should not be daunting. It should be seamless, and simple. In short, it should be harmonious. We have a combined 50-year experience as brokers and lenders.
  • River Works Credit Union
  • 947 Western Avenue, Lynn, MA, 01905
  • RiverWorks Credit Union, a non-profit financial institution owned by our membership and established in 1936. River Works Credit Union’s primary objective is to function as an independent, full service Credit Union dedicated to offering competitive and affordable products to its members in a highly personalized manner.