USDA Vs. FHA your options comparison in Claremont, Los Angeles County, CA

For 2025, the USDA loan limit in Claremont within Los Angeles county, CA is specified to be $776,600, while the limit for FHA loans is set at $1,089,300 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, and to determine the qualifications needed, including income, credit, reserves, and required documents. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in deciding which plan is optimal for your particular financial goals in .

Evaluate loan offers from over 100 lenders

2025 Loan Caps and Down Payment Guidelines in Claremont, Los Angeles, CA

Loan Type Loan Cap Down Payment Required
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

A Closer Look at USDA and FHA Lending Opportunities in Claremont, CA

The mission of Lendersa® is to provide you with the best possible USDA or FHA loan solutions quickly, without the usual stress and complexity. Begin with one of our three easy steps to engage with lenders and explore USDA loan offerings.

Results of Lendersa USDA loan request match

Understanding USDA Loans in CA

A USDA home loan is guaranteed by the United States Department of Agriculture and is also known as a USDA rural development loan or mortgage. This loan is specifically available for rural areas and does not require a down payment, unlike FHA loans which require a 3.5% minimum down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Southeast Federal Credit Union
  • 1545 Bluff City Highway, Bristol, TN, 37620
  • United Southeast Federal Credit Union was chartered in 1941 to serve employees of the Inter-Mountain Telephone Company. Over the years, our Credit Union has grown to serve the employees of several hundred select employer groups in Tennessee and Virginia. USFCU is owned and operated by its membership.
  • The Commercial and Savings Bank
  • 91 North Clay Street, Millersburg, OH, 44654
  • With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
  • Wayne County Community Federal Credit Union
  • 311 Kaufman Drive, Smithville, OH, 44677
  • Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date
  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
  • Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
  • Consolidated Funding Corp
  • 2425 Medina Road, Medina, OH, 44256
  • CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
  • Crossroads Home Loans
  • 2530 Medina Road, Suite 100, Medina, OH, 44256
  • "At Crossroads Home Loans. We are a web based Mortgage Firm. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services. Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
  • Best Life Mortgage Advisor
  • 33 Market Point Drive, Greenville, SC, 29607
  • At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.
  • Next Mortgage LLC
  • 1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
  • NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction