USDA and FHA Pro and Con in Baldwin-Park, Los Angeles County, CA

In 2026, the USDA loan limit for Baldwin-Park in Los Angeles County, CA amounts to $657,900, while the FHA limit is set at $822,375 for a single-family residence.

Employ Lendersa® USDA loan calculator to evaluate today's rates for USDA versus FHA loans, and to understand the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program available in for your unique financial requirements.

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2026 Loan Limits and Down Payment Details in Baldwin-Park, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Baldwin-Park, CA

The objective of Lendersa® is to secure you the most beneficial USDA or FHA loan swiftly, minus the hassle. Choose among three initial pathways to connect with suitable lenders and specific USDA loan programs.

Lendersa USDA loan request with corresponding results

Understanding USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans with a 3.5% minimum down payment requirement, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Coast Central Credit Union
  • 2650 Harrison Avenue, Eureka, CA, 95501
  • At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.

  • Briton Mortgage
  • 303 Harris Street, Eureka, CA, 95501
  • "Briton Mortgage purchased their building in 2001. It was a family home in disrepair. Janine made a commitment to the owner and her family that the home would not be torn down, but repaired and restored.

    The remodeling was complete in 2003 and it has been the proud ""home"" of Briton Mortgage ever since."

  • ReProp Financial
  • 735 4th Street, Eureka, CA, 95501
  • ReProp Financial, a private money lender, is a division of ReProp Investments, Inc., established in 1978. We are a regional, niche real estate collateral lender, specializing in commercial, industrial and agricultural loans. We are a boutique specialty lender with extensive experience in all types of small balance commercial loans.

  • Sugar House Mortgage
  • 2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.

  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
  • Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.

  • Desert Rivers Credit Union
  • 725 North Main, Moab, UT, 84532
  • Desert Rivers is an NCUA founded in 1957 and has approximately $54.69 millions in assets and also Serving residents of Southeast Utah with a full range of financial products, with our locations in Green River, Moab, Monticello and Blanding. We also are pleased to offer a nationwide network of Branches and ATMs through shared branching.

  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
    Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav

  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Prime Alliance Bank
  • 1868 South 500 West, Woods Cross, UT, 84010
  • Prime Alliance Bank, located in Woods Cross Utah, was created with the idea that local businesses, business owners, and individual customers would benefit from the personalized attention and service offered by a community bank. Since 2004, Prime Alliance Bank has specialized in national leasing