USDA VS FHA in Baldwin-Park, Los Angeles County, CA

In 2026, the USDA loan limit for Baldwin-Park in Los Angeles County, CA amounts to $657,900, while the FHA limit is set at $822,375 for a single-family residence.

Employ Lendersa® USDA loan calculator to evaluate today's rates for USDA versus FHA loans, and to understand the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program available in for your unique financial requirements.

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2026 Loan Limits and Down Payment Details in Baldwin-Park, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Baldwin-Park, CA

The objective of Lendersa® is to secure you the most beneficial USDA or FHA loan swiftly, minus the hassle. Choose among three initial pathways to connect with suitable lenders and specific USDA loan programs.

Lendersa USDA loan request with corresponding results

Understanding USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans with a 3.5% minimum down payment requirement, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Baldwin-Park Lenders

  • Saenz Real Estate
  • 14135 Francisquito Ave, Suite 101, Baldwin Park, CA, 91706
  • Lends in California
  • Saenz Real Estate is generally engaged in Real Estate. Saenz Real Estate operates in Baldwin Park. This organization is involved in Real Estate as well as other possible related aspects and functions of Real Estate. In California Saenz Real Estate maintains its local business operations

  • Lakeside Financial Services
  • 14607 Ramona Blvd, Suite C, Baldwin Park, CA, 91706
  • Lends in California
  • At Lakeside Financial Services, we do everything in our power to work with clients to prepare their tax returns and help get them the maximum refund they are entitled to. We also find the best Real Estate, Mortgage or Insurance Product that coincide with their current financial standing and future financial goals.

  • Super mortgage bros
  • 1900 W. Garvey Ave S, Suite 100, West Covina, CA, 91790
  • Lends in California
  • We specialize in helping people obtain residential mortgages. From first time home buyers to seasoned investors, we are always here to help! Some of the services we offer are FHA loans First time Home buyer programs VA Loans Conventional loans Jumbo loans mortgage Pre-approval Fixed rate Mortgage Adjustable Rate mortage Rate.

  • JV Realty and Home Loans
  • 2222 W Garvey Ave South, Suite 1, West Covina, CA, 91790
  • Lends in California
  • "Fully Bilingual English-Spanish Team.
    •Full Time team Mortgage Loan department with direct Lenders.

    Helping the Southern California community to achieve the American dream. We have specialized in real estate sales and loans for over 25 years. If you are thinking about buying, selling, or refinancing give us a call for a free consultation."

  • El Monte Community Credit Union
  • 11718 Ramona Blvd, El Monte, CA, 91732
  • Lends in California
  • Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.

  • NestMade Mortgage
  • 519 Falling Leaf, Alley Monrovia, CA, 91016
  • Lends in California
  • NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.

  • Poldnev Dennis
  • 216 W. Foothill Blvd, Monrovia, CA, 91016
  • Lends in California
  • Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.

  • HARRIMAN REALTY GROUP
  • 216 West Foothill Boulevard, Monrovia, CA, 91016
  • Lends in California
  • At The Harriman Realty Group Inc., we take pride in our expertise and commitment at helping you buy or sell your home. We know how important it is for our clients to understand each step of the buying and selling process, and we are devoted to helping them feel confident from start to finish.

  • Transglobal Lending
  • 185 West Chestnut Avenue, Monrovia, CA, 91016
  • Lends in California
  • The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • HomeLoan123
  • 13725 Proctor Ave, Suite A, La Puente, CA, 91746
  • Lends in California
  • HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.