USDA VS FHA in Baldwin-Park, Los Angeles County, CA

In 2026, the USDA loan limit for Baldwin-Park in Los Angeles County, CA amounts to $657,900, while the FHA limit is set at $822,375 for a single-family residence.

Employ Lendersa® USDA loan calculator to evaluate today's rates for USDA versus FHA loans, and to understand the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program available in for your unique financial requirements.

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2026 Loan Limits and Down Payment Details in Baldwin-Park, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Baldwin-Park, CA

The objective of Lendersa® is to secure you the most beneficial USDA or FHA loan swiftly, minus the hassle. Choose among three initial pathways to connect with suitable lenders and specific USDA loan programs.

Lendersa USDA loan request with corresponding results

Understanding USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans with a 3.5% minimum down payment requirement, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • North East Welch Federal Credit Union
  • 115 Clay Street, North East, PA, 16428
  • At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.
  • First Florida Credit Union
  • PO Box 43310, Jacksonville, FL, 32203
  • First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members. The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.
  • Ocala Community Credit Union
  • 2675 SE 36th Avenue, Ocala, FL, 34471
  • Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
  • Abbey Mortgage
  • 2107 SE 3rd Ave., Ocala, FL, 34471
  • Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
  • Coast 2 Coast Lending
  • 1630 SE 18th St, #203, Ocala, FL, 34471
  • Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
  • Landmark Mortgage Planners
  • 3227 SE Maricamp Rd, #101, Ocala, FL, 34471
  • Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
  • Total Mortgage Lending
  • 1700 34th Street South, Saint Petersburg, FL, 33711
  • Total Mortgage Lending will work to get you the best rates and programs. We Pride ourselves on being committed to caring and putting our clients first and also first home is a major milestone in life but the process of obtaining a mortgage can feel a little bit overwhelming. The various paperwork, requirements.
  • Thomas My Mortgage Guy
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.
  • American Nationwide Mortgage Company Inc.
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
  • Compass Savings Bank
  • 111 Westinghouse Avenue, Wilmerding, PA, 15148
  • Compass Savings Bank is a branch office of Compass Savings Bank. They provide the following services: Full Service Office Location and are located at 111 Westinghouse Ave in Wilmerding Pennsylvania. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,